GoHealth Financials

GOCO Stock  USD 1.79  0.03  1.70%   
GoHealth may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, GoHealth's Capital Lease Obligations is very stable compared to the past year. As of the 14th of February 2026, Short and Long Term Debt is likely to grow to about 47.7 M, while Total Assets are likely to drop about 1.7 B.
 
Covid
 
Interest Hikes

GoHealth Balance Sheet Chart

At this time, GoHealth's Capital Lease Obligations is very stable compared to the past year. As of the 14th of February 2026, Short and Long Term Debt is likely to grow to about 47.7 M, while Total Assets are likely to drop about 1.7 B.
Key indicators impacting GoHealth's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio1.81.36
Significantly Up
Slightly volatile
The financial analysis of GoHealth is a critical element in measuring its lifeblood. Investors should carefully consider GoHealth's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

(2.77 Million)

  
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Understanding current and past GoHealth Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of GoHealth's financial statements are interrelated, with each one affecting the others. For example, an increase in GoHealth's assets may result in an increase in income on the income statement.

GoHealth Stock Summary

GoHealth competes with Highest Performances, Siebert Financial, Prairie Operating, Keen Vision, and Magyar Bancorp. GoHealth, Inc. operates as a health insurance marketplace and Medicare focused digital health company in the United States. GoHealth, Inc. was founded in 2001 and is headquartered in Chicago, Illinois with additional offices in Charlotte, North Carolina, Lindon, Utah, Bratislava, Slovakia, and Kosice, Slovakia. Gohealth Inc operates under Insurance Brokers classification in the United States and is traded on NASDAQ Exchange. It employs 5448 people.
Specialization
Financial Services, Insurance Brokers
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS38046W1053
Business Address222 West Merchandise
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.gohealth.com
Phone312 386 8200
CurrencyUSD - US Dollar

GoHealth Key Financial Ratios

GoHealth Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets2.1B1.7B1.5B1.5B1.7B1.7B
Other Current Liab61.1M63.4M91.8M125.8M144.6M77.8M
Other Liab340.9M185.8M274.4M259.0M233.1M214.6M
Net Tangible Assets(309.2M)(694.9M)(241.6M)(182.6M)(209.9M)(220.4M)
Net Debt611.9M541.0M452.2M487.0M560.1M413.7M
Retained Earnings(208.3M)(357.0M)(420.3M)(423.2M)(380.9M)(399.9M)
Accounts Payable144.0M137.2M145.0M113.4M130.4M101.6M
Cash84.4M16.5M90.8M40.9M47.1M61.2M
Other Assets282.9M624.3M997.5M697.4M802.0M589.4M
Net Receivables285.9M340.5M336.5M324.9M373.6M263.5M
Long Term Debt Total288.7M396.4M665.1M504.8M580.5M408.1M
Other Current Assets58.7M57.6M49.2M34.6M39.8M38.2M
Total Liab1.2B1.1B1.0B1.0B1.2B958.6M
Net Invested Capital1.0B778.8M728.7M729.2M838.6M701.4M
Total Current Assets429.0M414.6M476.4M400.4M460.5M363.0M
Net Working Capital211.9M149.1M106.4M62.4M71.7M130.6M
Short Term Debt11.4M14.2M80.8M45.2M52.0M54.6M
Long Term Debt665.1M504.8M422.7M447.9M515.0M499.6M
Intangible Assets594.7M500.6M396.6M302.5M272.2M435.4M

GoHealth Key Income Statement Accounts

202120222023202420252026 (projected)
Tax Provision(24K)764K67K2.3M2.6M2.7M
Net Interest Income(33.5M)(57.1M)(69.0M)(72.9M)(65.6M)(68.9M)
Interest Expense33.5M57.1M69.5M72.9M83.8M43.1M
Total Revenue1.1B631.7M734.7M798.9M918.7M765.4M
Gross Profit823.1M444.0M575.7M668.3M768.5M582.3M
Operating Income(489.4M)(318.7M)(81.7M)(7.0M)(6.3M)(6.7M)
Ebit(500.7M)(318.6M)(81.6M)67.8M61.0M64.1M
Research Development0.110.50.590.210.190.18
Ebitda(393.2M)(211.5M)24.1M173.7M199.8M209.7M
Cost Of Revenue239.3M187.7M159.0M130.6M150.2M183.1M
Income Before Tax(534.2M)(375.6M)(151.1M)(5.1M)(4.5M)(4.8M)
Net Income(189.4M)(148.7M)(63.3M)(2.9M)(2.6M)(2.8M)
Income Tax Expense(24K)764K154K2.3M2.6M2.7M
Minority Interest(344.8M)(227.7M)176.3M4.4M4.0M3.8M

GoHealth Key Cash Accounts

202120222023202420252026 (projected)
Investments(19.8M)(13.5M)(9.5M)3.8M4.4M4.6M
Change In Cash(59.9M)(67.9M)74.3M(49.9M)(44.9M)(42.7M)
Net Borrowings265.7M(163.0M)(15.3M)2.2M2.0M2.1M
Free Cash Flow(318.8M)47.4M95.4M(35.3M)(40.6M)(42.7M)
Depreciation107.5M107.0M105.7M105.9M121.8M88.6M
Other Non Cash Items406.8M33.0M19.0M(61.0M)(54.9M)(52.2M)
Capital Expenditures19.8M13.5M13.7M13.7M15.8M14.1M
Net Income(534.2M)(376.4M)(151.3M)(7.3M)(6.6M)(6.9M)
End Period Cash Flow84.4M16.5M90.8M40.9M47.1M61.2M
Change To Netincome158.8M181.3M431.9M27.9M32.0M30.4M

GoHealth Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining GoHealth's current stock value. Our valuation model uses many indicators to compare GoHealth value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across GoHealth competition to find correlations between indicators driving GoHealth's intrinsic value. More Info.
GoHealth is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At this time, GoHealth's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the GoHealth's earnings, one of the primary drivers of an investment's value.
Most indicators from GoHealth's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into GoHealth current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in GoHealth. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services.
To learn how to invest in GoHealth Stock, please use our How to Invest in GoHealth guide.At this time, GoHealth's Tax Provision is very stable compared to the past year. As of the 14th of February 2026, Selling General Administrative is likely to grow to about 111.2 M, while Enterprise Value Over EBITDA is likely to drop 3.90.
 2025 2026 (projected)
Depreciation And Amortization121.8M88.1M
Interest Income9.4M9.9M

GoHealth fundamental ratios Correlations

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Click cells to compare fundamentals

GoHealth Account Relationship Matchups

GoHealth fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets2.1B1.7B1.5B1.5B1.7B1.7B
Other Current Liab61.1M63.4M91.8M125.8M144.6M77.8M
Other Liab340.9M185.8M274.4M259.0M233.1M214.6M
Net Tangible Assets(309.2M)(694.9M)(241.6M)(182.6M)(209.9M)(220.4M)
Net Debt611.9M541.0M452.2M487.0M560.1M413.7M
Retained Earnings(208.3M)(357.0M)(420.3M)(423.2M)(380.9M)(399.9M)
Accounts Payable144.0M137.2M145.0M113.4M130.4M101.6M
Cash84.4M16.5M90.8M40.9M47.1M61.2M
Other Assets282.9M624.3M997.5M697.4M802.0M589.4M
Net Receivables285.9M340.5M336.5M324.9M373.6M263.5M
Long Term Debt Total288.7M396.4M665.1M504.8M580.5M408.1M
Other Current Assets58.7M57.6M49.2M34.6M39.8M38.2M
Total Liab1.2B1.1B1.0B1.0B1.2B958.6M
Net Invested Capital1.0B778.8M728.7M729.2M838.6M701.4M
Total Current Assets429.0M414.6M476.4M400.4M460.5M363.0M
Net Working Capital211.9M149.1M106.4M62.4M71.7M130.6M
Short Term Debt11.4M14.2M80.8M45.2M52.0M54.6M
Long Term Debt665.1M504.8M422.7M447.9M515.0M499.6M
Intangible Assets594.7M500.6M396.6M302.5M272.2M435.4M
Today, most investors in GoHealth Stock are looking for potential investment opportunities by analyzing not only static indicators but also various GoHealth's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of GoHealth growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.47

At this time, GoHealth's Price Earnings To Growth Ratio is very stable compared to the past year.

GoHealth February 14, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of GoHealth help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of GoHealth. We use our internally-developed statistical techniques to arrive at the intrinsic value of GoHealth based on widely used predictive technical indicators. In general, we focus on analyzing GoHealth Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build GoHealth's daily price indicators and compare them against related drivers.
When determining whether GoHealth offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of GoHealth's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Gohealth Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Gohealth Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in GoHealth. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services.
To learn how to invest in GoHealth Stock, please use our How to Invest in GoHealth guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Will Property & Casualty Insurance sector continue expanding? Could GoHealth diversify its offerings? Factors like these will boost the valuation of GoHealth. Market participants price GoHealth higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every GoHealth data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
4.241
Earnings Share
(16.66)
Revenue Per Share
64.475
Quarterly Revenue Growth
(0.71)
Return On Assets
(0.02)
Understanding GoHealth requires distinguishing between market price and book value, where the latter reflects GoHealth's accounting equity. The concept of intrinsic value - what GoHealth's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push GoHealth's price substantially above or below its fundamental value.
Please note, there is a significant difference between GoHealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if GoHealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, GoHealth's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.