Trustmark Valuation
| TRMK Stock | USD 44.42 0.27 0.60% |
At this time, the company appears to be undervalued. Trustmark has a current Real Value of $47.27 per share. The regular price of the company is $44.42. Our model measures the value of Trustmark from inspecting the company fundamentals such as Shares Outstanding of 59.01 M, operating margin of 0.36 %, and Return On Equity of 0.11 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Trustmark's valuation include:
Undervalued
Today
Please note that Trustmark's price fluctuation is very steady at this time. Calculation of the real value of Trustmark is based on 3 months time horizon. Increasing Trustmark's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Trustmark's intrinsic value may or may not be the same as its current market price of 44.42, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 44.42 | Real 47.27 | Target 44.38 | Hype 44.46 |
The intrinsic value of Trustmark's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Trustmark's stock price.
Estimating the potential upside or downside of Trustmark helps investors to forecast how Trustmark stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Trustmark more accurately as focusing exclusively on Trustmark's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Trustmark's intrinsic value based on its ongoing forecasts of Trustmark's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Trustmark's closest peers.
Trustmark Cash |
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Trustmark Total Value Analysis
Trustmark is at this time expected to have valuation of 3.05 B with market capitalization of 2.68 B, debt of 1.12 B, and cash on hands of 489.74 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Trustmark fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.05 B | 2.68 B | 1.12 B | 489.74 M |
Trustmark Investor Information
About 77.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.24. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Trustmark has Price/Earnings To Growth (PEG) ratio of 2.73. The entity last dividend was issued on the 27th of February 2026. The firm had 2:1 split on the 31st of March 1998. Trustmark is performing exceptionally good at this time. It has a great probability to report excellent financial results in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.2 | 0.2551 |
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| Total Cash From Operating Activities | 148.6 M | 134.5 M |
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| Operating Income | 300 M | 285.7 M |
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Trustmark Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Trustmark has an asset utilization ratio of 5.92 percent. This suggests that the Company is making $0.0592 for each dollar of assets. An increasing asset utilization means that Trustmark is more efficient with each dollar of assets it utilizes for everyday operations.Trustmark Profitability Analysis
Taking into consideration Trustmark's profitability measurements, Trustmark's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Trustmark's ability to earn profits and add value for shareholders.Net Income | First Reported 1985-09-30 | Previous Quarter 56.8 M | Current Value 57.9 M | Quarterly Volatility 13.8 M |
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| Gross Profit Margin | 0.58 | 0.7096 |
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| Net Profit Margin | 0.15 | 0.2001 |
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| Operating Profit Margin | 0.2 | 0.2551 |
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| Pretax Profit Margin | 0.2 | 0.2551 |
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| Return On Assets | 0.0123 | 0.0118 |
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| Return On Equity | 0.12 | 0.1056 |
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For Trustmark profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Trustmark to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Trustmark utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Trustmark's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Trustmark over time as well as its relative position and ranking within its peers.
Trustmark Earnings per Share Projection vs Actual
The next projected EPS of Trustmark is estimated to be 0.87 with future projections ranging from a low of 0.83 to a high of 0.92. Trustmark's most recent 12-month trailing earnings per share (EPS TTM) is at 3.7. Please be aware that the consensus of earnings estimates for Trustmark is based on EPS before non-recurring items and includes expenses related to employee stock options.Trustmark Earnings Estimation Breakdown
The calculation of Trustmark's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Trustmark is estimated to be 0.87 with the future projection ranging from a low of 0.83 to a high of 0.92. Please be aware that this consensus of annual earnings estimates for Trustmark is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.83 Lowest | Expected EPS | 0.92 Highest |
Trustmark Earnings Projection Consensus
Suppose the current estimates of Trustmark's value are higher than the current market price of the Trustmark stock. In this case, investors may conclude that Trustmark is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Trustmark's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 5 | 90.75% | 0.97 | 0.87 | 3.7 |
Trustmark Ownership Allocation
Trustmark shows a total of 59.01 Million outstanding shares. The majority of Trustmark outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Trustmark to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Trustmark. Please pay attention to any change in the institutional holdings of Trustmark as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Trustmark Profitability Analysis
The company reported the previous year's revenue of 1.12 B. Net Income was 223.01 M with profit before overhead, payroll, taxes, and interest of 797.96 M.Trustmark Past Distributions to stockholders
About Trustmark Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Trustmark. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Trustmark based exclusively on its fundamental and basic technical indicators. By analyzing Trustmark's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Trustmark's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Trustmark. We calculate exposure to Trustmark's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Trustmark's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 794.9 M | 450.7 M | |
| Pretax Profit Margin | 0.26 | 0.20 | |
| Operating Profit Margin | 0.26 | 0.20 | |
| Net Profit Margin | 0.20 | 0.15 | |
| Gross Profit Margin | 0.71 | 0.58 |
Trustmark Quarterly Retained Earnings |
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A single share of Trustmark represents a small ownership stake in the entity. As a stockholder of Trustmark, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Trustmark Dividends Analysis For Valuation
Please note that Trustmark has scaled down on payment of dividends at this time. At this time, Trustmark's Retained Earnings are quite stable compared to the past year. Earning Assets is expected to rise to about 2.6 B this year, although the value of Retained Earnings Total Equity will most likely fall to about 1.3 B.
There are various types of dividends Trustmark can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Trustmark shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Trustmark directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Trustmark pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Trustmark by the value of the dividends paid out.
Trustmark Growth Indicators
Investing in growth stocks can be very risky. If the company such as Trustmark does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 60.5 M | |
| Quarterly Earnings Growth Y O Y | 0.054 |
Trustmark Current Valuation Indicators
Trustmark's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Trustmark's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Trustmark, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Trustmark's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Trustmark's worth.When determining whether Trustmark is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Trustmark Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Trustmark Stock. Highlighted below are key reports to facilitate an investment decision about Trustmark Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Trustmark. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For more information on how to buy Trustmark Stock please use our How to buy in Trustmark Stock guide.You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Trustmark. If investors know Trustmark will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Trustmark assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.054 | Dividend Share 0.96 | Earnings Share 3.7 | Revenue Per Share | Quarterly Revenue Growth 0.087 |
Trustmark's market price often diverges from its book value, the accounting figure shown on Trustmark's balance sheet. Smart investors calculate Trustmark's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Trustmark's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Trustmark's value and its price as these two are different measures arrived at by different means. Investors typically determine if Trustmark is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Trustmark's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.