First Bank may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, First Bank's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 494.1 M, whereas Other Liabilities is forecasted to decline to about 5.3 M. Key indicators impacting First Bank's financial strength include:
The financial analysis of First Bank is a critical element in measuring its lifeblood. Investors should not minimize First Bank's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Understanding current and past First Bank Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of First Bank's financial statements are interrelated, with each one affecting the others. For example, an increase in First Bank's assets may result in an increase in income on the income statement.
Please note, the presentation of First Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First Bank's management manipulating its earnings.
First Bank Stock Summary
First Bank competes with Sierra Bancorp, Bank7 Corp, Kearny Financial, Carter Bank, and Greene County. First Bank provides various banking products and services to individuals, businesses, and governmental entities. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey. First Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 225 people.
Comparative valuation techniques use various fundamental indicators to help in determining First Bank's current stock value. Our valuation model uses many indicators to compare First Bank value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Bank competition to find correlations between indicators driving First Bank's intrinsic value. More Info.
First Bank is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for First Bank is roughly 9.37 . At present, First Bank's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Bank's earnings, one of the primary drivers of an investment's value.
First Bank Systematic Risk
First Bank's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. First Bank volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on First Bank correlated with the market. If Beta is less than 0 First Bank generally moves in the opposite direction as compared to the market. If First Bank Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one First Bank is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of First Bank is generally in the same direction as the market. If Beta > 1 First Bank moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in First Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various First Bank's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of First Bank growth as a starting point in their analysis.
Price Earnings To Growth Ratio
0.1
At present, First Bank's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.
First Bank January 6, 2026 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of First Bank help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of First Bank. We use our internally-developed statistical techniques to arrive at the intrinsic value of First Bank based on widely used predictive technical indicators. In general, we focus on analyzing First Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build First Bank's daily price indicators and compare them against related drivers.
When running First Bank's price analysis, check to measure First Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bank is operating at the current time. Most of First Bank's value examination focuses on studying past and present price action to predict the probability of First Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bank's price. Additionally, you may evaluate how the addition of First Bank to your portfolios can decrease your overall portfolio volatility.