First Bank Valuation

FRBA Stock  USD 16.59  0.16  0.96%   
At this time, the firm appears to be undervalued. First Bank shows a prevailing Real Value of $18.06 per share. The current price of the firm is $16.59. Our model computes the value of First Bank from reviewing the firm fundamentals such as Profit Margin of 0.31 %, current valuation of 452.06 M, and Shares Outstanding of 24.81 M as well as analyzing its technical indicators and probability of bankruptcy.
Undervalued
Today
16.59
Please note that First Bank's price fluctuation is very steady at this time. Calculation of the real value of First Bank is based on 3 months time horizon. Increasing First Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  16.59 Real  18.06 Hype  16.72 Naive  15.95
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Bank Company, which is reflected in its stock price. It is based on First Bank's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
18.06
Real Value
19.71
Upside
Estimating the potential upside or downside of First Bank helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Bank more accurately as focusing exclusively on First Bank's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
15.5916.8218.06
Details
Hype
Prediction
LowEstimatedHigh
15.0716.7218.37
Details
Potential
Annual Dividend
LowForecastedHigh
0.200.200.20
Details

First Bank Total Value Analysis

First Bank is currently forecasted to have valuation of 452.06 M with market capitalization of 416.91 M, debt of 276.89 M, and cash on hands of 99.49 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Bank fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
452.06 M
416.91 M
276.89 M
99.49 M

First Bank Investor Information

About 57.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.96. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Bank last dividend was issued on the 7th of November 2025. First Bank is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.

First Bank Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Bank has an asset utilization ratio of 6.07 percent. This suggests that the Company is making $0.0607 for each dollar of assets. An increasing asset utilization means that First Bank is more efficient with each dollar of assets it utilizes for everyday operations.

First Bank Ownership Allocation

First Bank holds a total of 24.81 Million outstanding shares. Over half of First Bank's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

First Bank Profitability Analysis

The company reported the previous year's revenue of 229.44 M. Net Income was 42.24 M with profit before overhead, payroll, taxes, and interest of 135.18 M.

First Bank Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Bank's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Bank and how it compares across the competition.

About First Bank Valuation

The stock valuation mechanism determines First Bank's current worth on a weekly basis. Our valuation model uses a comparative analysis of First Bank. We calculate exposure to First Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Bank's related companies.
First Bank provides various banking products and services to individuals, businesses, and governmental entities. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey. First Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 225 people.
First Bank's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether First Bank's value is low or high relative to the company's performance and growth projections. Determining the market value of First Bank can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of First Bank represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

First Bank Dividends Analysis For Valuation

There are various types of dividends First Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Bank by the value of the dividends paid out.

First Bank Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding25.3 M
Quarterly Earnings Growth Y O Y0.469
Forward Price Earnings8.3403

Complementary Tools for First Stock analysis

When running First Bank's price analysis, check to measure First Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bank is operating at the current time. Most of First Bank's value examination focuses on studying past and present price action to predict the probability of First Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bank's price. Additionally, you may evaluate how the addition of First Bank to your portfolios can decrease your overall portfolio volatility.
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