United Bankshares Stock Today

UBSI Stock  USD 41.74  0.34  0.82%   

Performance

5 of 100

 
Weak
 
Strong
Modest

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
United Bankshares is trading at 41.74 as of the 22nd of November 2024. This is a 0.82 percent increase since the beginning of the trading day. The stock's open price was 41.4. United Bankshares has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat modest performance during the last 90 days. Equity ratings for United Bankshares are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 26th of May 2024 and ending today, the 22nd of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
26th of March 1990
Category
Financial Services
Classification
Financials
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. United Bkshs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 135.22 M outstanding shares of which 2.3 M shares are at this time shorted by private and institutional investors with about 5.27 trading days to cover. More on United Bankshares

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United Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Executive PresidentJulie Gurtis
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Financial 100, SP Midcap 400, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01310.0122
Notably Up
Slightly volatile
Asset Turnover0.04630.0342
Significantly Up
Slightly volatile
Gross Profit Margin0.790.89
Fairly Down
Slightly volatile
Total Current Liabilities22.4 B21.3 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total26.3 B25.1 B
Sufficiently Up
Slightly volatile
Total Assets31.4 B29.9 B
Sufficiently Up
Slightly volatile
Total Current AssetsB4.2 B
Fairly Up
Very volatile
Total Cash From Operating Activities429.2 M408.7 M
Sufficiently Up
Slightly volatile
Debt Levels
United Bankshares can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand United Bankshares' financial leverage. It provides some insight into what part of United Bankshares' total assets is financed by creditors.
Liquidity
United Bankshares currently holds 1.88 B in liabilities with Debt to Equity (D/E) ratio of 0.13, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about United Bankshares' use of debt, we should always consider it together with its cash and equity.

Begin Period Cash Flow

602.25 Million
United Bankshares (UBSI) is traded on NASDAQ Exchange in USA. It is located in 300 United Center, Charleston, WV, United States, 25301 and employs 2,651 people. United Bankshares is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.6 B. United Bankshares conducts business under Banks sector and is part of Financials industry. The entity has 135.22 M outstanding shares of which 2.3 M shares are at this time shorted by private and institutional investors with about 5.27 trading days to cover. United Bankshares currently holds about 1.72 B in cash with 408.74 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 12.82.
Check United Bankshares Probability Of Bankruptcy
Ownership Allocation
United Bankshares shows a total of 135.22 Million outstanding shares. The majority of United Bankshares outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in United Bankshares to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in United Bankshares. Please pay attention to any change in the institutional holdings of United Bankshares as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check United Ownership Details

United Stock Institutional Holders

InstituionRecorded OnShares
Fuller & Thaler Asset Management Inc2024-09-30
1.5 M
Morgan Stanley - Brokerage Accounts2024-06-30
1.5 M
Vaughan Nelson Scarbrgh & Mccullough Lp2024-06-30
1.3 M
Bank Of America Corp2024-06-30
1.3 M
Fisher Asset Management, Llc2024-09-30
1.2 M
Norges Bank2024-06-30
1.2 M
Proshare Advisors Llc2024-09-30
1.1 M
Amvescap Plc.2024-06-30
964.6 K
Nuveen Asset Management, Llc2024-06-30
849.3 K
Blackrock Inc2024-06-30
19.3 M
Vanguard Group Inc2024-09-30
14.2 M
View United Bankshares Diagnostics

United Bankshares Historical Income Statement

As of now, United Bankshares' Net Income is increasing as compared to previous years. The United Bankshares' current Income Tax Expense is estimated to increase to about 102.4 M, while Operating Income is projected to decrease to under 227.2 M. View More Fundamentals

United Stock Against Markets

United Bankshares Corporate Management

CPA CPAEx DirectorProfile
CPA ConsagraPresidentProfile
Charles MildrenExecutive OfficerProfile
Richard SrExecutive BoardProfile
Matthew HumphreyExecutive ManagementProfile
When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
1.48
Earnings Share
2.65
Revenue Per Share
7.498
Quarterly Revenue Growth
(0)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.