Prudential Financial Financials

PRS Stock  USD 24.00  0.08  0.33%   
Prudential Financial may be sliding down financialy. It has an above-average likelihood of going through some form of financial trouble next quarter. At this time, Prudential Financial's Good Will is comparatively stable compared to the past year. Long Term Investments is likely to gain to about 505.5 B in 2026, whereas Other Current Liabilities is likely to drop slightly above 265.1 M in 2026.
 
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Prudential Financial Balance Sheet Chart

At this time, Prudential Financial's Good Will is comparatively stable compared to the past year. Long Term Investments is likely to gain to about 505.5 B in 2026, whereas Other Current Liabilities is likely to drop slightly above 265.1 M in 2026.
Key indicators impacting Prudential Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.81.0036
Significantly Down
Pretty Stable
Current Ratio0.610.58
Sufficiently Up
Pretty Stable
The essential information of the day-to-day investment outlook for Prudential Financial includes many different criteria found on its balance sheet. An individual investor should research Prudential Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Prudential Financial.

Net Income

3.34 Billion

  
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Please note, the imprecision that can be found in Prudential Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Prudential Financial. Check Prudential Financial's Beneish M Score to see the likelihood of Prudential Financial's management manipulating its earnings.

Prudential Financial Stock Summary

Prudential Financial competes with Primerica, Lincoln National, Jackson Financial, Wintrust Financial, and Citizens Financial. Prudential Financial is entity of United States. It is traded as Stock on NYSE exchange.
Specialization
Materials, Materials
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS7443208050
SectorMetals & Mining
IndustryMaterials
BenchmarkDow Jones Industrial
CurrencyUSD - US Dollar

Prudential Financial Key Financial Ratios

Prudential Financial Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets937.6B689.0B721.1B735.6B773.7B697.2B
Other Current Liab4.3B5.8B6.4B9.6B279M265.1M
Net Debt17.3B10.7B837M2.1B587M557.7M
Retained Earnings36.7B31.7B32.4B33.2B38.2B19.9B
Accounts Payable12.0B9.5B5.7B15.7B18.1B9.7B
Cash12.9B17.3B19.4B18.5B19.7B15.5B
Other Assets146.9B270.4B27.4B80.7B743.7B780.9B
Total Liab875.0B657.1B691.3B705.5B738.2B557.6B
Total Current Assets30.9B24.9B19.4B8.3B30.0B19.2B
Short Term Debt11.0B7.5B6.8B7.8B1.4B1.4B
Other Current Assets18.0B7.7B46.8B3.9B4.5B4.7B
Net Tangible Assets63.1B67.4B61.9B16.3B18.7B17.8B
Long Term Debt18.6B19.7B18.6B19.9B17.9B15.8B
Good Will1.8B876M1.1B1.1B1.2B1.4B
Long Term Debt Total18.6B19.7B18.6B19.9B17.9B15.8B
Capital Surpluse25.5B25.6B25.7B25.7B29.6B27.5B
Treasury Stock(19.5B)(19.7B)(21.8B)(23.1B)(20.8B)(21.8B)
Intangible Assets19.0B21.2B21.4B21.3B21.9B22.6B

Prudential Financial Key Income Statement Accounts

The reason investors look at the income statement is to determine what Prudential Financial's earnings per share (EPS) will be for research and analysis purposes. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, this information can be used for research and educational purposes even though its price per share may not have changed.
202120222023202420252026 (projected)
Total Revenue70.9B56.9B54.0B70.4B55.6B53.6B
Gross Profit13.3B60.1B54.0B70.4B23.6B22.4B
Operating Income10.4B(989M)41.1B57.1B6.7B11.4B
Ebit(323M)9.4B(1.9B)40.9B47.0B49.4B
Ebitda9.6B(1.8B)40.8B3.2B6.8B4.5B
Income Before Tax9.5B(2.0B)3.1B3.4B4.6B4.0B
Income Tax Expense1.7B(279M)613M507M1.1B750.6M
Interest Expense364M708M1.8B2.1B2.4B1.3B

Prudential Financial Key Cash Accounts

202120222023202420252026 (projected)
Change In Cash(921M)4.4B2.2B(943M)153M160.7M
Free Cash Flow10.5B5.2B6.5B8.5B2.5B2.3B
Depreciation204M124M(70M)383M344.7M265.2M
Other Non Cash Items(1.5B)5.2B5.0B6.2B(69M)(65.6M)
Net Income7.8B(1.5B)2.5B2.7B2.3B2.8B
End Period Cash Flow12.9B17.3B19.5B18.5B1.2B1.1B
Dividends Paid1.8B1.8B1.8B1.9B2.2B1.1B
Investments(17.3B)(15.7B)(2.3B)(7.6B)(8.7B)(9.1B)
Net Borrowings1.4B249M(1.1B)1.3B1.5B1.6B
Change To Netincome459M(3.9B)(3.0B)4.3B3.8B4.0B

Prudential Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Prudential Financial's current stock value. Our valuation model uses many indicators to compare Prudential Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Prudential Financial competition to find correlations between indicators driving Prudential Financial's intrinsic value. More Info.
Prudential Financial is considered to be number one stock in return on equity category among its peers. It also is rated top company in revenue category among its peers totaling about  472,251,486,831  of Revenue per Return On Equity. At this time, Prudential Financial's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Prudential Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Most indicators from Prudential Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Prudential Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Prudential Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For more information on how to buy Prudential Stock please use our How to Invest in Prudential Financial guide.At this time, Prudential Financial's Sales General And Administrative To Revenue is comparatively stable compared to the past year. Enterprise Value Over EBITDA is likely to gain to 11.99 in 2026, whereas Discontinued Operations is likely to drop slightly above 9.1 M in 2026.
 2023 2024 2025 2026 (projected)
Gross Profit54.0B70.4B23.6B22.4B
Total Revenue54.0B70.4B55.6B53.6B

Prudential Financial fundamental ratios Correlations

0.77-0.240.170.810.710.730.3-0.390.780.27-0.08-0.22-0.12-0.610.490.23-0.560.610.30.50.060.090.47-0.590.53
0.77-0.060.320.610.80.460.03-0.310.560.38-0.12-0.43-0.24-0.420.360.26-0.350.550.110.510.16-0.110.33-0.40.3
-0.24-0.06-0.07-0.140.05-0.13-0.06-0.18-0.31-0.42-0.04-0.61-0.10.25-0.170.110.330.0-0.56-0.320.070.07-0.060.44-0.16
0.170.32-0.070.090.360.11-0.27-0.160.210.65-0.18-0.22-0.340.07-0.040.640.060.210.020.410.46-0.010.15-0.19-0.51
0.810.61-0.140.090.750.41-0.08-0.570.57-0.01-0.18-0.23-0.45-0.180.55-0.05-0.150.510.520.630.140.160.86-0.420.7
0.710.80.050.360.750.25-0.27-0.650.520.21-0.16-0.43-0.7-0.030.340.060.060.340.220.510.42-0.220.68-0.150.27
0.730.46-0.130.110.410.250.540.090.690.34-0.18-0.020.28-0.870.290.57-0.840.820.250.46-0.040.540.02-0.610.41
0.30.03-0.06-0.27-0.08-0.270.540.40.290.040.060.140.7-0.580.130.21-0.550.32-0.12-0.12-0.220.19-0.3-0.230.22
-0.39-0.31-0.18-0.16-0.57-0.650.090.4-0.350.010.090.610.53-0.15-0.260.14-0.210.00.05-0.15-0.120.09-0.560.04-0.17
0.780.56-0.310.210.570.520.690.29-0.350.6-0.3-0.130.0-0.590.390.36-0.580.660.350.550.060.280.29-0.710.41
0.270.38-0.420.65-0.010.210.340.040.010.6-0.240.00.04-0.330.060.57-0.370.40.160.480.210.17-0.13-0.56-0.29
-0.08-0.12-0.04-0.18-0.18-0.16-0.180.060.09-0.3-0.240.250.29-0.05-0.360.04-0.04-0.21-0.14-0.62-0.65-0.3-0.31-0.13-0.31
-0.22-0.43-0.61-0.22-0.23-0.43-0.020.140.61-0.130.00.250.24-0.010.05-0.09-0.09-0.120.55-0.06-0.2-0.01-0.17-0.14-0.02
-0.12-0.24-0.1-0.34-0.45-0.70.280.70.530.00.040.290.24-0.58-0.110.27-0.620.15-0.23-0.38-0.70.31-0.72-0.34-0.04
-0.61-0.420.250.07-0.18-0.03-0.87-0.58-0.15-0.59-0.33-0.05-0.01-0.58-0.21-0.470.99-0.65-0.07-0.180.39-0.420.310.67-0.33
0.490.36-0.17-0.040.550.340.290.13-0.260.390.06-0.360.05-0.11-0.21-0.06-0.190.360.480.440.110.260.45-0.290.52
0.230.260.110.64-0.050.060.570.210.140.360.570.04-0.090.27-0.47-0.06-0.480.660.020.27-0.080.46-0.25-0.5-0.33
-0.56-0.350.330.06-0.150.06-0.84-0.55-0.21-0.58-0.37-0.04-0.09-0.620.99-0.19-0.48-0.63-0.12-0.190.43-0.450.330.72-0.31
0.610.550.00.210.510.340.820.320.00.660.4-0.21-0.120.15-0.650.360.66-0.630.440.67-0.060.690.21-0.670.45
0.30.11-0.560.020.520.220.25-0.120.050.350.16-0.140.55-0.23-0.070.480.02-0.120.440.660.040.360.53-0.450.5
0.50.51-0.320.410.630.510.46-0.12-0.150.550.48-0.62-0.06-0.38-0.180.440.27-0.190.670.660.470.440.61-0.390.47
0.060.160.070.460.140.42-0.04-0.22-0.120.060.21-0.65-0.2-0.70.390.11-0.080.43-0.060.040.47-0.170.430.45-0.05
0.09-0.110.07-0.010.16-0.220.540.190.090.280.17-0.3-0.010.31-0.420.260.46-0.450.690.360.44-0.170.01-0.450.34
0.470.33-0.060.150.860.680.02-0.3-0.560.29-0.13-0.31-0.17-0.720.310.45-0.250.330.210.530.610.430.01-0.050.54
-0.59-0.40.44-0.19-0.42-0.15-0.61-0.230.04-0.71-0.56-0.13-0.14-0.340.67-0.29-0.50.72-0.67-0.45-0.390.45-0.45-0.05-0.24
0.530.3-0.16-0.510.70.270.410.22-0.170.41-0.29-0.31-0.02-0.04-0.330.52-0.33-0.310.450.50.47-0.050.340.54-0.24
Click cells to compare fundamentals

Prudential Financial Account Relationship Matchups

Prudential Financial fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets937.6B689.0B721.1B735.6B773.7B697.2B
Other Current Liab4.3B5.8B6.4B9.6B279M265.1M
Net Debt17.3B10.7B837M2.1B587M557.7M
Retained Earnings36.7B31.7B32.4B33.2B38.2B19.9B
Accounts Payable12.0B9.5B5.7B15.7B18.1B9.7B
Cash12.9B17.3B19.4B18.5B19.7B15.5B
Other Assets146.9B270.4B27.4B80.7B743.7B780.9B
Total Liab875.0B657.1B691.3B705.5B738.2B557.6B
Total Current Assets30.9B24.9B19.4B8.3B30.0B19.2B
Short Term Debt11.0B7.5B6.8B7.8B1.4B1.4B
Other Current Assets18.0B7.7B46.8B3.9B4.5B4.7B
Net Tangible Assets63.1B67.4B61.9B16.3B18.7B17.8B
Long Term Debt18.6B19.7B18.6B19.9B17.9B15.8B
Good Will1.8B876M1.1B1.1B1.2B1.4B
Long Term Debt Total18.6B19.7B18.6B19.9B17.9B15.8B
Capital Surpluse25.5B25.6B25.7B25.7B29.6B27.5B
Treasury Stock(19.5B)(19.7B)(21.8B)(23.1B)(20.8B)(21.8B)
Intangible Assets19.0B21.2B21.4B21.3B21.9B22.6B

Steps to analyze company Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Prudential Financial is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Prudential has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if Prudential Financial's financials are consistent with your investment objective using the following steps:
  • Review Prudential Financial's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand Prudential Financial's liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare Prudential Financial's financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Prudential Financial's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.
Today, most investors in Prudential Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Prudential Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Prudential Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.36

At this time, Prudential Financial's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Prudential Financial February 15, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Prudential Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Prudential Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Prudential Financial based on widely used predictive technical indicators. In general, we focus on analyzing Prudential Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Prudential Financial's daily price indicators and compare them against related drivers.

Additional Tools for Prudential Stock Analysis

When running Prudential Financial's price analysis, check to measure Prudential Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Prudential Financial is operating at the current time. Most of Prudential Financial's value examination focuses on studying past and present price action to predict the probability of Prudential Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Prudential Financial's price. Additionally, you may evaluate how the addition of Prudential Financial to your portfolios can decrease your overall portfolio volatility.