Grupo Financiero Financials

GGAL Stock  USD 55.93  1.73  3.00%   
Based on the analysis of Grupo Financiero's profitability, liquidity, and operating efficiency, Grupo Financiero Galicia is performing exceptionally good at this time. It has a great probability to report excellent financial results in December. At this time, Grupo Financiero's Property Plant And Equipment Net is quite stable compared to the past year. Net Debt is expected to rise to about 2.5 T this year, although the value of Cash And Short Term Investments are projected to rise to (1.8 T). Key indicators impacting Grupo Financiero's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.210.2162
Fairly Down
Slightly volatile
Operating Income521.7 B496.8 B
Sufficiently Up
Slightly volatile
Current Ratio1.341.41
Notably Down
Slightly volatile
The financial analysis of Grupo Financiero is a critical element in measuring its lifeblood. Investors should not minimize Grupo Financiero's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

353.06 Billion

  
Understanding current and past Grupo Financiero Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Grupo Financiero's financial statements are interrelated, with each one affecting the others. For example, an increase in Grupo Financiero's assets may result in an increase in income on the income statement.

Grupo Financiero Stock Summary

Grupo Financiero competes with Grupo Supervielle, BBVA Banco, Itau Unibanco, Banco Bradesco, and Banco Macro. Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina. Grupo Fin operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange.
Foreign Associate
  Argentina
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS3999091008
CUSIP399909100
LocationArgentina
Business AddressTeniente General Juan
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.gfgsa.com
Phone54 11 4343 7528
CurrencyUSD - US Dollar

Grupo Financiero Key Financial Ratios

Grupo Financiero Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets664.1B1.1T1.7T3.4T10.3T10.8T
Other Current Liab15.6B16.1B11.2B276.3B284.0B298.2B
Net Debt(63.4B)(122.9B)(159.5B)(289.8B)2.4T2.5T
Retained Earnings(57.3B)(102.3B)(89.0B)(174.8B)1.3T1.3T
Accounts Payable529.7B671.0B1.0T2.1T144.5B232.5B
Cash130.8B175.4B237.4B447.5B(1.9T)(1.8T)
Net Receivables2.7B10.4B21.2B54.7B167.6B176.0B
Inventory(179.3B)(268.8B)(509.5B)(723.6B)(2.2T)(2.1T)
Other Current Assets179.3B268.8B509.5B723.6B3.5T3.7T
Total Liab566.7B878.1B1.4T164.1B8.3T8.7T
Total Current Assets133.4B185.8B258.7B502.2B3.5T3.7T
Other Liab23.5B17.7B64.0B483.7B556.2B584.0B
Other Assets415.7B541.2B747.8B1.5T(1.8T)(1.7T)
Long Term Debt67.5B52.6B78.0B150.0B436.3B458.1B
Intangible Assets5.5B14.5B21.2B38.5B122.2B128.3B
Short Term Debt46.9B30.6B61.5B134.0B333.2B349.9B
Net Tangible Assets140.5B165.4B281.3B570.8B656.5B689.3B

Grupo Financiero Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense77.9B90.2B157.6B565.5B3.0T3.2T
Total Revenue200.7B279.8B562.8B684.1B3.4T3.5T
Gross Profit200.7B279.8B562.8B558.6B17.4T18.2T
Operating Income47.8B62.1B84.5B90.8B496.8B521.7B
Ebit50.3B60.7B80.9B30.7B(185.1B)(175.8B)
Ebitda50.3B70.4B97.2B70.7B44.9B47.2B
Income Before Tax50.5B70.9B97.2B70.7B1.5T1.6T
Net Income29.8B38.8B60.6B48.6B336.2B353.1B
Income Tax Expense20.6B31.6B33.0B19.3B205.8B216.1B
Cost Of Revenue7.7M(13.6B)0.0125.5B(14.0T)(13.3T)
Minority Interest3.9B3K0.0(9K)2.5M2.4M
Tax Provision13.0B20.9B15.1B17.0B205.8B216.1B
Net Interest Income34.5B76.6B97.0B151.4B1.7T1.8T
Interest Income130.5B166.8B254.6B716.9B4.8T5.0T

Grupo Financiero Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash6.1B62.8B70.2B76.4B(864.2B)(821.0B)
Free Cash Flow(54.0B)176.6B272.9B561.7B52.3B53.3B
Depreciation2.6B8.3B14.5B27.9B84.4B88.7B
Other Non Cash Items6.6B80.4B210.2B475.4B(826.9B)(785.6B)
Dividends Paid2B2.0B1.9B25.2B179.3B188.2B
Capital Expenditures5.5B7.1B9.9B18.5B199.4B209.4B
Net Income51.0B43.4B47.5B65.6B336.2B353.1B
End Period Cash Flow232.0B378.8B642.0B1.3T3.3T3.4T
Investments(5.2B)(102.3M)(163.9M)(18.7B)(81.9B)(77.8B)
Net Borrowings31.0B(21.7B)(33.1B)10.4B9.3B9.8B
Change To Netincome24.0B91.6B94.1B223.9B257.4B270.3B

Grupo Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Grupo Financiero's current stock value. Our valuation model uses many indicators to compare Grupo Financiero value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Grupo Financiero competition to find correlations between indicators driving Grupo Financiero's intrinsic value. More Info.
Grupo Financiero Galicia is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about  0.19  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Grupo Financiero Galicia is roughly  5.15 . At this time, Grupo Financiero's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Grupo Financiero by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Grupo Financiero Galicia Systematic Risk

Grupo Financiero's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Grupo Financiero volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Grupo Financiero Galicia correlated with the market. If Beta is less than 0 Grupo Financiero generally moves in the opposite direction as compared to the market. If Grupo Financiero Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Grupo Financiero Galicia is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Grupo Financiero is generally in the same direction as the market. If Beta > 1 Grupo Financiero moves generally in the same direction as, but more than the movement of the benchmark.
This Stock does not participate in any thematic ideas. You can create a thematic portfolio hereView All Thematic Ideas
Today, most investors in Grupo Financiero Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Grupo Financiero's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Grupo Financiero growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.6

At this time, Grupo Financiero's Price Earnings To Growth Ratio is quite stable compared to the past year.

Grupo Financiero November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Grupo Financiero help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Grupo Financiero Galicia. We use our internally-developed statistical techniques to arrive at the intrinsic value of Grupo Financiero Galicia based on widely used predictive technical indicators. In general, we focus on analyzing Grupo Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Grupo Financiero's daily price indicators and compare them against related drivers.
When determining whether Grupo Financiero Galicia is a strong investment it is important to analyze Grupo Financiero's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Grupo Financiero's future performance. For an informed investment choice regarding Grupo Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Grupo Financiero Galicia. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Grupo Financiero. If investors know Grupo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Grupo Financiero listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
2.106
Earnings Share
2.28
Revenue Per Share
4.5 K
Quarterly Revenue Growth
1.343
Return On Assets
0.0685
The market value of Grupo Financiero Galicia is measured differently than its book value, which is the value of Grupo that is recorded on the company's balance sheet. Investors also form their own opinion of Grupo Financiero's value that differs from its market value or its book value, called intrinsic value, which is Grupo Financiero's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Grupo Financiero's market value can be influenced by many factors that don't directly affect Grupo Financiero's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Grupo Financiero's value and its price as these two are different measures arrived at by different means. Investors typically determine if Grupo Financiero is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Grupo Financiero's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.