OneMain Holdings Financials

OMF Stock  USD 56.60  1.03  1.85%   
Based on the key indicators related to OneMain Holdings' liquidity, profitability, solvency, and operating efficiency, OneMain Holdings may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, OneMain Holdings' Inventory is most likely to increase significantly in the upcoming years. The OneMain Holdings' current Common Stock Shares Outstanding is estimated to increase to about 134.8 M, while Total Stockholder Equity is projected to decrease to roughly 2.6 B. Key indicators impacting OneMain Holdings' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio8.116.2188
Significantly Up
Slightly volatile
Operating Income1.3 B1.6 B
Significantly Down
Slightly volatile
Current Ratio0.02920.0308
Notably Down
Slightly volatile
The essential information of the day-to-day investment outlook for OneMain Holdings includes many different criteria found on its balance sheet. An individual investor should monitor OneMain Holdings' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in OneMain Holdings.

Cash And Equivalents

1.07 Billion

  
Understanding current and past OneMain Holdings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of OneMain Holdings' financial statements are interrelated, with each one affecting the others. For example, an increase in OneMain Holdings' assets may result in an increase in income on the income statement.

OneMain Holdings Stock Summary

OneMain Holdings competes with Oaktree Specialty, Barings BDC, Runway Growth, Ally Financial, and Navient Corp. OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana. Onemain Holdings operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 8800 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS68268W1036
CUSIP68268W103 85172J101
LocationIndiana; U.S.A
Business Address601 NW Second
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.onemainfinancial.com
Phone812 424 8031
CurrencyUSD - US Dollar

OneMain Holdings Key Financial Ratios

OneMain Holdings Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets22.8B22.5B22.1B22.5B24.3B22.0B
Other Liab1.1B1.2B1.2B1.1B1.2B920.3M
Retained Earnings2.6B1.7B1.7B2.1B2.3B1.6B
Cash1.2B2.3B541M498M1.0B873.7M
Other Assets17.1B16.1B17.4B18.0B19.6B20.6B
Long Term Debt17.2B17.8B17.8B18.3B19.8B15.0B
Other Current Assets(18.4B)(17.8B)(17.4B)(17.9B)(19.7B)(18.7B)
Total Liab17.2B17.8B17.8B19.5B21.1B19.3B
Intangible Assets343M306M274M261M260M276.3M
Other Current Liab(1.1B)(694M)(17.8B)(18.3B)(19.8B)(18.8B)
Net Debt16.0B15.5B17.2B17.8B18.8B15.6B
Net Receivables289M299M16.4B16.9B18.1B19.0B
Total Current Assets2.1B2.7B1.0B1.0B1.5B1.5B
Short Term Debt1.1B694M17.8B18.3B19.8B20.8B
Net Tangible Assets2.6B1.7B1.4B1.3B1.5B1.8B
Long Term Debt Total17.2B17.8B17.8B18.3B21.0B17.2B
Capital Surpluse1.7B1.7B1.7B1.7B1.9B1.7B

OneMain Holdings Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense970M1.0B937M892M1.0B718.1M
Total Revenue3.8B3.9B4.0B4.2B2.6B2.6B
Gross Profit3.1B3.2B3.3B3.4B(26M)(24.7M)
Operating Income1.1B977M1.7B1.8B1.6B1.3B
Cost Of Revenue683M702M704M779M2.6B2.7B
Income Before Tax1.1B977M1.7B1.2B840M454.6M
Net Income855M730M1.3B872M641M673.1M
Income Tax Expense243M247M427M285M199M132.5M
Ebit1.1B(513M)(206M)(681M)1.9B2.0B
Ebitda1.4B2.3B2.0B2.3B2.1B1.6B
Tax Provision243M247M427M285M199M220.7M
Net Interest Income3.2B3.3B3.4B3.5B3.5B3.4B
Interest Income4.1B4.4B4.4B4.4B4.6B4.4B

OneMain Holdings Key Cash Accounts

201920202021202220232024 (projected)
Dividends Paid408M806M1.3B480M487M369.1M
Net Income855M730M1.3B878M641M322.8M
End Period Cash Flow1.6B2.7B1.0B959M1.5B1.4B
Change In Cash454M1.1B(1.7B)(58M)589M618.5M
Free Cash Flow2.4B2.2B2.2B2.4B2.5B1.4B
Depreciation289M271M264M262M257M241.5M
Other Non Cash Items1.2B1.4B616M1.4B1.7B1.7B
Investments(3.4B)(722M)(2.1B)(2.0B)(2.8B)(2.9B)
Net Borrowings1.9B487M3.8B469M539.4M727.9M
Change To Netincome1.1B1.3B639M1.3B1.5B916.7M

OneMain Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining OneMain Holdings's current stock value. Our valuation model uses many indicators to compare OneMain Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OneMain Holdings competition to find correlations between indicators driving OneMain Holdings's intrinsic value. More Info.
OneMain Holdings is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.13  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for OneMain Holdings is roughly  7.89 . At this time, OneMain Holdings' Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value OneMain Holdings by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

OneMain Holdings Systematic Risk

OneMain Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. OneMain Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on OneMain Holdings correlated with the market. If Beta is less than 0 OneMain Holdings generally moves in the opposite direction as compared to the market. If OneMain Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one OneMain Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of OneMain Holdings is generally in the same direction as the market. If Beta > 1 OneMain Holdings moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in OneMain Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various OneMain Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of OneMain Holdings growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.36)

At this time, OneMain Holdings' Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years.

OneMain Holdings November 24, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of OneMain Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of OneMain Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of OneMain Holdings based on widely used predictive technical indicators. In general, we focus on analyzing OneMain Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build OneMain Holdings's daily price indicators and compare them against related drivers.

Complementary Tools for OneMain Stock analysis

When running OneMain Holdings' price analysis, check to measure OneMain Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OneMain Holdings is operating at the current time. Most of OneMain Holdings' value examination focuses on studying past and present price action to predict the probability of OneMain Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OneMain Holdings' price. Additionally, you may evaluate how the addition of OneMain Holdings to your portfolios can decrease your overall portfolio volatility.
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