Union Financial Valuation
| UFCP Stock | USD 2.51 0.00 0.00% |
Based on Macroaxis valuation methodology, the company appears to be fairly valued. Union Financial has a current Real Value of $2.51 per share. The regular price of the company is $2.51. Our model measures the value of Union Financial from inspecting the company fundamentals such as Return On Equity of 0.0769, price to earning of 12.12 X, and Operating Margin of 0.19 % as well as reviewing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Union Financial's price fluctuation is very steady at this time. Calculation of the real value of Union Financial is based on 3 months time horizon. Increasing Union Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Union Financial's intrinsic value may or may not be the same as its current market price of 2.51, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 2.51 | Real 2.51 | Hype 2.51 | Naive 2.51 |
The intrinsic value of Union Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Union Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Union Financial helps investors to forecast how Union pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Union Financial more accurately as focusing exclusively on Union Financial's fundamentals will not take into account other important factors: Union Financial Total Value Analysis
Union Financial is at this time forecasted to have valuation of 12.6 M with market capitalization of 12.6 M, debt of 8.02 M, and cash on hands of 8.09 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Union Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
12.6 M | 12.6 M | 8.02 M | 8.09 M |
Union Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Union connotes not a very effective usage of assets in December.Union Financial Profitability Analysis
The company reported the previous year's revenue of 11.98 M. Net Income was 1.57 M with profit before overhead, payroll, taxes, and interest of 11.98 M.About Union Financial Valuation
The pink sheet valuation mechanism determines Union Financial's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Union Financial based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Union Financial. We calculate exposure to Union Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Union Financial's related companies.Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. The company was founded in 1934 and is based in Lake Odessa, Michigan. Union Financial is traded on OTC Exchange in the United States.
8 Steps to conduct Union Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Union Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Union Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Union Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Union Financial's revenue streams: Identify Union Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Union Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Union Financial's growth potential: Evaluate Union Financial's management, business model, and growth potential.
- Determine Union Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Union Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Union Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Union Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Quarterly Earnings Growth Y O Y | 0.539 | |
| Retained Earnings | 19.5 M | |
| Quarterly Revenue Growth Y O Y | 0.128 | |
| Trailing Price Earnings | 3.1746 |
Additional Tools for Union Pink Sheet Analysis
When running Union Financial's price analysis, check to measure Union Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Union Financial is operating at the current time. Most of Union Financial's value examination focuses on studying past and present price action to predict the probability of Union Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Union Financial's price. Additionally, you may evaluate how the addition of Union Financial to your portfolios can decrease your overall portfolio volatility.