Based on the analysis of William Penn's profitability, liquidity, and operating efficiency, William Penn Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February. At this time, William Penn's Cash And Short Term Investments are very stable compared to the past year. As of the 18th of January 2025, Net Receivables is likely to grow to about 568.2 M, while Total Assets are likely to drop about 481.6 M. Key indicators impacting William Penn's financial strength include:
Investors should never underestimate William Penn's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor William Penn's cash flow, debt, and profitability to make informed and accurate decisions about investing in William Penn Bancorp.
Net Income
183,540
William
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Understanding current and past William Penn Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of William Penn's financial statements are interrelated, with each one affecting the others. For example, an increase in William Penn's assets may result in an increase in income on the income statement.
William Penn competes with Home Federal, First Financial, First Northwest, First Capital, and Community West. William Penn Bancorporation operates as the holding company for William Penn Bank that provides retail and commercial banking products and related financial services in the United States. William Penn Bancorporation was founded in 1870 and is headquartered in Bristol, Pennsylvania. William Penn operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 112 people.
Comparative valuation techniques use various fundamental indicators to help in determining William Penn's current stock value. Our valuation model uses many indicators to compare William Penn value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across William Penn competition to find correlations between indicators driving William Penn's intrinsic value. More Info.
William Penn Bancorp is rated below average in return on equity category among its peers. It also is rated below average in profit margin category among its peers . At this time, William Penn's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the William Penn's earnings, one of the primary drivers of an investment's value.
William Penn Bancorp Systematic Risk
William Penn's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. William Penn volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on William Penn Bancorp correlated with the market. If Beta is less than 0 William Penn generally moves in the opposite direction as compared to the market. If William Penn Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one William Penn Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of William Penn is generally in the same direction as the market. If Beta > 1 William Penn moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in William Penn Stock are looking for potential investment opportunities by analyzing not only static indicators but also various William Penn's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of William Penn growth as a starting point in their analysis.
Along with financial statement analysis, the daily predictive indicators of William Penn help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of William Penn Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of William Penn Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing William Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build William Penn's daily price indicators and compare them against related drivers.
When determining whether William Penn Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of William Penn's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of William Penn Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on William Penn Bancorp Stock:
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of William Penn. If investors know William will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about William Penn listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.631
Earnings Share
(0.12)
Revenue Per Share
2.418
Quarterly Revenue Growth
(0.04)
Return On Equity
(0.0002)
The market value of William Penn Bancorp is measured differently than its book value, which is the value of William that is recorded on the company's balance sheet. Investors also form their own opinion of William Penn's value that differs from its market value or its book value, called intrinsic value, which is William Penn's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because William Penn's market value can be influenced by many factors that don't directly affect William Penn's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between William Penn's value and its price as these two are different measures arrived at by different means. Investors typically determine if William Penn is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, William Penn's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.