FinVolution Financials

FINV Stock  USD 6.18  0.11  1.75%   
Based on the analysis of FinVolution's profitability, liquidity, and operating efficiency, FinVolution Group is performing exceptionally good at the present time. It has a great chance to report excellent financial results in December. At this time, FinVolution's Other Stockholder Equity is fairly stable compared to the past year. Property Plant And Equipment Gross is likely to climb to about 475.1 M in 2024, whereas Short and Long Term Debt Total is likely to drop slightly above 39.6 M in 2024. Key indicators impacting FinVolution's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio4.0E-44.0E-4
Notably Down
Pretty Stable
Current Ratio20.0519.0915
Sufficiently Up
Slightly volatile
The financial analysis of FinVolution is a critical element in measuring its lifeblood. Investors should not minimize FinVolution's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

1.89 Billion

  
Understanding current and past FinVolution Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of FinVolution's financial statements are interrelated, with each one affecting the others. For example, an increase in FinVolution's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in FinVolution's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of FinVolution Group. Check FinVolution's Beneish M Score to see the likelihood of FinVolution's management manipulating its earnings.

FinVolution Stock Summary

FinVolution competes with SLM Corp, Orix Corp, FirstCash, Medallion Financial, and Oportun Financial. FinVolution Group operates fintech platform that connects underserved individual borrowers with financial institutions in China. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the Peoples Republic of China. Finvolution Group operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 4259 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS31810T1016
CUSIP31810T101 69354V108
LocationChina
Business AddressBuilding G1, Shanghai,
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websiteir.finvgroup.com
Phone86 21 8030 3200
CurrencyUSD - US Dollar

FinVolution Key Financial Ratios

FinVolution Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets18.3B14.9B18.1B21.4B21.3B14.5B
Other Current Liab9.7B(812.5M)(514.4M)(1.0B)729.6M693.1M
Other Liab9.4B5.5B6.3B7.4B8.6B5.6B
Net Tangible Assets7.8B8.2B10.5B12.2B14.1B14.8B
Net Debt(2.0B)(2.6B)(4.4B)(3.5B)(4.9B)(4.7B)
Retained Earnings2.0B2.7B4.7B6.5B9.1B9.6B
Accounts Payable1.1B905.0M0.0357.3M321.6M396.6M
Cash2.3B2.6B4.4B3.6B5.0B2.7B
Other Assets129.7M155.8M455.7M919.4M205.5M301.9M
Net Receivables9.4B863.9M1.9B6.1B2.2B3.2B
Inventory(8.3B)(3.4B)(2.7B)(3.6B)(2.9B)(3.1B)
Other Current Assets13.4B4.5B5.9B5.8B7.9B5.5B
Total Liab10.3B6.5B7.4B8.9B7.4B6.7B
Total Current Assets16.9B13.5B16.4B18.9B18.0B13.1B
Short Term Debt17.3M25M235M5.8M6.6M6.3M
Intangible Assets68.9M64.3M98.9M98.7M113.5M72.4M

FinVolution Key Income Statement Accounts

The reason investors look at the income statement is to determine what FinVolution's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Tax Provision482.0M455.4M240.8M454.8M468.5M315.3M
Interest Income47.0M316.2M1.3B1.1B1.3B1.3B
Interest Expense235.6M228.3M205.2M205.8M236.7M133.2M
Total Revenue6.0B7.6B9.5B11.1B12.6B6.9B
Gross Profit4.8B6.2B7.6B9.1B10.4B5.5B
Operating Income2.6B2.3B2.6B2.5B6.9B7.2B
Ebit2.6B2.3B2.6B2.5B6.9B7.2B
Research Development390.6M370.2M434.9M491.5M511.0M327.7M
Ebitda2.7B2.4B2.7B2.6B6.9B7.2B
Cost Of Revenue1.2B1.3B1.8B2.0B2.2B1.3B
Income Before Tax2.9B2.4B2.7B2.7B2.8B2.2B
Net Income2.4B2.0B2.5B2.3B2.3B1.9B
Income Tax Expense482.0M455.4M240.8M454.8M395.1M306.4M
Minority Interest63.5M67.0M13.6M(14.9M)(43.2M)(41.1M)
Net Interest Income(15.2M)256.1M1.1B1.1B1.3B1.3B

FinVolution Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining FinVolution's current stock value. Our valuation model uses many indicators to compare FinVolution value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across FinVolution competition to find correlations between indicators driving FinVolution's intrinsic value. More Info.
FinVolution Group is rated # 3 in return on equity category among its peers. It is one of the top stocks in return on asset category among its peers reporting about  1.27  of Return On Asset per Return On Equity. At this time, FinVolution's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value FinVolution by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

FinVolution Group Systematic Risk

FinVolution's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. FinVolution volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on FinVolution Group correlated with the market. If Beta is less than 0 FinVolution generally moves in the opposite direction as compared to the market. If FinVolution Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one FinVolution Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of FinVolution is generally in the same direction as the market. If Beta > 1 FinVolution moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in FinVolution Stock are looking for potential investment opportunities by analyzing not only static indicators but also various FinVolution's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of FinVolution growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.0

At this time, FinVolution's Price Earnings To Growth Ratio is fairly stable compared to the past year.

FinVolution November 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of FinVolution help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of FinVolution Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of FinVolution Group based on widely used predictive technical indicators. In general, we focus on analyzing FinVolution Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build FinVolution's daily price indicators and compare them against related drivers.

Additional Tools for FinVolution Stock Analysis

When running FinVolution's price analysis, check to measure FinVolution's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FinVolution is operating at the current time. Most of FinVolution's value examination focuses on studying past and present price action to predict the probability of FinVolution's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FinVolution's price. Additionally, you may evaluate how the addition of FinVolution to your portfolios can decrease your overall portfolio volatility.