Principal Financial Earnings Estimate

PFG Stock  USD 95.93  1.41  1.45%   
The next projected EPS of Principal Financial is estimated to be 2.0981 with future projections ranging from a low of 1.95 to a high of 2.26. Principal Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 6.82. Please be aware that the consensus of earnings estimates for Principal Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Principal Financial is projected to generate 2.0981 in earnings per share on the 31st of March 2026. Principal Financial earnings estimates show analyst consensus about projected Principal Financial Group EPS (Earning Per Share). It derives the highest and the lowest estimates based on Principal Financial's historical volatility. Many public companies, such as Principal Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Principal Financial Revenue Breakdown by Earning Segment

By analyzing Principal Financial's earnings estimates, investors can diagnose different trends across Principal Financial's analyst sentiment over time as well as compare current estimates against different timeframes. The current Gross Profit is estimated to decrease to about 5.6 B. The current Pretax Profit Margin is estimated to decrease to 0.09Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.

Principal Financial Earnings Estimation Breakdown

The calculation of Principal Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Principal Financial is estimated to be 2.0981 with the future projection ranging from a low of 1.95 to a high of 2.26. Please be aware that this consensus of annual earnings estimates for Principal Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
1.95
Lowest
Expected EPS
2.0981
2.26
Highest

Principal Financial Earnings Projection Consensus

Suppose the current estimates of Principal Financial's value are higher than the current market price of the Principal Financial stock. In this case, investors may conclude that Principal Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Principal Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
1189.36%
0.0
2.0981
6.82

Principal Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Principal Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Principal Financial Group predict the company's earnings will be in the future. The higher the earnings per share of Principal Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Principal Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Principal Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Principal Financial should always be considered in relation to other companies to make a more educated investment decision.

Principal Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Principal Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-10-23
2025-09-302.172.1-0.07
2025-07-28
2025-06-301.972.160.19
2025-04-24
2025-03-311.831.81-0.02
2025-02-06
2024-12-311.931.940.01
2024-10-24
2024-09-302.011.76-0.2512 
2024-07-25
2024-06-301.841.63-0.2111 
2024-04-25
2024-03-311.731.65-0.08
2024-02-12
2023-12-311.681.830.15
2023-10-26
2023-09-301.621.720.1
2023-07-27
2023-06-301.651.53-0.12
2023-04-27
2023-03-311.511.48-0.03
2023-01-30
2022-12-311.531.70.1711 
2022-10-27
2022-09-301.451.690.2416 
2022-08-08
2022-06-301.391.650.2618 
2022-04-28
2022-03-311.561.630.07
2022-02-07
2021-12-311.651.850.212 
2021-10-26
2021-09-301.61.690.09
2021-07-27
2021-06-301.511.70.1912 
2021-04-27
2021-03-311.341.530.1914 
2021-01-28
2020-12-311.421.480.06
2020-10-26
2020-09-301.390.85-0.5438 
2020-07-27
2020-06-301.31.460.1612 
2020-04-27
2020-03-311.141.150.01
2020-01-28
2019-12-311.391.410.02
2019-10-24
2019-09-301.461.23-0.2315 
2019-07-25
2019-06-301.41.520.12
2019-04-25
2019-03-311.311.430.12
2019-01-29
2018-12-311.291.11-0.1813 
2018-10-25
2018-09-301.671.670.0
2018-07-26
2018-06-301.371.35-0.02
2018-04-26
2018-03-311.351.40.05
2018-01-29
2017-12-311.371.19-0.1813 
2017-10-26
2017-09-301.31.28-0.02
2017-07-27
2017-06-301.221.310.09
2017-04-27
2017-03-311.221.270.05
2017-01-30
2016-12-311.151.270.1210 
2016-10-27
2016-09-301.121.150.03
2016-07-28
2016-06-301.061.150.09
2016-04-28
2016-03-310.990.97-0.02
2016-02-01
2015-12-311.051.02-0.03
2015-10-22
2015-09-301.061.060.0
2015-07-23
2015-06-301.041.090.05
2015-04-23
2015-03-311.051.090.04
2015-01-29
2014-12-311.041.090.05
2014-10-23
2014-09-301.061.190.1312 
2014-07-24
2014-06-301.011.080.07
2014-04-24
2014-03-310.921.060.1415 
2014-02-03
2013-12-310.930.960.03
2013-10-24
2013-09-300.870.90.03
2013-07-25
2013-06-300.820.910.0910 
2013-04-25
2013-03-310.740.790.05
2013-01-31
2012-12-310.740.820.0810 
2012-10-25
2012-09-300.490.45-0.04
2012-07-26
2012-06-300.740.72-0.02
2012-04-26
2012-03-310.740.7-0.04
2012-02-02
2011-12-310.750.71-0.04
2011-10-27
2011-09-300.710.61-0.114 
2011-08-01
2011-06-300.720.730.01
2011-05-02
2011-03-310.710.710.0
2011-02-07
2010-12-310.680.66-0.02
2010-11-01
2010-09-300.630.680.05
2010-08-02
2010-06-300.660.59-0.0710 
2010-05-03
2010-03-310.680.690.01
2010-02-08
2009-12-310.650.62-0.03
2009-11-02
2009-09-300.650.740.0913 
2009-08-03
2009-06-300.630.690.06
2009-05-04
2009-03-310.660.63-0.03
2009-02-09
2008-12-310.660.690.03
2008-11-03
2008-09-300.920.960.04
2008-08-04
2008-06-300.950.970.02
2008-05-05
2008-03-310.980.92-0.06
2008-02-04
2007-12-311.010.86-0.1514 
2007-10-29
2007-09-3011.170.1717 
2007-07-30
2007-06-300.971.050.08
2007-04-30
2007-03-310.930.87-0.06
2007-02-05
2006-12-310.880.930.05
2006-10-30
2006-09-300.830.940.1113 
2006-07-31
2006-06-300.810.820.01
2006-05-01
2006-03-310.760.850.0911 
2006-02-06
2005-12-310.720.770.05
2005-10-31
2005-09-300.690.750.06
2005-08-01
2005-06-300.660.760.115 
2005-05-02
2005-03-310.640.690.05
2005-02-07
2004-12-310.610.660.05
2004-11-01
2004-09-300.570.660.0915 
2004-08-02
2004-06-300.580.54-0.04
2004-05-03
2004-03-310.650.6-0.05
2004-02-02
2003-12-310.320.460.1443 
2003-11-03
2003-09-300.610.630.02
2003-08-04
2003-06-300.610.670.06
2003-05-05
2003-03-310.550.630.0814 
2003-02-04
2002-12-310.530.530.0
2002-11-06
2002-09-300.520.580.0611 
2002-08-07
2002-06-300.530.530.0
2002-05-08
2002-03-310.510.520.01
2002-02-06
2001-12-310.460.50.04

About Principal Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Principal Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Principal Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Principal Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings20.2 B21.2 B
Retained Earnings Total Equity19.6 B20.6 B
Earnings Yield 0.08  0.06 
Price Earnings Ratio 12.82  17.72 
Price Earnings To Growth Ratio 0.06  0.06 

Currently Active Assets on Macroaxis

When determining whether Principal Financial is a strong investment it is important to analyze Principal Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Principal Financial's future performance. For an informed investment choice regarding Principal Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Can Life & Health Insurance industry sustain growth momentum? Does Principal have expansion opportunities? Factors like these will boost the valuation of Principal Financial. Anticipated expansion of Principal directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Principal Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.201
Dividend Share
3.02
Earnings Share
6.82
Revenue Per Share
70.241
Quarterly Revenue Growth
0.222
Investors evaluate Principal Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Principal Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause Principal Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Principal Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Principal Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Principal Financial's market price signifies the transaction level at which participants voluntarily complete trades.