360 Finance Stock Today

QFIN Stock  USD 42.19  1.23  3.00%   

Performance

10 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 6

 
High
 
Low
Low
360 Finance is selling at 42.19 as of the 30th of January 2025; that is 3.00 percent increase since the beginning of the trading day. The stock's open price was 40.96. 360 Finance has only a 6 % chance of going through financial distress over the next few years and had a ok performance during the last 90 days. The performance scores are derived for the period starting the 1st of November 2024 and ending today, the 30th of January 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
14th of December 2018
Classification
Financials
360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the Peoples Republic of China. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. The company has 155.25 M outstanding shares of which 2.76 M shares are at this time shorted by private and institutional investors with about 0.98 trading days to cover. More on 360 Finance

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360 Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Senior PresidentZhiqiang He
Business ConcentrationConsumer Finance, Financial Services, NASDAQ Composite, NASDAQ Golden Dragon, NASDAQ Financial 100, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.320.3555
Moderately Down
Slightly volatile
Total Current Liabilities41.3 B39.3 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total4.7 B4.5 B
Sufficiently Up
Slightly volatile
Total Assets55.3 B52.7 B
Sufficiently Up
Slightly volatile
Total Current Assets53.9 B51.4 B
Sufficiently Up
Slightly volatile
Debt Levels
360 Finance can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand 360 Finance's financial leverage. It provides some insight into what part of 360 Finance's total assets is financed by creditors.
Liquidity
360 Finance currently holds 827.73 M in liabilities with Debt to Equity (D/E) ratio of 0.04, which may suggest the company is not taking enough advantage from borrowing. 360 Finance has a current ratio of 1.82, which is within standard range for the sector. Note, when we think about 360 Finance's use of debt, we should always consider it together with its cash and equity.

Total Cashflows From Investing Activities

(6.29 Billion)
360 Finance (QFIN) is traded on NASDAQ Exchange in USA. It is located in 7/F Lujiazui Finance Plaza, Shanghai, China, 200122 and employs 3,121 people. 360 Finance is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 6.36 B. 360 Finance conducts business under Consumer Finance sector and is part of Financials industry. The entity has 155.25 M outstanding shares of which 2.76 M shares are at this time shorted by private and institutional investors with about 0.98 trading days to cover. 360 Finance currently holds about 7.25 B in cash with 7.12 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 46.4, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check 360 Finance Probability Of Bankruptcy
Ownership Allocation
360 Finance secures a total of 155.25 Million outstanding shares. Over half of 360 Finance's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company retains, if the real value of the entity is less than the current market value, you may not be able to make money on it.
Check 360 Ownership Details

360 Stock Institutional Holders

InstituionRecorded OnShares
Serenity Capital Management Pte Ltd.2024-09-30
2.1 M
Dimensional Fund Advisors, Inc.2024-09-30
2.1 M
Norges Bank2024-06-30
M
Yunqi Capital Ltd2024-09-30
1.7 M
Man Group Plc2024-09-30
1.4 M
Causeway Capital Management Llc2024-09-30
1.4 M
Robeco Institutional Asset Management Bv2024-09-30
1.4 M
Arrowstreet Capital Limited Partnership2024-09-30
1.3 M
Geode Capital Management, Llc2024-09-30
1.3 M
Oceanlink Management Ltd.2024-09-30
7.6 M
Fountainvest China Capital Partners Gp3 Ltd.2024-09-30
7.5 M
View 360 Finance Diagnostics

360 Finance Historical Income Statement

At this time, 360 Finance's Total Other Income Expense Net is very stable compared to the past year. As of the 30th of January 2025, Net Income Applicable To Common Shares is likely to grow to about 4.9 B, while Tax Provision is likely to drop about 603 M. View More Fundamentals

360 Stock Against Markets

When determining whether 360 Finance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of 360 Finance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of 360 Finance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on 360 Finance Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.343
Earnings Share
4.84
Revenue Per Share
109.127
Quarterly Revenue Growth
0.063
Return On Assets
0.107
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.