General American Financials

GAM Stock  USD 49.57  0.14  0.28%   
Based on the analysis of General American's profitability, liquidity, and operating efficiency, General American Investors may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, General American's Net Debt is very stable compared to the past year. As of the 22nd of November 2024, Cash And Short Term Investments is likely to grow to about 1.2 M, while Total Stockholder Equity is likely to drop about 1.4 B. Key indicators impacting General American's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.00370.0031
Fairly Up
Slightly volatile
The financial analysis of General American is a critical element in measuring its lifeblood. Investors should not minimize General American's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

287.07 Million

  
Understanding current and past General American Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of General American's financial statements are interrelated, with each one affecting the others. For example, an increase in General American's assets may result in an increase in income on the income statement.

General American Stock Summary

General American competes with Blackrock Muniyield, Allianzgi Equity, MFS Investment, Eaton Vance, and Blackrock Muni. General American Investors Company, Inc. is a publicly owned investment manager. General American Investors Company, Inc. was founded in 1927 and is based in New York, New York. General American operates under Asset Management classification in the United States and is traded on New York Stock Exchange.
Foreign Associate
  Spain
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS3688021043
CUSIP368802104
LocationNew York; U.S.A
Business Address530 Fifth Avenue,
SectorCapital Markets
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.generalamericaninvestors.com
Phone212 916 8400
CurrencyUSD - US Dollar

General American Key Financial Ratios

General American Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets1.3B1.3B1.5B1.3B1.4B1.4B
Other Liab6.0M6.5M6.3M4.6M5.3M6.5M
Net Tangible Assets1.1B1.1B1.3B1.0B937.0M897.1M
Retained Earnings670.1M675.9M880.9M657.6M859.9M555.3M
Accounts Payable1.7M8.0M2.9M1.8M1.6M1.5M
Cash(5.0M)(4.5M)(4.0M)182.2K117.5K123.3K
Other Assets17.6M17.8M21.5M11.1M2.6M2.5M
Net Receivables5.2M1.1M1.6M3.8M5.8M3.5M
Total Liab23.1M28.8M23.9M211.3M21.3M38.0M
Common Stock24.8M24.7M24.4M24.0M23.7M21.8M
Other Current Liab(1.7M)(8.6M)(3.5M)(2.5M)(1.6M)(1.7M)
Total Current Assets229.6K(3.4M)(2.4M)4.0M6.9M3.5M
Net Debt10.0M9.1M8.1M3.3M2.9M4.7M
Capital Stock214.9M214.8M214.5M24.0M213.8M146.4M

General American Key Income Statement Accounts

201920202021202220232024 (projected)
Total Revenue309.9M89.0M308.4M(164.7M)288.9M303.4M
Gross Profit309.9M89.0M308.4M(164.7M)26.1M24.8M
Operating Income296.9M77.0M293.6M(177.3M)1.4M1.3M
Ebit296.9M77.0M293.6M(177.3M)445.8M468.1M
Cost Of Revenue11.3M10.3M13.0M10.7M262.8M276.0M
Income Before Tax296.9M77.0M293.6M(177.3M)273.4M287.1M
Net Income296.9M77.0M293.6M(177.3M)273.4M287.1M
Income Tax Expense(161.1K)8.2M11.3M5.5M11.3M11.9M
Net Interest Income2.5M484.5K11.7K2.3M8.4M8.8M
Interest Income2.5M484.5K11.7K2.3M8.4M8.8M
Ebitda296.9M77.0M293.6M(177.3M)262.1M275.2M

General Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining General American's current stock value. Our valuation model uses many indicators to compare General American value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across General American competition to find correlations between indicators driving General American's intrinsic value. More Info.
General American Investors is one of the top stocks in return on equity category among its peers. It is rated # 3 in return on asset category among its peers reporting about  0.02  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for General American Investors is roughly  45.95 . At this time, General American's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value General American by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

General American Inv Systematic Risk

General American's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. General American volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on General American Inv correlated with the market. If Beta is less than 0 General American generally moves in the opposite direction as compared to the market. If General American Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one General American Inv is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of General American is generally in the same direction as the market. If Beta > 1 General American moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in General American Stock are looking for potential investment opportunities by analyzing not only static indicators but also various General American's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of General American growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.009083)

At this time, General American's Price Earnings To Growth Ratio is very stable compared to the past year.

General American November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of General American help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of General American Investors. We use our internally-developed statistical techniques to arrive at the intrinsic value of General American Investors based on widely used predictive technical indicators. In general, we focus on analyzing General Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build General American's daily price indicators and compare them against related drivers.
When determining whether General American Inv is a strong investment it is important to analyze General American's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact General American's future performance. For an informed investment choice regarding General Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in General American Investors. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of General American. If investors know General will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about General American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.22)
Dividend Share
2.65
Earnings Share
12.79
Revenue Per Share
1.147
Quarterly Revenue Growth
0.011
The market value of General American Inv is measured differently than its book value, which is the value of General that is recorded on the company's balance sheet. Investors also form their own opinion of General American's value that differs from its market value or its book value, called intrinsic value, which is General American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because General American's market value can be influenced by many factors that don't directly affect General American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between General American's value and its price as these two are different measures arrived at by different means. Investors typically determine if General American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, General American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.