Gohealth Stock Analysis

GOCO Stock  USD 1.99  0.04  2.05%   
Below is the normalized historical share price chart for GoHealth extending back to July 15, 2020. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of GoHealth stands at 1.99, as last reported on the 8th of February, with the highest price reaching 2.00 and the lowest price hitting 1.90 during the day.
IPO Date
15th of July 2020
200 Day MA
4.7676
50 Day MA
2.5022
Beta
1.636
 
Covid
 
Interest Hikes
GoHealth holds a debt-to-equity ratio of 0.967. At this time, GoHealth's Short and Long Term Debt is very stable compared to the past year. As of the 8th of February 2026, Short Term Debt is likely to grow to about 54.6 M, while Short and Long Term Debt Total is likely to drop about 474.9 M. With a high degree of financial leverage come high-interest payments, which usually reduce GoHealth's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

GoHealth's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. GoHealth's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps GoHealth Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect GoHealth's stakeholders.
For many companies, including GoHealth, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for GoHealth, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, GoHealth's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
0.4686
Enterprise Value Ebitda
5.4562
Price Sales
0.0774
Shares Float
9.9 M
Wall Street Target Price
7.7
Given that GoHealth's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which GoHealth is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of GoHealth to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, GoHealth is said to be less leveraged. If creditors hold a majority of GoHealth's assets, the Company is said to be highly leveraged.
At this time, GoHealth's Total Stockholder Equity is very stable compared to the past year. As of the 8th of February 2026, Common Stock Shares Outstanding is likely to grow to about 9.4 M, while Common Stock Total Equity is likely to drop 1,710. . At this time, GoHealth's Price Book Value Ratio is very stable compared to the past year. As of the 8th of February 2026, Price Earnings To Growth Ratio is likely to grow to 0.47, while Price To Sales Ratio is likely to drop 0.18.
GoHealth is undervalued with Real Value of 3.4 and Target Price of 7.7. The main objective of GoHealth stock analysis is to determine its intrinsic value, which is an estimate of what GoHealth is worth, separate from its market price. There are two main types of GoHealth's stock analysis: fundamental analysis and technical analysis.
The GoHealth stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. GoHealth is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day ( substitute day ), Independence Day. GoHealth Stock trading window is adjusted to America/New York timezone.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in GoHealth. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private.
To learn how to invest in GoHealth Stock, please use our How to Invest in GoHealth guide.

GoHealth Stock Analysis Notes

About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.47. Some equities with similar Price to Book (P/B) outperform the market in the long run. GoHealth recorded a loss per share of 16.66. The entity had not issued any dividends in recent years. The firm had 1:15 split on the 18th of November 2022. GoHealth, Inc. operates as a health insurance marketplace and Medicare focused digital health company in the United States. GoHealth, Inc. was founded in 2001 and is headquartered in Chicago, Illinois with additional offices in Charlotte, North Carolina, Lindon, Utah, Bratislava, Slovakia, and Kosice, Slovakia. Gohealth Inc operates under Insurance Brokers classification in the United States and is traded on NASDAQ Exchange. It employs 5448 people. To learn more about GoHealth call Vijay Kotte at 312 386 8200 or check out https://www.gohealth.com.

GoHealth Quarterly Total Revenue

34.19 Million

GoHealth Investment Alerts

GoHealth generated a negative expected return over the last 90 days
GoHealth has high historical volatility and very poor performance
GoHealth may become a speculative penny stock
GoHealth has high likelihood to experience some financial distress in the next 2 years
The company reported the previous year's revenue of 798.89 M. Net Loss for the year was (7.32 M) with profit before overhead, payroll, taxes, and interest of 594.32 M.
GoHealth currently holds about 215.4 M in cash with (21.61 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 24.23, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
GoHealth has a frail financial position based on the latest SEC disclosures
Roughly 61.0% of the company shares are owned by institutional investors
Latest headline from news.google.com: Looking At The Narrative For GoHealth After Q3 Reset And Carrier Shakeup - Yahoo Finance Singapore

GoHealth Largest EPS Surprises

Earnings surprises can significantly impact GoHealth's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2021-05-12
2021-03-31-0.15-0.3-0.15100 
2025-05-07
2025-03-31-0.3325-0.52-0.187556 
2023-11-09
2023-09-30-2.9-2.610.2910 
View All Earnings Estimates

GoHealth Stock Institutional Investors

Shares
Glendon Capital Management Lp2025-06-30
42.7 K
Bridgeway Capital Management, Llc2025-06-30
27.1 K
Empowered Funds, Llc2025-06-30
27.1 K
Connor Clark & Lunn Inv Mgmt Ltd2025-06-30
26 K
Morgan Stanley - Brokerage Accounts2025-06-30
23.8 K
Trexquant Investment Lp2025-06-30
14.9 K
Charles Schwab Investment Management Inc2025-06-30
12.1 K
Barclays Plc2025-06-30
12 K
American Century Companies Inc2025-06-30
11.3 K
Centerbridge Partners, L.p.2025-06-30
4.2 M
Blackrock Inc2025-06-30
318.7 K
Note, although GoHealth's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

GoHealth Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 57.14 M.

GoHealth Profitablity

The company has Profit Margin (PM) of (0.27) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (2.39) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $2.39.
Last ReportedProjected for Next Year
Return On Capital Employed(0.01)(0.01)
Return On Equity(0.01)(0.01)

Management Efficiency

GoHealth has return on total asset (ROA) of (0.021) % which means that it has lost $0.021 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (1.7108) %, meaning that it created substantial loss on money invested by shareholders. GoHealth's management efficiency ratios could be used to measure how well GoHealth manages its routine affairs as well as how well it operates its assets and liabilities. As of the 8th of February 2026, Return On Tangible Assets is likely to drop to -0.003. In addition to that, Return On Capital Employed is likely to drop to -0.0074. At this time, GoHealth's Non Current Assets Total are very stable compared to the past year. As of the 8th of February 2026, Intangible Assets is likely to grow to about 435.4 M, while Total Assets are likely to drop about 1.7 B.
Last ReportedProjected for Next Year
Book Value Per Share 41.34  65.46 
Tangible Book Value Per Share 14.06  12.44 
Enterprise Value Over EBITDA 4.11  3.90 
Price Book Value Ratio 0.41  0.43 
Enterprise Value Multiple 4.11  3.90 
Price Fair Value 0.41  0.43 
Enterprise Value1.2 B1.1 B
GoHealth showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Operating Margin
(2.39)
Profit Margin
(0.27)
Beta
1.636
Return On Assets
(0.02)
Return On Equity
(1.71)

Technical Drivers

As of the 8th of February, GoHealth retains the Market Risk Adjusted Performance of (0.16), coefficient of variation of (710.21), and Risk Adjusted Performance of (0.10). GoHealth technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

GoHealth Price Movement Analysis

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GoHealth Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific GoHealth insiders, such as employees or executives, is commonly permitted as long as it does not rely on GoHealth's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases GoHealth insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

GoHealth Outstanding Bonds

GoHealth issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. GoHealth uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most GoHealth bonds can be classified according to their maturity, which is the date when GoHealth has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

GoHealth Predictive Daily Indicators

GoHealth intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of GoHealth stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

GoHealth Forecast Models

GoHealth's time-series forecasting models are one of many GoHealth's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary GoHealth's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

GoHealth Bond Ratings

GoHealth financial ratings play a critical role in determining how much GoHealth have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for GoHealth's borrowing costs.
Piotroski F Score
3
FrailView
Beneish M Score
(2.77)
Unlikely ManipulatorView

GoHealth Debt to Cash Allocation

As GoHealth follows its natural business cycle, the capital allocation decisions will not magically go away. GoHealth's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
GoHealth currently holds 527.97 M in liabilities with Debt to Equity (D/E) ratio of 0.97, which is about average as compared to similar companies. GoHealth has a current ratio of 1.79, which is within standard range for the sector. Note, when we think about GoHealth's use of debt, we should always consider it together with its cash and equity.

GoHealth Total Assets Over Time

GoHealth Assets Financed by Debt

The debt-to-assets ratio shows the degree to which GoHealth uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

GoHealth Debt Ratio

    
  21.0   
It appears that most of the GoHealth's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the GoHealth's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of GoHealth, which in turn will lower the firm's financial flexibility.

GoHealth Corporate Bonds Issued

GoHealth Short Long Term Debt Total

Short Long Term Debt Total

474.88 Million

At this time, GoHealth's Short and Long Term Debt Total is very stable compared to the past year.

About GoHealth Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how GoHealth prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling GoHealth shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as GoHealth. By using and applying GoHealth Stock analysis, traders can create a robust methodology for identifying GoHealth entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(0.01)(0.01)
Operating Profit Margin(0.01)(0.01)
Gross Profit Margin 0.75  0.59 

Current GoHealth Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. GoHealth analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. GoHealth analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
7.7Strong Buy5Odds
GoHealth current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most GoHealth analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand GoHealth stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of GoHealth, talking to its executives and customers, or listening to GoHealth conference calls.
GoHealth Analyst Advice Details

GoHealth Stock Analysis Indicators

GoHealth stock analysis indicators help investors evaluate how GoHealth stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading GoHealth shares will generate the highest return on investment. By understating and applying GoHealth stock analysis, traders can identify GoHealth position entry and exit signals to maximize returns.
Begin Period Cash Flow90.8 M
Total Stockholder Equity294.8 M
Capital Lease Obligations40.6 M
Property Plant And Equipment Net48.6 M
Cash And Short Term Investments40.9 M
Cash40.9 M
50 Day M A2.5022
Net Interest Income-72.9 M
Total Current Liabilities338.1 M
Forward Price Earnings555.5556
Interest Expense72.9 M
Stock Based Compensation11.3 M
Long Term Debt447.9 M
Common Stock Shares Outstanding10 M
Total Cashflows From Investing Activities3.8 M
Tax Provision2.3 M
Quarterly Earnings Growth Y O Y4.241
Accounts Payable113.4 M
Net Debt487 M
Other Operating Expenses805.9 M
Non Current Assets Total1.1 B
Liabilities And Stockholders Equity1.5 B
Non Currrent Assets Other736.9 M
When determining whether GoHealth offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of GoHealth's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Gohealth Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Gohealth Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in GoHealth. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private.
To learn how to invest in GoHealth Stock, please use our How to Invest in GoHealth guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Will Property & Casualty Insurance sector continue expanding? Could GoHealth diversify its offerings? Factors like these will boost the valuation of GoHealth. Market participants price GoHealth higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every GoHealth data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
4.241
Earnings Share
(16.66)
Revenue Per Share
64.475
Quarterly Revenue Growth
(0.71)
Return On Assets
(0.02)
Understanding GoHealth requires distinguishing between market price and book value, where the latter reflects GoHealth's accounting equity. The concept of intrinsic value - what GoHealth's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push GoHealth's price substantially above or below its fundamental value.
Please note, there is a significant difference between GoHealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if GoHealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, GoHealth's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.