OneMain Holdings Financials
OMF Stock | USD 56.60 1.03 1.85% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Debt Equity Ratio | 8.11 | 6.2188 |
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Operating Income | 1.3 B | 1.6 B |
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Current Ratio | 0.0292 | 0.0308 |
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The essential information of the day-to-day investment outlook for OneMain Holdings includes many different criteria found on its balance sheet. An individual investor should monitor OneMain Holdings' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in OneMain Holdings.
Cash And Equivalents |
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OneMain | Select Account or Indicator |
Understanding current and past OneMain Holdings Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of OneMain Holdings' financial statements are interrelated, with each one affecting the others. For example, an increase in OneMain Holdings' assets may result in an increase in income on the income statement.
OneMain Holdings Stock Summary
OneMain Holdings competes with Oaktree Specialty, Barings BDC, Runway Growth, Ally Financial, and Navient Corp. OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana. Onemain Holdings operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 8800 people.Specialization | Financial Services, Financial Services |
Instrument | USA Stock View All |
Exchange | New York Stock Exchange |
ISIN | US68268W1036 |
CUSIP | 68268W103 85172J101 |
Location | Indiana; U.S.A |
Business Address | 601 NW Second |
Sector | Consumer Finance |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | www.onemainfinancial.com |
Phone | 812 424 8031 |
Currency | USD - US Dollar |
OneMain Holdings Key Financial Ratios
Return On Equity | 0.17 | ||||
Profit Margin | 0.22 % | ||||
Operating Margin | 0.32 % | ||||
Price To Sales | 2.71 X | ||||
Revenue | 2.56 B |
OneMain Holdings Key Balance Sheet Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Total Assets | 22.8B | 22.5B | 22.1B | 22.5B | 24.3B | 22.0B | |
Other Liab | 1.1B | 1.2B | 1.2B | 1.1B | 1.2B | 920.3M | |
Retained Earnings | 2.6B | 1.7B | 1.7B | 2.1B | 2.3B | 1.6B | |
Cash | 1.2B | 2.3B | 541M | 498M | 1.0B | 873.7M | |
Other Assets | 17.1B | 16.1B | 17.4B | 18.0B | 19.6B | 20.6B | |
Long Term Debt | 17.2B | 17.8B | 17.8B | 18.3B | 19.8B | 15.0B | |
Other Current Assets | (18.4B) | (17.8B) | (17.4B) | (17.9B) | (19.7B) | (18.7B) | |
Total Liab | 17.2B | 17.8B | 17.8B | 19.5B | 21.1B | 19.3B | |
Intangible Assets | 343M | 306M | 274M | 261M | 260M | 276.3M | |
Other Current Liab | (1.1B) | (694M) | (17.8B) | (18.3B) | (19.8B) | (18.8B) | |
Net Debt | 16.0B | 15.5B | 17.2B | 17.8B | 18.8B | 15.6B | |
Net Receivables | 289M | 299M | 16.4B | 16.9B | 18.1B | 19.0B | |
Total Current Assets | 2.1B | 2.7B | 1.0B | 1.0B | 1.5B | 1.5B | |
Short Term Debt | 1.1B | 694M | 17.8B | 18.3B | 19.8B | 20.8B | |
Net Tangible Assets | 2.6B | 1.7B | 1.4B | 1.3B | 1.5B | 1.8B | |
Long Term Debt Total | 17.2B | 17.8B | 17.8B | 18.3B | 21.0B | 17.2B | |
Capital Surpluse | 1.7B | 1.7B | 1.7B | 1.7B | 1.9B | 1.7B |
OneMain Holdings Key Income Statement Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Interest Expense | 970M | 1.0B | 937M | 892M | 1.0B | 718.1M | |
Total Revenue | 3.8B | 3.9B | 4.0B | 4.2B | 2.6B | 2.6B | |
Gross Profit | 3.1B | 3.2B | 3.3B | 3.4B | (26M) | (24.7M) | |
Operating Income | 1.1B | 977M | 1.7B | 1.8B | 1.6B | 1.3B | |
Cost Of Revenue | 683M | 702M | 704M | 779M | 2.6B | 2.7B | |
Income Before Tax | 1.1B | 977M | 1.7B | 1.2B | 840M | 454.6M | |
Net Income | 855M | 730M | 1.3B | 872M | 641M | 673.1M | |
Income Tax Expense | 243M | 247M | 427M | 285M | 199M | 132.5M | |
Ebit | 1.1B | (513M) | (206M) | (681M) | 1.9B | 2.0B | |
Ebitda | 1.4B | 2.3B | 2.0B | 2.3B | 2.1B | 1.6B | |
Tax Provision | 243M | 247M | 427M | 285M | 199M | 220.7M | |
Net Interest Income | 3.2B | 3.3B | 3.4B | 3.5B | 3.5B | 3.4B | |
Interest Income | 4.1B | 4.4B | 4.4B | 4.4B | 4.6B | 4.4B |
OneMain Holdings Key Cash Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Dividends Paid | 408M | 806M | 1.3B | 480M | 487M | 369.1M | |
Net Income | 855M | 730M | 1.3B | 878M | 641M | 322.8M | |
End Period Cash Flow | 1.6B | 2.7B | 1.0B | 959M | 1.5B | 1.4B | |
Change In Cash | 454M | 1.1B | (1.7B) | (58M) | 589M | 618.5M | |
Free Cash Flow | 2.4B | 2.2B | 2.2B | 2.4B | 2.5B | 1.4B | |
Depreciation | 289M | 271M | 264M | 262M | 257M | 241.5M | |
Other Non Cash Items | 1.2B | 1.4B | 616M | 1.4B | 1.7B | 1.7B | |
Investments | (3.4B) | (722M) | (2.1B) | (2.0B) | (2.8B) | (2.9B) | |
Net Borrowings | 1.9B | 487M | 3.8B | 469M | 539.4M | 727.9M | |
Change To Netincome | 1.1B | 1.3B | 639M | 1.3B | 1.5B | 916.7M |
OneMain Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining OneMain Holdings's current stock value. Our valuation model uses many indicators to compare OneMain Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OneMain Holdings competition to find correlations between indicators driving OneMain Holdings's intrinsic value. More Info.OneMain Holdings is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for OneMain Holdings is roughly 7.89 . At this time, OneMain Holdings' Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value OneMain Holdings by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.OneMain Holdings Systematic Risk
OneMain Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. OneMain Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on OneMain Holdings correlated with the market. If Beta is less than 0 OneMain Holdings generally moves in the opposite direction as compared to the market. If OneMain Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one OneMain Holdings is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of OneMain Holdings is generally in the same direction as the market. If Beta > 1 OneMain Holdings moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in OneMain Holdings Stock are looking for potential investment opportunities by analyzing not only static indicators but also various OneMain Holdings' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of OneMain Holdings growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
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OneMain Holdings November 24, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of OneMain Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of OneMain Holdings. We use our internally-developed statistical techniques to arrive at the intrinsic value of OneMain Holdings based on widely used predictive technical indicators. In general, we focus on analyzing OneMain Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build OneMain Holdings's daily price indicators and compare them against related drivers.
Downside Deviation | 2.25 | |||
Information Ratio | 0.0816 | |||
Maximum Drawdown | 13.7 | |||
Value At Risk | (2.88) | |||
Potential Upside | 3.8 |
Complementary Tools for OneMain Stock analysis
When running OneMain Holdings' price analysis, check to measure OneMain Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OneMain Holdings is operating at the current time. Most of OneMain Holdings' value examination focuses on studying past and present price action to predict the probability of OneMain Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OneMain Holdings' price. Additionally, you may evaluate how the addition of OneMain Holdings to your portfolios can decrease your overall portfolio volatility.
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