Principal Financial Financials

PFG Stock  USD 84.70  0.55  0.65%   
Based on the analysis of Principal Financial's profitability, liquidity, and operating efficiency, Principal Financial Group is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in December. At this time, Principal Financial's Short Term Investments are most likely to increase significantly in the upcoming years. The Principal Financial's current Non Current Liabilities Total is estimated to increase to about 308.5 B, while Short and Long Term Debt Total is projected to decrease to roughly 3.9 B. Key indicators impacting Principal Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.07780.0456
Way Up
Pretty Stable
Return On Assets0.00190.002
Notably Down
Very volatile
Return On Equity0.0960.0571
Way Up
Pretty Stable
Debt Equity Ratio0.230.3657
Way Down
Slightly volatile
Operating Income1.5 B810.6 M
Way Up
Slightly volatile
Current Ratio61.2664.489
Notably Down
Slightly volatile
The essential information of the day-to-day investment outlook for Principal Financial includes many different criteria found on its balance sheet. An individual investor should monitor Principal Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Principal Financial.

Net Income

592.04 Million

  
Understanding current and past Principal Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Principal Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Principal Financial's assets may result in an increase in income on the income statement.

Principal Financial Earnings Geography

Principal Financial Stock Summary

Principal Financial competes with State Street, Bank of New York, SEI Investments, Affiliated Managers, and T Rowe. Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. Principal Financial Group, Inc. was founded in 1879 and is based in Des Moines, Iowa. Principal Financial operates under Asset Management classification in the United States and is traded on NASDAQ Exchange. It employs 18600 people.
Specialization
Financial Services, Asset Management
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS74251V1026
CUSIP74251V102
LocationIowa; U.S.A
Business Address711 High Street,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.principal.com
Phone515 247 5111
CurrencyUSD - US Dollar

Principal Financial Key Financial Ratios

Principal Financial Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets291.1B313.5B321.2B303.0B305.0B207.9B
Other Current Liab(93.4M)(107M)(95.3M)19.2M(19.7B)(18.7B)
Other Liab254.2B272.2B283.8B253.7B291.7B306.3B
Net Debt1.3B1.5B2.0B(770.3M)(715.7M)(679.9M)
Retained Earnings11.1B11.8B12.9B17.0B16.7B17.5B
Cash2.5B2.8B2.3B4.8B4.7B2.5B
Other Assets139.6B144.5B153.7B288.0B294.7B167.2B
Long Term Debt3.7B4.3B4.3B24.4B3.9B3.5B
Good Will1.7B1.7B1.6B1.6B1.6B954.5M
Total Liab276.1B296.6B304.7B292.7B293.8B197.2B
Total Current Assets74.4B83.3B82.3B10.9B4.7B4.5B
Intangible Assets1.8B1.7B1.6B1.5B1.5B1.2B
Net Receivables1.7B1.7B1.8B26.3B24.6B25.8B
Other Current Assets7.3B7.7B6.5B11.5B10.6B10.1B
Treasury Stock(7.4B)(7.7B)(8.0B)(8.9B)(8.0B)(7.6B)
Short Term Debt93.4M84.7M79.8M80.7M61.1M58.0M
Accounts Payable16.2M22.3M15.5M20.4B19.6B20.6B
Inventory(7.3B)(7.7B)(6.5B)(94.6B)(57.7B)(54.8B)
Net Tangible Assets11.4B13.4B13.2B7.1B8.2B10.4B

Principal Financial Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash(461.6M)333.9M(517.8M)2.5B(140.3M)(133.3M)
Free Cash Flow5.4B3.6B3.1B3.1B3.7B3.4B
Depreciation226.8M251.9M275.3M295.9M272.7M232.3M
Other Non Cash Items(433M)(210.4M)(605.9M)(4.4B)7.7M8.1M
Capital Expenditures132.4M108.8M129.9M116.3M102M96.9M
Net Income1.4B1.4B1.8B4.9B623.2M592.0M
End Period Cash Flow2.5B2.8B2.3B4.8B4.7B2.5B
Change To Netincome4.0B2.3B1.5B(1.7B)(1.9B)(1.8B)
Dividends Paid606M614.5M654.1M642.3M625.5M413.9M
Investments14.1B15.7B(19.3B)(20.7B)(563.4M)(535.2M)
Net Borrowings26.9M30.9M(31.5M)(336.3M)(302.7M)(287.5M)

Principal Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Principal Financial's current stock value. Our valuation model uses many indicators to compare Principal Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Principal Financial competition to find correlations between indicators driving Principal Financial's intrinsic value. More Info.
Principal Financial Group is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Principal Financial's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Principal Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Principal Financial Systematic Risk

Principal Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Principal Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Principal Financial correlated with the market. If Beta is less than 0 Principal Financial generally moves in the opposite direction as compared to the market. If Principal Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Principal Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Principal Financial is generally in the same direction as the market. If Beta > 1 Principal Financial moves generally in the same direction as, but more than the movement of the benchmark.

Principal Financial Thematic Clasifications

Principal Financial Group is part of FinTech investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. A collection of large financial service, investment, and banking companies. High long term potential financial entities that are ranging from payment processing, investment management to commercial and investment banking
FinTechView
This theme covers A collection of large financial service, investment, and banking companies. High long term potential financial entities that are ranging from payment processing, investment management to commercial and investment banking. Get More Thematic Ideas
Today, most investors in Principal Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Principal Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Principal Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.33)

At this time, Principal Financial's Price Earnings To Growth Ratio is most likely to increase slightly in the upcoming years.

Principal Financial November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Principal Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Principal Financial Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Principal Financial Group based on widely used predictive technical indicators. In general, we focus on analyzing Principal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Principal Financial's daily price indicators and compare them against related drivers.

Complementary Tools for Principal Stock analysis

When running Principal Financial's price analysis, check to measure Principal Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Principal Financial is operating at the current time. Most of Principal Financial's value examination focuses on studying past and present price action to predict the probability of Principal Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Principal Financial's price. Additionally, you may evaluate how the addition of Principal Financial to your portfolios can decrease your overall portfolio volatility.
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