ICC Holdings Financials

ICCH Stock  USD 23.24  0.17  0.74%   
Based on the key indicators related to ICC Holdings' liquidity, profitability, solvency, and operating efficiency, ICC Holdings may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. As of now, ICC Holdings' Property Plant And Equipment Gross is decreasing as compared to previous years. The ICC Holdings' current Short Term Debt is estimated to increase to about 22.3 M, while Total Assets are projected to decrease to under 177.2 M. Key indicators impacting ICC Holdings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.110.2239
Way Down
Slightly volatile
Current Ratio0.620.6558
Notably Down
Pretty Stable
The financial analysis of ICC Holdings is a critical element in measuring its lifeblood. Investors should not minimize ICC Holdings' ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

2.63 Million

  
Understanding current and past ICC Holdings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of ICC Holdings' financial statements are interrelated, with each one affecting the others. For example, an increase in ICC Holdings' assets may result in an increase in income on the income statement.

ICC Holdings Stock Summary

ICC Holdings competes with Employers Holdings, AMERISAFE, NMI Holdings, Investors Title, and James River. ICC Holdings, Inc., together with its subsidiaries, provides property and casualty insurance products to the food and beverage industry in the United States. ICC Holdings, Inc. was founded in 1950 and is headquartered in Rock Island, Illinois. Icc Holdings operates under InsuranceSpecialty classification in the United States and is traded on NASDAQ Exchange. It employs 89 people.
Specialization
Financial Services, Insurance - Specialty
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS44931Q1040
CUSIP44931Q104
LocationIllinois; U.S.A
Business Address225 20th Street,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websiteir.iccholdingsinc.com
Phone309 793 1700
CurrencyUSD - US Dollar

ICC Holdings Key Financial Ratios

ICC Holdings Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets163.0M183.9M200.1M192.3M199.7M177.2M
Other Current Liab(375.0K)(369.9M)(191.6M)4.6M(597.5M)(567.6M)
Other Liab38.6M2.5M2.0M1.1M992.4K942.8K
Net Tangible Assets66.3M72.7M74.9M60.6M69.6M59.9M
Net Debt(3.2M)6.9M13.8M11.9M13.5M14.2M
Retained Earnings36.6M40.1M44.4M43.8M47.8M40.6M
Cash6.6M6.6M4.6M3.1M1.5M1.4M
Other Assets(78.9M)(90.3M)(87.7M)23.9M(12.1M)(12.7M)
Long Term Debt3.5M13.5M18.5M15M17.3M9.0M
Net Receivables33.6M36.9M41.9M44.9M50.1M34.6M
Other Current Assets33.1M860.9K967.0K947.9K755.1K717.3K
Total Liab96.6M111.2M125.3M131.7M132.7M115.9M
Total Current Assets132.3M149.2M152.5M161.7M44.4M42.2M
Short Term Debt3.5M3.5M13.5M18.5M21.2M22.3M
Intangible Assets5.3M5.4M6.5M7.2M8.6M6.0M
Accounts Payable375.0K371.2K1.4M1.4M1.1M1.1M
Good Will71.8M(1.1B)(826.0M)78.9M71.0M74.5M
Capital Surpluse32.3M32.5M32.7M32.8M37.7M23.9M
Inventory(33.1M)(32.2M)(34.8M)(15.2M)(162.5M)(154.4M)

ICC Holdings Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense128.8K207.7K235.0K196.1K184.1K199.6K
Total Revenue59.5M54.9M61.4M69.7M82.9M61.0M
Gross Profit(1.7B)(1.4B)(1.6B)(1.7B)(1.7B)(1.8B)
Operating Income5.1M4.8M4.6M(1.2M)53.9M56.6M
Ebit5.1M4.8M4.6M(525.8K)5.7M3.5M
Ebitda5.9M5.5M5.3M167.3K6.5M4.3M
Cost Of Revenue1.7B1.4B1.7B1.7B1.8B3.5B
Income Before Tax5.1M4.6M5.0M(721.8K)5.5M3.4M
Net Income4.3M3.5M4.1M(471.3K)4.3M2.6M
Income Tax Expense787.2K1.0M667.7K(250.5K)1.3M1.3M
Tax Provision787.2K1.0M667.7K(250.5K)1.2M1.3M
Net Interest Income(128.8K)(207.7K)(235.0K)(196.1K)(184.1K)(193.3K)

ICC Holdings Key Cash Accounts

201920202021202220232024 (projected)
Change To Inventory5.4M3.2M7.4M11.1M12.8M13.4M
Investments(8.0K)(13.1M)(12.2M)(6.3M)(13.2M)(13.9M)
Change In Cash2.0M(27.7K)(2.0M)(1.5M)(1.7M)(1.6M)
Net Borrowings(854.6K)(9.5K)11.6M5.0M5.7M6.0M
Free Cash Flow2.1M1.2M4.3M10.0M7.9M5.1M
Depreciation794.5K684.7K708.4K693.1K763.8K773.9K
Other Non Cash Items(3.3M)(3.3M)(3.5M)4.0M(1.8M)(1.7M)
Capital Expenditures444.4K386.0K992.3K711.1K617.3K511.9K
Net Income4.3M3.5M4.1M(581.7K)4.3M2.6M
End Period Cash Flow6.6M6.6M4.6M3.1M1.5M1.4M
Change To Netincome(2.8M)(3.0M)(2.3M)(2.5M)(2.3M)(2.2M)
Change Receivables1.9M3.3M(5.3M)(3.1M)(2.8M)(2.7M)

ICC Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining ICC Holdings's current stock value. Our valuation model uses many indicators to compare ICC Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across ICC Holdings competition to find correlations between indicators driving ICC Holdings's intrinsic value. More Info.
ICC Holdings is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.25  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for ICC Holdings is roughly  4.03 . As of now, ICC Holdings' Return On Equity is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the ICC Holdings' earnings, one of the primary drivers of an investment's value.

ICC Holdings Systematic Risk

ICC Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. ICC Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on ICC Holdings correlated with the market. If Beta is less than 0 ICC Holdings generally moves in the opposite direction as compared to the market. If ICC Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one ICC Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of ICC Holdings is generally in the same direction as the market. If Beta > 1 ICC Holdings moves generally in the same direction as, but more than the movement of the benchmark.

About ICC Holdings Financials

What exactly are ICC Holdings Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include ICC Holdings' income statement, its balance sheet, and the statement of cash flows. Potential ICC Holdings investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although ICC Holdings investors may use each financial statement separately, they are all related. The changes in ICC Holdings's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on ICC Holdings's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

ICC Holdings Thematic Clasifications

ICC Holdings is part of Insurance Providers investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services
Insurance ProvidersView
This theme covers All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services. Get More Thematic Ideas
Today, most investors in ICC Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various ICC Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of ICC Holdings growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.0101)

As of now, ICC Holdings' Price Earnings To Growth Ratio is decreasing as compared to previous years.

ICC Holdings November 25, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of ICC Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of ICC Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of ICC Holdings based on widely used predictive technical indicators. In general, we focus on analyzing ICC Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build ICC Holdings's daily price indicators and compare them against related drivers.

Complementary Tools for ICC Stock analysis

When running ICC Holdings' price analysis, check to measure ICC Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ICC Holdings is operating at the current time. Most of ICC Holdings' value examination focuses on studying past and present price action to predict the probability of ICC Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ICC Holdings' price. Additionally, you may evaluate how the addition of ICC Holdings to your portfolios can decrease your overall portfolio volatility.
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