Upbound Financials

UPBD Stock   34.45  0.05  0.15%   
Based on the measurements of operating efficiency obtained from Upbound's historical financial statements, Upbound Group is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December. At present, Upbound's Property Plant And Equipment Net is projected to increase significantly based on the last few years of reporting. The current year's Net Debt is expected to grow to about 1.6 B, whereas Short and Long Term Debt Total is forecasted to decline to about 822 M. Key indicators impacting Upbound's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio2.452.3317
Sufficiently Up
Slightly volatile
Current Ratio2.662.4479
Significantly Up
Pretty Stable
The essential information of the day-to-day investment outlook for Upbound includes many different criteria found on its balance sheet. An individual investor should monitor Upbound's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Upbound.

Cash And Equivalents

109.85 Million

  
Understanding current and past Upbound Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Upbound's financial statements are interrelated, with each one affecting the others. For example, an increase in Upbound's assets may result in an increase in income on the income statement.
Please note, the presentation of Upbound's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Upbound's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Upbound's management manipulating its earnings.

Upbound Stock Summary

Upbound competes with 7125 Percent, MGIC Investment, Cincinnati Financial, Plexus Corp, and IPG Photonics. Upbound is entity of United States. It is traded as Stock on NASDAQ exchange.
Specialization
Consumer Discretionary, Consumer Discretionary Distribution & Retail
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS76009N1000
CUSIP76009N100 760114108
LocationTexas; U.S.A
Business Address5501 Headquarters Drive,
SectorSpecialty Retail
IndustryConsumer Discretionary
BenchmarkDow Jones Industrial
Websitewww.upbound.com
Phone972 801 1100

Upbound Key Financial Ratios

Upbound Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets1.6B1.8B3.0B2.8B2.7B2.1B
Other Current Liab3.7M31.1M47.6M102.4M341.8M210.2M
Net Debt214.5M125.9M188.2M161.4M1.5B1.6B
Retained Earnings947.9M1.1B1.1B1.1B994.9M940.6M
Accounts Payable168.1M186.1M135.7M155.4M177.2M101.9M
Cash70.5M159.4M108.3M144.1M93.7M82.2M
Inventory4.9M5.4M6.4M7.0M1.2B1.3B
Total Liab1.1B1.2B2.5B2.2B2.2B1.3B
Total Current Assets205.5M304.9M304.6M263.0M1.5B1.6B
Intangible Assets8.8M7.9M425.2M359.4M301.4M202.5M
Net Receivables84.1M90.0M126.4M111.9M111.0M116.6M
Other Current Assets46.0M50.0M63.5M46.1M41.8M57.0M
Common Stock1.1M1.1M1.1M1.1M1.1M1.0M

Upbound Key Income Statement Accounts

201920202021202220232024 (projected)
Total Revenue2.7B2.8B4.6B4.2B4.0B2.6B
Gross Profit1.6B1.7B2.2B2.1B1.3B1.4B
Operating Income253.9M237.3M280.5M148.5M162.9M156.7M
Ebit254.6M238.1M265.2M149.2M166.3M202.5M
Ebitda315.9M294.8M435.0M283.1M290.5M351.6M
Cost Of Revenue1.0B1.1B2.3B2.2B2.7B2.9B
Income Before Tax223.8M222.8M194.3M61.5M52.9M81.4M
Net Income173.5M208.1M134.9M12.4M(5.2M)(4.9M)
Income Tax Expense50.2M14.7M59.4M49.1M58.0M34.6M
Interest Expense31.0M15.3M70.9M87.7M113.4M119.1M

Upbound Key Cash Accounts

201920202021202220232024 (projected)
Change To Inventory(651.5M)(736.4M)(1.3B)(1.0B)(1.3B)(1.2B)
Free Cash Flow194.3M202.0M329.8M407.1M146.9M121.9M
Depreciation680.7M690.4M1.4B1.4B133.5M126.8M
Capital Expenditures21.2M34.5M62.5M61.4M53.4M71.7M
Net Income173.5M208.1M134.9M12.4M(5.2M)(4.9M)
End Period Cash Flow70.5M159.4M108.3M144.1M93.7M82.2M
Change In Cash(84.9M)89.0M(51.1M)35.8M(50.4M)(47.9M)
Other Non Cash Items(3.3M)34.4M30.7M37.1M1.2B1.3B

Upbound Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Upbound's current stock value. Our valuation model uses many indicators to compare Upbound value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Upbound competition to find correlations between indicators driving Upbound's intrinsic value. More Info.
Upbound Group is rated first in return on equity category among its peers. It is rated first in return on asset category among its peers reporting about  0.53  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Upbound Group is roughly  1.88 . At present, Upbound's Return On Equity is projected to increase slightly based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Upbound by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Upbound Group Systematic Risk

Upbound's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Upbound volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Upbound Group correlated with the market. If Beta is less than 0 Upbound generally moves in the opposite direction as compared to the market. If Upbound Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Upbound Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Upbound is generally in the same direction as the market. If Beta > 1 Upbound moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Upbound Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Upbound's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Upbound growth as a starting point in their analysis.

Price Earnings To Growth Ratio

2.69

At present, Upbound's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Upbound November 28, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Upbound help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Upbound Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Upbound Group based on widely used predictive technical indicators. In general, we focus on analyzing Upbound Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Upbound's daily price indicators and compare them against related drivers.

Complementary Tools for Upbound Stock analysis

When running Upbound's price analysis, check to measure Upbound's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upbound is operating at the current time. Most of Upbound's value examination focuses on studying past and present price action to predict the probability of Upbound's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upbound's price. Additionally, you may evaluate how the addition of Upbound to your portfolios can decrease your overall portfolio volatility.
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