First Bank Valuation

First Bank Investor Information

About 57.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.98. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Bank last dividend was issued on the 6th of February 2026. First Bank may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.

First Bank Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Bank has an asset utilization ratio of 6.23 percent. This suggests that the Company is making $0.0623 for each dollar of assets. An increasing asset utilization means that First Bank is more efficient with each dollar of assets it utilizes for everyday operations.

First Bank Profitability Analysis

Taking into consideration First Bank's profitability measurements, First Bank's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess First Bank's ability to earn profits and add value for shareholders. At present, First Bank's Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.31, whereas Pretax Profit Margin is forecasted to decline to 0.22.

	Current Value	Last Year	Change From Last Year	10 Year Trend
Gross Profit Margin	0.77	0.5522	Significantly Up	Pretty Stable
Net Profit Margin	0.16	0.1769	Moderately Down	Pretty Stable
Operating Profit Margin	0.31	0.2322	Significantly Up	Very volatile
Pretax Profit Margin	0.22	0.2322	Notably Down	Pretty Stable
Return On Assets	0.0066	0.011	Way Down	Slightly volatile
Return On Equity	0.0643	0.0984	Way Down	Slightly volatile

First Bank Earnings per Share Projection vs Actual

The next projected EPS of First Bank is estimated to be 0.48 with future projections ranging from a low of 0.46 to a high of 0.5. First Bank's most recent 12-month trailing earnings per share (EPS TTM) is at 1.65. Please be aware that the consensus of earnings estimates for First Bank is based on EPS before non-recurring items and includes expenses related to employee stock options. First Bank is projected to generate 0.48 in earnings per share on the 30th of June 2026. First Bank earnings estimates show analyst consensus about projected First Bank EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Bank's historical volatility. Many public companies, such as First Bank, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

First Bank Earnings Estimation Breakdown

The calculation of First Bank's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Bank is estimated to be 0.48 with the future projection ranging from a low of 0.46 to a high of 0.5. Please be aware that this consensus of annual earnings estimates for First Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.

First Bank Earnings Projection Consensus

First Bank Ownership Allocation

First Bank holds a total of 24.8 Million outstanding shares. Over half of First Bank's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

First Bank Profitability Analysis

The company reported the previous year's revenue of 246.78 M. Net Income was 42.24 M with profit before overhead, payroll, taxes, and interest of 135.31 M.

First Bank Past Distributions to stockholders

A single share of First Bank represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.

Valuation refers to the process of determining the present value of First Bank and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.

When running First Bank's price analysis, check to measure First Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bank is operating at the current time. Most of First Bank's value examination focuses on studying past and present price action to predict the probability of First Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bank's price. Additionally, you may evaluate how the addition of First Bank to your portfolios can decrease your overall portfolio volatility.