Trustmark Financials

TRMK Stock  USD 37.50  0.10  0.27%   
Trustmark may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, Trustmark's Non Current Assets Total are quite stable compared to the past year. Non Currrent Assets Other is expected to rise to about 16.6 B this year, although the value of Other Assets will most likely fall to about 11.3 M. Key indicators impacting Trustmark's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.220.2292
Sufficiently Down
Slightly volatile
Return On Assets0.0120.0102
Fairly Up
Pretty Stable
Return On Equity0.120.11
Significantly Up
Very volatile
Debt Equity Ratio0.850.44
Way Up
Pretty Stable
Operating Income241.4 M242.4 M
Slightly Down
Slightly volatile
Current Ratio13.6114.33
Notably Down
Pretty Stable
The essential information of the day-to-day investment outlook for Trustmark includes many different criteria found on its balance sheet. An individual investor should monitor Trustmark's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Trustmark.

Net Income

234.16 Million

  

Trustmark Stock Summary

Trustmark competes with Home Bancorp, First Business, LINKBANCORP, Great Southern, and Sandy Spring. Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. The company was founded in 1889 and is headquartered in Jackson, Mississippi. Trustmark Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2717 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS8984021027
CUSIP898402102
LocationMississippi; U.S.A
Business Address248 East Capitol
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.trustmark.com
Phone601 208 5111
CurrencyUSD - US Dollar

Trustmark Key Financial Ratios

Trustmark Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets16.6B17.6B18.0B18.7B21.5B22.6B
Net Debt(1.6B)(2.0B)540.2M(344.2M)(309.8M)(294.3M)
Retained Earnings1.5B1.6B1.6B1.7B2.0B2.1B
Cash2.0B2.3B734.8M975.5M1.1B1.2B
Other Assets9.4B7.8B16.8B10.4M11.9M11.3M
Net Receivables79.4M9.8B10.2B12.2B14.0B14.7B
Total Liab385.3M312.4M16.5B17.1B19.6B20.6B
Total Current Assets3.9B5.5B619.8M975.5M1.1B1.1B
Other Current Assets2.0B2.3B798.2M1.1B953.7M906.1M
Short Term Debt32.3M36.5M38.9M411.3M370.2M317.4M
Common Stock13.2M12.8M12.7M12.7M14.6M14.4M
Other Liab149.9M212.1M216.2M315.9M363.2M381.4M
Accounts Payable11.2B14.0B15.1B14.4B16.6B9.4B
Long Term Debt353.0M275.9M1.2B585.4M673.2M706.9M
Inventory29.2M11.7M4.6M2.0M1.8M1.7M
Intangible Assets73.9M92.8M133.3M134.8M121.4M105.4M
Other Current Liab(32.3M)(36.5M)14.4B8.2B7.3B6.8B
Net Tangible Assets1.3B1.3B1.4B1.1B1.3B1.2B
Long Term Debt Total147.3M353.0M275.9M1.2B1.4B1.5B
Capital Surpluse256.4M233.1M175.9M154.6M139.2M230.2M

Trustmark Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense41.8M24.2M47.1M59.6M26.4M25.1M
Operating Income189.8M175.4M84.2M210.8M242.4M241.4M
Ebit213.3M187.9M52.2M210.8M242.4M242.5M
Ebitda231.1M205.8M69.9M210.8M242.4M260.7M
Net Income160.0M147.4M71.9M165.5M223.0M234.2M
Income Tax Expense29.8M28.0M1.9M45.3M(176.4M)(167.6M)
Total Revenue622.1M555.4M46.5M759.8M972.9M1.0B
Gross Profit622.1M555.4M46.5M892.3M972.9M1.0B
Income Before Tax189.8M175.4M73.7M210.8M46.6M44.3M
Tax Provision29.8M28.0M1.9M7.0M6.3M6.0M
Net Interest Income438.6M430.1M507.1M562.7M647.1M485.4M
Interest Income480.4M454.2M554.2M822.5M945.8M560.0M

Trustmark Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash1.6B314.3M(1.5B)240.8M216.7M227.5M
Free Cash Flow34.5M317.6M262.5M148.2M170.5M126.9M
Depreciation41.3M45.8M39.9M35.8M41.1M32.2M
Other Non Cash Items(85.4M)67.8M80.8M(14.9M)(17.2M)(16.3M)
Dividends Paid58.8M58.1M56.7M56.7M65.2M47.5M
Capital Expenditures30.8M31.2M34.0M48.7M56.0M58.8M
Net Income160.0M147.4M71.9M165.5M190.3M110.1M
End Period Cash Flow2.0B2.3B734.8M975.5M1.1B1.2B
Investments(1.2B)(1.3B)(2.3B)(900.0M)(810.0M)(850.5M)
Net Borrowings206.0M31.9M54.9M1.2B1.4B1.4B
Change To Netincome(86.5M)(156.2M)135.4M110.0M126.5M132.9M

Trustmark Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Trustmark's current stock value. Our valuation model uses many indicators to compare Trustmark value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Trustmark competition to find correlations between indicators driving Trustmark's intrinsic value. More Info.
Trustmark is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Trustmark is roughly  10.37 . At this time, Trustmark's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Trustmark by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Trustmark Systematic Risk

Trustmark's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Trustmark volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on Trustmark correlated with the market. If Beta is less than 0 Trustmark generally moves in the opposite direction as compared to the market. If Trustmark Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Trustmark is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Trustmark is generally in the same direction as the market. If Beta > 1 Trustmark moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Trustmark Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Trustmark's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Trustmark growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.14

At this time, Trustmark's Price Earnings To Growth Ratio is quite stable compared to the past year.

Trustmark February 1, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Trustmark help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Trustmark. We use our internally-developed statistical techniques to arrive at the intrinsic value of Trustmark based on widely used predictive technical indicators. In general, we focus on analyzing Trustmark Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Trustmark's daily price indicators and compare them against related drivers.
When determining whether Trustmark is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Trustmark Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Trustmark Stock. Highlighted below are key reports to facilitate an investment decision about Trustmark Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Trustmark. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
For more information on how to buy Trustmark Stock please use our How to buy in Trustmark Stock guide.
You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Trustmark. If investors know Trustmark will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Trustmark listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.506
Earnings Share
0.74
Revenue Per Share
9.086
Quarterly Revenue Growth
0.111
Return On Assets
0.0019
The market value of Trustmark is measured differently than its book value, which is the value of Trustmark that is recorded on the company's balance sheet. Investors also form their own opinion of Trustmark's value that differs from its market value or its book value, called intrinsic value, which is Trustmark's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Trustmark's market value can be influenced by many factors that don't directly affect Trustmark's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Trustmark's value and its price as these two are different measures arrived at by different means. Investors typically determine if Trustmark is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Trustmark's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.