Seacoast Banking Financials

SBCF Stock  USD 30.57  0.56  1.87%   
Based on the key indicators obtained from Seacoast Banking's historical financial statements, Seacoast Banking is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December. At this time, Seacoast Banking's Total Stockholder Equity is most likely to increase significantly in the upcoming years. The Seacoast Banking's current Property Plant And Equipment Net is estimated to increase to about 119 M, while Cash is projected to decrease to roughly 146.9 M. Key indicators impacting Seacoast Banking's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.07040.0741
Notably Down
Slightly volatile
Operating Income250.3 M238.4 M
Sufficiently Up
Slightly volatile
Current Ratio0.260.28
Significantly Down
Slightly volatile
The essential information of the day-to-day investment outlook for Seacoast Banking includes many different criteria found on its balance sheet. An individual investor should monitor Seacoast Banking's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Seacoast Banking.

Net Income

109.23 Million

  
Understanding current and past Seacoast Banking Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Seacoast Banking's financial statements are interrelated, with each one affecting the others. For example, an increase in Seacoast Banking's assets may result in an increase in income on the income statement.

Seacoast Banking Stock Summary

Seacoast Banking competes with Home Federal, First Financial, First Northwest, First Capital, and Community West. Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. The company was founded in 1926 and is headquartered in Stuart, Florida. Seacoast Banking operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1095 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS8117078019
CUSIP811707801 811707306 811707108
LocationFlorida; U.S.A
Business Address815 Colorado Avenue,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.seacoastbanking.com
Phone772 287 4000
CurrencyUSD - US Dollar

Seacoast Banking Key Financial Ratios

Seacoast Banking Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets7.1B8.3B9.7B12.1B14.6B15.3B
Net Debt257.8M(333.5M)(666.1M)29.4M(296.7M)(281.9M)
Retained Earnings195.8M256.7M358.6M423.9M467.3M490.7M
Cash128.3M404.8M737.7M205.2M167.5M146.9M
Other Assets4.5B4.6B4.7B9.3B10.7B11.2B
Total Liab386.1M71.4M71.6M10.5B12.5B13.1B
Total Current Assets1.1B1.8B2.4B2.1B447.2M424.8M
Other Current Assets140.7M447.0M770.4M(3.2M)460.6M437.6M
Common Stock5.2M5.5M5.9M7.2M8.5M4.5M
Other Liab35.8M88.5M109.9M99.1M113.9M119.6M
Accounts Payable5.6B6.9B8.1B10.0B11.5B12.1B
Long Term Debt71.1M71.4M71.6M234.5M156.3M136.0M
Good Will205.3M221.2M252.2M480.3M732.4M769.0M
Inventory12.4M12.8M13.6M2.3M2.6M2.5M
Treasury Stock(6.0M)(8.3M)(10.6M)(13.0M)(15.0M)(14.2M)
Intangible Assets20.1M16.7M14.8M75.5M95.6M100.4M
Other Current Liab5.5B5.4B6.6B8.4B9.6B5.0B
Net Tangible Assets760.3M892.5M1.0B1.1B1.2B618.0M
Long Term Debt Total71.1M71.4M71.6M84.5M97.2M75.2M
Capital Surpluse786.2M856.1M963.9M1.4B1.6B1.7B

Seacoast Banking Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense46.2M24.3M8.2M14.3M200.7M210.8M
Operating Income128.6M100.6M158.7M152.5M238.4M250.3M
Ebit128.6M75.7M158.7M138.1M134.3M141.0M
Ebitda134.4M91.9M173.8M159.8M179.3M188.2M
Net Income98.7M77.8M124.4M106.5M104.0M109.2M
Income Tax Expense29.9M22.8M34.3M31.6M30.2M31.7M
Total Revenue300.4M324.3M346.8M432.3M527.8M554.1M
Gross Profit300.4M324.3M346.8M432.3M767.1M805.5M
Income Before Tax128.6M100.6M158.7M138.1M134.3M141.0M
Tax Provision29.9M22.8M34.3M31.6M29.8M28.5M
Net Interest Income243.6M255.0M258.5M363.8M497.1M275.6M
Interest Income289.8M279.3M266.7M378.1M639.2M671.2M

Seacoast Banking Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash8.6M279.6M333.6M(535.8M)245.2M257.5M
Free Cash Flow115.2M59.1M150.2M183.2M140.3M147.3M
Depreciation8.5M1.7M(3.9M)10.6M423K401.9K
Other Non Cash Items6.3M(4.4M)35.1M55.4M41.0M20.5M
Dividends Paid22.5M18.1M20.2M41.2M60.6M63.6M
Capital Expenditures2.5M1.6M4.3M12.6M10.3M10.8M
Net Income98.7M77.8M124.4M106.5M104.0M109.2M
End Period Cash Flow124.5M404.1M737.7M201.9M447.2M469.5M
Change To Netincome(314.9M)(522.4M)47.6M(191.8M)(172.6M)(164.0M)
Investments(339.5M)(342.7M)(757.4M)(140.0M)871.8M915.3M
Net Borrowings(195.2M)(201.5M)(31.0M)(12.0M)(10.8M)(11.4M)

Seacoast Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Seacoast Banking's current stock value. Our valuation model uses many indicators to compare Seacoast Banking value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Seacoast Banking competition to find correlations between indicators driving Seacoast Banking's intrinsic value. More Info.
Seacoast Banking is rated below average in return on equity category among its peers. It is rated third in return on asset category among its peers reporting about  0.14  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Seacoast Banking is roughly  7.04 . At this time, Seacoast Banking's Return On Equity is most likely to slightly decrease in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Seacoast Banking by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Seacoast Banking Systematic Risk

Seacoast Banking's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Seacoast Banking volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on Seacoast Banking correlated with the market. If Beta is less than 0 Seacoast Banking generally moves in the opposite direction as compared to the market. If Seacoast Banking Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Seacoast Banking is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Seacoast Banking is generally in the same direction as the market. If Beta > 1 Seacoast Banking moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Seacoast Banking Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Seacoast Banking's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Seacoast Banking growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.85)

At this time, Seacoast Banking's Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years.

Seacoast Banking November 24, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Seacoast Banking help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Seacoast Banking. We use our internally-developed statistical techniques to arrive at the intrinsic value of Seacoast Banking based on widely used predictive technical indicators. In general, we focus on analyzing Seacoast Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Seacoast Banking's daily price indicators and compare them against related drivers.

Complementary Tools for Seacoast Stock analysis

When running Seacoast Banking's price analysis, check to measure Seacoast Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Seacoast Banking is operating at the current time. Most of Seacoast Banking's value examination focuses on studying past and present price action to predict the probability of Seacoast Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Seacoast Banking's price. Additionally, you may evaluate how the addition of Seacoast Banking to your portfolios can decrease your overall portfolio volatility.
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