Ally Financial Stock Today

ALLY Stock  USD 40.79  0.01  0.02%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
Ally Financial is trading at 40.79 as of the 16th of February 2026; that is 0.02 percent decrease since the beginning of the trading day. The stock's open price was 40.8. Ally Financial has only a 8 % chance of going through financial distress over the next few years but had a somewhat fair performance during the last 90 days. Note, on November 14, 2025, Representative Ro Khanna of US Congress acquired under $15k worth of Ally Financial's common stock.
Business Domain
Financial Services
IPO Date
28th of January 2014
Classification
Financials
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. The company has 308.49 M outstanding shares of which 11.01 M shares are presently shorted by private and institutional investors with about 2.88 trading days to cover. More on Ally Financial

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Ally Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOJeffrey Brown
Thematic IdeaWarren Buffett Holdings (View all Themes)
Business ConcentrationConsumer Finance, Financial Services, NYSE Composite, SP Midcap 400, Warren Buffett Holdings, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.08320.062
Significantly Up
Slightly volatile
Gross Profit Margin0.420.5198
Significantly Down
Pretty Stable
Net Debt11.1 B11.7 B
Notably Down
Slightly volatile
Total Current Liabilities91.9 B163.4 B
Way Down
Slightly volatile
Non Current Liabilities Total16.2 B17.1 B
Notably Down
Slightly volatile
Total Assets160 B196 B
Significantly Down
Slightly volatile
Total Current Assets154.8 B147.4 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities3.9 B5.2 B
Way Down
Pretty Stable
Debt Levels
Ally Financial utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into Ally Financial's leverage profile, showing how much of Ally Financial's resources are funded through borrowing.
Liquidity
Ally Financial currently holds 21.77 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity.

Total Cash From Operating Activities

3.89 Billion
Ally Financial (ALLY) is traded on New York Stock Exchange in USA and employs 10,700 people. Ally Financial is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a current market capitalization of 12.59 B. Ally Financial conducts business under Consumer Finance sector and is part of Financials industry. The entity has 308.49 M outstanding shares of which 11.01 M shares are presently shorted by private and institutional investors with about 2.88 trading days to cover. Ally Financial currently holds about 5 B in cash with 4.53 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 16.76.
Check Ally Financial Probability Of Bankruptcy
Ownership Allocation
Ally Financial holds a total of 308.49 Million outstanding shares. The majority of Ally Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Ally Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Ally Financial. Please pay attention to any change in the institutional holdings of Ally Financial as this could imply that something significant has changed or is about to change at the company. On November 14, 2025, Representative Ro Khanna of US Congress acquired under $15k worth of Ally Financial's common stock.
Check Ally Ownership Details

Ally Stock Institutional Holders

InstituionRecorded OnShares
Hhg Plc2025-06-30
1.4 M
View Ally Financial Diagnostics

Ally Financial Historical Income Statement

At this time, Ally Financial's Net Income From Continuing Ops is fairly stable compared to the past year. Tax Provision is likely to rise to about 314.5 M in 2026, whereas Depreciation And Amortization is likely to drop slightly above 869.2 M in 2026. View More Fundamentals

Ally Stock Against Markets

Ally Financial Corporate Directors

John StackIndependent DirectorProfile
Kenneth BaconIndependent DirectorProfile
Katryn BlakeIndependent DirectorProfile
Mayree ClarkIndependent DirectorProfile

Already Invested in Ally Financial?

The danger of trading Ally Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Ally Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Ally Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Ally Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

Additional Tools for Ally Stock Analysis

When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.