The entity has a beta of 0.0, which indicates not very significant fluctuations relative to the market. the returns on MARKET and Union Financial are completely uncorrelated.
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Over the last 90 days Union Financial has generated negative risk-adjusted returns adding no value to investors with long positions. Even with relatively invariable fundamental indicators, Union Financial is not utilizing all of its potentials. The latest stock price agitation, may contribute to short-term losses for the retail investors. ...more
Other Cashflows From Financing Activities
35.9 M
Total Cashflows From Investing Activities
-33.5 M
Union
Union Financial Relative Risk vs. Return Landscape
If you would invest 251.00 in Union Financial on September 26, 2025 and sell it today you would earn a total of 0.00 from holding Union Financial or generate 0.0% return on investment over 90 days. Union Financial is currently does not generate positive expected returns and assumes 0.0% risk (volatility on return distribution) over the 90 days horizon. In different words, 0% of pink sheets are less volatile than Union, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
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Union Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Union Financial's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Union Financial, and traders can use it to determine the average amount a Union Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0
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Based on monthly moving average Union Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Union Financial by adding Union Financial to a well-diversified portfolio.
Union Financial Fundamentals Growth
Union Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Union Financial, and Union Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Union Pink Sheet performance.
Assessing Union Financial's fundamental ratios provides investors with valuable insights into Union Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Union Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. The company was founded in 1934 and is based in Lake Odessa, Michigan. Union Financial is traded on OTC Exchange in the United States.
Things to note about Union Financial performance evaluation
Checking the ongoing alerts about Union Financial for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Union Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Union Financial generated a negative expected return over the last 90 days
Evaluating Union Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Union Financial's pink sheet performance include:
Analyzing Union Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Union Financial's stock is overvalued or undervalued compared to its peers.
Examining Union Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
Evaluating Union Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Union Financial's management team can help you assess the Company's leadership.
Pay attention to analyst opinions and ratings of Union Financial's pink sheet. These opinions can provide insight into Union Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Union Financial's pink sheet performance is not an exact science, and many factors can impact Union Financial's pink sheet market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
Additional Tools for Union Pink Sheet Analysis
When running Union Financial's price analysis, check to measure Union Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Union Financial is operating at the current time. Most of Union Financial's value examination focuses on studying past and present price action to predict the probability of Union Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Union Financial's price. Additionally, you may evaluate how the addition of Union Financial to your portfolios can decrease your overall portfolio volatility.