Lloyds Banking Financials
| LYG Stock | USD 2.77 0.03 1.07% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Debt Equity Ratio | 1.06 | 1.11 |
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| Operating Income | 8.9 B | 11.1 B |
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| Current Ratio | 15.15 | 14.4253 |
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The financial analysis of Lloyds Banking is a critical element in measuring its lifeblood. Investors should not minimize Lloyds Banking's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income |
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Lloyds | Select Account or Indicator |
Understanding current and past Lloyds Banking Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Lloyds Banking's financial statements are interrelated, with each one affecting the others. For example, an increase in Lloyds Banking's assets may result in an increase in income on the income statement.
Lloyds Banking Stock Summary
Lloyds Banking competes with Itau Unibanco, Grupo Financiero, Banco Macro, Banco Santander, and Banco Bradesco. Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom. Lloyds Banking is traded on New York Stock Exchange in the United States.Specialization | Financial Services, Banks - Regional |
| Instrument | USA Stock View All |
| Exchange | New York Stock Exchange |
| ISIN | US5394391099 |
| CUSIP | 539439109 |
| Location | United Kingdom |
| Business Address | 25 Gresham Street, |
| Sector | Banks |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.lloydsbankinggroup.com |
| Phone | 44 20 7626 1500 |
| Currency | USD - US Dollar |
Lloyds Banking Key Financial Ratios
| Return On Equity | 0.11 | |||
| Profit Margin | 0.27 % | |||
| Operating Margin | 0.41 % | |||
| Price To Sales | 2.29 X | |||
| Revenue | 18.41 B |
Lloyds Banking Key Balance Sheet Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Total Assets | 833.9B | 871.3B | 886.5B | 877.8B | 881.5B | 586.7B | |
| Net Debt | 59.4B | 28.1B | 8.1B | (7.1B) | (79.0B) | (75.1B) | |
| Cash | 55.4B | 73.6B | 76.6B | 91.6B | 79.0B | 83.0B | |
| Other Assets | 541.7B | 545.0B | 531.3B | 567.6B | (230.1B) | (218.6B) | |
| Total Liab | 114.8B | 101.7B | 84.7B | 830.3B | 834.1B | 482.1B | |
| Total Current Assets | 55.4B | 73.6B | 76.6B | 91.6B | 79.0B | 48.3B | |
| Other Current Assets | 74.1B | 96.4B | 100.1B | 153.0B | 204.5B | 385.9B | |
| Retained Earnings | 3.2B | 4.6B | 10.2B | 10.1B | 6.8B | 10.2B | |
| Intangible Assets | 3.8B | 4.1B | 4.2B | 4.8B | 5.5B | 3.1B | |
| Common Stock | 7.0B | 7.1B | 7.1B | 6.7B | 6.4B | 4.9B | |
| Other Liab | 135.0B | 138.6B | 145.9B | 128.5B | 147.8B | 227.9B | |
| Accounts Payable | 425.5B | 1.1B | 1.5B | 857M | 1.4B | 1.4B | |
| Long Term Debt | 114.8B | 101.7B | 84.7B | 84.5B | 97.2B | 138.6B | |
| Net Receivables | 320M | 959M | 510M | 854M | 768.6M | 1.1B | |
| Other Current Liab | 19.5B | 40.0B | 22.1B | (57.7B) | (39M) | (37.1M) | |
| Net Tangible Assets | 41.5B | 42.7B | 46.4B | 39.8B | 35.9B | 44.0B | |
| Short Term Debt | 50.9B | 51.1B | 58.3B | 56.2B | 39.1B | 25.9B | |
| Long Term Debt Total | 114.8B | 101.7B | 84.7B | 85.9B | 77.3B | 78.8B | |
| Capital Surpluse | 17.8B | 17.9B | 18.5B | 18.5B | 21.3B | 19.7B | |
| Earning Assets | 212.6B | 242.3B | 257.3B | 318.5B | 366.3B | 273.1B |
Lloyds Banking Key Income Statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Interest Expense | 6.7B | 3.6B | 3.9B | 3.7B | 14.8B | 15.5B | |
| Operating Income | 4.3B | 1.2B | 6.8B | 10.5B | 11.1B | 8.9B | |
| Ebit | 7.0B | 1.2B | 6.8B | 10.5B | 7.4B | 9.6B | |
| Ebitda | 7.0B | 3.9B | 9.6B | 12.9B | 10.4B | 11.4B | |
| Income Before Tax | 4.4B | 1.2B | 6.9B | 6.9B | 7.5B | 7.9B | |
| Net Income | 2.9B | 1.3B | 5.8B | 5.5B | 5.5B | 5.7B | |
| Income Tax Expense | 1.4B | (161M) | 1.0B | 1.4B | 2.0B | 2.1B | |
| Total Revenue | 18.3B | 15.1B | 16.3B | 23M | 18.4B | 14.5B | |
| Gross Profit | 18.3B | 15.1B | 16.3B | 23M | 19.2B | 12.7B | |
| Cost Of Revenue | 6.3B | (3.5B) | 4.2B | (802M) | (721.8M) | (685.7M) | |
| Minority Interest | 203M | 229M | (101M) | (96M) | (58M) | (55.1M) | |
| Tax Provision | 1.4B | (161M) | 1.0B | 1.4B | 2.0B | 1.4B | |
| Net Interest Income | 10.2B | 10.7B | 9.4B | 14.0B | 13.3B | 12.5B | |
| Interest Income | 16.9B | 14.5B | 13.3B | 17.6B | 28.1B | 19.2B |
Lloyds Banking Key Cash Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 2.6B | 17.7B | 912M | 16.6B | (7.0B) | (6.6B) | |
| Free Cash Flow | 7.8B | 24.3B | 3.4B | 18.2B | 1.4B | 1.3B | |
| Depreciation | 2.7B | 2.7B | 2.8B | 2.4B | 2.9B | 1.7B | |
| Other Non Cash Items | 11.6B | 6.1B | 2.4B | (19.9B) | 1.3B | 702.6M | |
| Net Income | 4.4B | 1.2B | 6.9B | 6.9B | 7.5B | 7.9B | |
| End Period Cash Flow | 57.8B | 75.5B | 76.4B | 95.8B | 88.8B | 50.5B | |
| Dividends Paid | 2.3B | 453M | 877M | 1.5B | 1.7B | 1.5B | |
| Investments | (2.1B) | (4B) | (697M) | 510M | (9.8B) | (9.3B) | |
| Net Borrowings | (818M) | (3.9B) | (557M) | (1.4B) | (1.6B) | (1.7B) | |
| Change To Netincome | 13.1B | 6.0B | 3.6B | (18.5B) | (21.2B) | (20.2B) |
Lloyds Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Lloyds Banking's current stock value. Our valuation model uses many indicators to compare Lloyds Banking value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Lloyds Banking competition to find correlations between indicators driving Lloyds Banking's intrinsic value. More Info.Lloyds Banking Group is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.05 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Lloyds Banking Group is roughly 19.57 . At this time, Lloyds Banking's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Lloyds Banking by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Lloyds Banking Group Systematic Risk
Lloyds Banking's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Lloyds Banking volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Lloyds Banking Group correlated with the market. If Beta is less than 0 Lloyds Banking generally moves in the opposite direction as compared to the market. If Lloyds Banking Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Lloyds Banking Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Lloyds Banking is generally in the same direction as the market. If Beta > 1 Lloyds Banking moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Lloyds Banking Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Lloyds Banking's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Lloyds Banking growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
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Lloyds Banking November 21, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Lloyds Banking help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Lloyds Banking Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Lloyds Banking Group based on widely used predictive technical indicators. In general, we focus on analyzing Lloyds Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Lloyds Banking's daily price indicators and compare them against related drivers.
| Information Ratio | (0.09) | |||
| Maximum Drawdown | 12.01 | |||
| Value At Risk | (3.27) | |||
| Potential Upside | 2.56 |
Complementary Tools for Lloyds Stock analysis
When running Lloyds Banking's price analysis, check to measure Lloyds Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lloyds Banking is operating at the current time. Most of Lloyds Banking's value examination focuses on studying past and present price action to predict the probability of Lloyds Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lloyds Banking's price. Additionally, you may evaluate how the addition of Lloyds Banking to your portfolios can decrease your overall portfolio volatility.
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