Paysign Financials

PAYS Stock  USD 3.50  0.04  1.16%   
Based on the analysis of Paysign's profitability, liquidity, and operating efficiency, Paysign may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Paysign's Net Receivables is comparatively stable compared to the past year. Liabilities And Stockholders Equity is likely to gain to about 153.9 M in 2024, whereas Other Current Liabilities is likely to drop slightly above 87.3 M in 2024. Key indicators impacting Paysign's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio0.831.0839
Way Down
Slightly volatile
The essential information of the day-to-day investment outlook for Paysign includes many different criteria found on its balance sheet. An individual investor should monitor Paysign's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Paysign.

Net Income

6.78 Million

  
Understanding current and past Paysign Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Paysign's financial statements are interrelated, with each one affecting the others. For example, an increase in Paysign's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Paysign's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Paysign. Check Paysign's Beneish M Score to see the likelihood of Paysign's management manipulating its earnings.

Paysign Stock Summary

Paysign competes with NetScout Systems, Priority Technology, OneSpan, Consensus Cloud, and Qualys. PaySign, Inc. provides prepaid card products and processing services under the PaySign brand for corporate, consumer, and government applications. PaySign, Inc. was incorporated in 1995 and is based in Henderson, Nevada. Paysign operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 80 people.
Specialization
Information Technology, Software - Infrastructure
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS70451A1043
CUSIP70451A104 88579C109
LocationNevada; U.S.A
Business Address2615 St Rose
SectorIT Services
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.paysign.com
Phone702 453 2221
CurrencyUSD - US Dollar

Paysign Key Financial Ratios

Paysign Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets53.5M67.8M84.1M108.2M146.6M153.9M
Other Current Liab1.5M47.8M60.9M79.8M91.9M87.3M
Net Debt(9.7M)(3.5M)(3.4M)(6.0M)(13.7M)(13.0M)
Retained Earnings8.1M(1.1M)(3.8M)(2.7M)3.7M3.9M
Cash9.7M7.8M7.4M9.7M17.0M17.8M
Net Receivables891.9K654.9K4.4M6.1M17.8M18.7M
Other Current Assets1.4M49.5M62.5M81.9M94.4M89.7M
Total Liab34.2M54.6M71.1M92.0M122.1M116.0M
Total Current Assets47.9M58.0M74.3M97.7M129.2M122.7M
Intangible Assets3.8M3.7M4.1M5.7M8.8M9.3M
Common Stock48.6K50.3K52.1K52.7K53.5K48.5K
Net Tangible Assets15.7M9.5M8.9M10.6M12.2M12.8M
Accounts Payable1.5M2.2M5.8M8.1M26.5M27.8M
Capital Surpluse8.6M11.6M14.4M19.1M22.0M23.1M
Inventory35.9M48.1M61.3M80.2M92.2M96.8M
Net Invested Capital19.6M13.2M13.0M16.3M24.5M15.8M
Net Working Capital13.6M7.4M6.9M9.1M10.0M8.7M
Capital Stock48.6K50.3K52.1K52.7K53.5K55.6K

Paysign Key Income Statement Accounts

The reason investors look at the income statement is to determine what Paysign's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense442.7K759.9K28.3K790.9K909.6K955.0K
Total Revenue34.7M24.1M29.5M38.0M47.3M49.6M
Gross Profit19.2M9.3M14.7M21.0M24.1M25.3M
Operating Income6.1M(7.9M)(2.7M)344.3K(167.3K)(158.9K)
Ebit6.1M(8.3M)(3.0M)(34.5K)(167.3K)(158.9K)
Ebitda7.6M(5.8M)(213.2K)3.3M3.9M4.1M
Cost Of Revenue15.4M14.8M14.8M17.1M23.1M22.0M
Income Before Tax6.5M(8.2M)(2.7M)1.1M2.4M2.5M
Net Income7.5M(9.1M)(2.7M)1.0M6.5M6.8M
Income Tax Expense(910.0K)894.2K10.2K107.5K(4.1M)(4.3M)
Minority Interest(200.1K)(206.9K)(263.1K)1.00.90.95
Interest Income441.1K90.7K28.3K790.9K2.2M2.4M
Tax Provision(910.0K)894.2K10.2K107.5K207.3K217.7K
Net Interest Income441.1K90.7K28.3K790.9K2.2M2.4M

Paysign Key Cash Accounts

201920202021202220232024 (projected)
Change To Inventory(596.9K)(196.1K)(741.5K)(3.6M)(3.2M)(3.1M)
Change In Cash13.9M10.4M12.7M21.2M19.5M20.4M
Free Cash Flow13.5M10.4M12.5M21.2M20.6M21.6M
Depreciation1.5M2.5M2.5M2.9M4.0M4.2M
Other Non Cash Items(1.6K)425.3K331.0K378.8K395.0K414.7K
Capital Expenditures3.2M3.3M2.7M4.1M7.0M7.4M
Net Income7.5M(9.1M)(2.7M)1.0M6.5M6.8M
End Period Cash Flow45.6M55.9M68.7M89.9M109.4M114.8M
Change Receivables(171.8K)(554.6K)237.1K(1.7M)(1.5M)(1.5M)
Change To Netincome1.6M4.3M2.6M2.7M3.1M3.2M
Investments(3.2M)(3.3M)(2.7M)(4.1M)(6.5M)(6.2M)

Paysign Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Paysign's current stock value. Our valuation model uses many indicators to compare Paysign value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Paysign competition to find correlations between indicators driving Paysign's intrinsic value. More Info.
Paysign is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.01  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Paysign is roughly  86.40 . At this time, Paysign's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Paysign by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Paysign Systematic Risk

Paysign's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Paysign volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Paysign correlated with the market. If Beta is less than 0 Paysign generally moves in the opposite direction as compared to the market. If Paysign Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Paysign is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Paysign is generally in the same direction as the market. If Beta > 1 Paysign moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Paysign Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Paysign's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Paysign growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0427

At this time, Paysign's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Paysign November 26, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Paysign help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Paysign. We use our internally-developed statistical techniques to arrive at the intrinsic value of Paysign based on widely used predictive technical indicators. In general, we focus on analyzing Paysign Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Paysign's daily price indicators and compare them against related drivers.

Additional Tools for Paysign Stock Analysis

When running Paysign's price analysis, check to measure Paysign's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Paysign is operating at the current time. Most of Paysign's value examination focuses on studying past and present price action to predict the probability of Paysign's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Paysign's price. Additionally, you may evaluate how the addition of Paysign to your portfolios can decrease your overall portfolio volatility.