Union Financial Financials

UFCP Stock  USD 2.51  0.17  6.34%   
We advise to exercise analysis of Union Financial fundamentals to see if markets are presently mispricing the firm. We were able to break down twenty available drivers for Union Financial, which can be compared to its competition. The stock experiences a very speculative downward sentiment. The market maybe over-reacting. Check odds of Union Financial to be traded at $2.38 in 90 days.
  

Union Financial Stock Summary

Union Financial competes with First Niles. Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. The company was founded in 1934 and is based in Lake Odessa, Michigan. Union Financial is traded on OTC Exchange in the United States.
InstrumentUSA Pink Sheet View All
ExchangePINK Exchange
ISINUS9066171052
Business Address933 Fourth Avenue,
SectorFinancial Services
IndustryBanks—Regional
BenchmarkDow Jones Industrial
Websitewww.ubmich.com
Phone616 374 3278
CurrencyUSD - US Dollar

Union Financial Key Financial Ratios

Union Financial's financial ratios allow both analysts and investors to convert raw data from Union Financial's financial statements into concise, actionable information that can be used to evaluate the performance of Union Financial over time and compare it to other companies across industries.

Union Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Union Financial's current stock value. Our valuation model uses many indicators to compare Union Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Union Financial competition to find correlations between indicators driving Union Financial's intrinsic value. More Info.
Union Financial is rated fourth in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Union Financial is roughly  15.69 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Union Financial's earnings, one of the primary drivers of an investment's value.

Union Financial Systematic Risk

Union Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Union Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was sixty with a total number of output elements of one. The Beta measures systematic risk based on how returns on Union Financial correlated with the market. If Beta is less than 0 Union Financial generally moves in the opposite direction as compared to the market. If Union Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Union Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Union Financial is generally in the same direction as the market. If Beta > 1 Union Financial moves generally in the same direction as, but more than the movement of the benchmark.

Additional Tools for Union Pink Sheet Analysis

When running Union Financial's price analysis, check to measure Union Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Union Financial is operating at the current time. Most of Union Financial's value examination focuses on studying past and present price action to predict the probability of Union Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Union Financial's price. Additionally, you may evaluate how the addition of Union Financial to your portfolios can decrease your overall portfolio volatility.