Pioneer Credit (Australia) Buy Hold or Sell Recommendation
| PNC Stock | 0.63 0.01 1.56% |
Assuming the 90 days trading horizon and your above-average risk tolerance, our recommendation regarding Pioneer Credit is 'Sell'. A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Pioneer Credit given historical horizon and risk tolerance towards Pioneer Credit. When Macroaxis issues a 'buy' or 'sell' recommendation for Pioneer Credit, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Pioneer Credit Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Pioneer and provide practical buy, sell, or hold advice based on investors' constraints. Pioneer Credit. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
Pioneer |
Execute Pioneer Credit Buy or Sell Advice
The Pioneer recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Pioneer Credit. Macroaxis does not own or have any residual interests in Pioneer Credit or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Pioneer Credit's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | OK | Details | |
Volatility | Extremely Dangerous | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very High | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
Pioneer Credit Trading Alerts and Improvement Suggestions
| Pioneer Credit has some characteristics of a very speculative penny stock | |
| Pioneer Credit had very high historical volatility over the last 90 days | |
| Pioneer Credit has a very high chance of going through financial distress in the upcoming years | |
| The company reported the revenue of 32.98 M. Net Loss for the year was (10.04 M) with profit before overhead, payroll, taxes, and interest of 42.45 M. | |
| Pioneer Credit generates negative cash flow from operations | |
| About 39.0% of the company outstanding shares are owned by corporate insiders |
Pioneer Credit Returns Distribution Density
The distribution of Pioneer Credit's historical returns is an attempt to chart the uncertainty of Pioneer Credit's future price movements. The chart of the probability distribution of Pioneer Credit daily returns describes the distribution of returns around its average expected value. We use Pioneer Credit price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Pioneer Credit returns is essential to provide solid investment advice for Pioneer Credit.
| Mean Return | 0.43 | Value At Risk | -5.88 | Potential Upside | 5.17 | Standard Deviation | 3.24 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Pioneer Credit historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Pioneer Credit Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (165K) | (646K) | 12.7M | (14.7M) | (4.3M) | (4.0M) | |
| Free Cash Flow | 57.3M | (18.4M) | (47.6M) | (20.4M) | (29.5M) | (28.1M) | |
| Depreciation | 3.6M | 3.3M | 2.1M | 1.6M | 1.8M | 1.8M | |
| Other Non Cash Items | 89.9M | 15.9M | (17.1M) | (22.6M) | 1.2M | 1.1M | |
| Capital Expenditures | 662K | 1.4M | 812K | 478K | 707K | 1.1M | |
| Net Income | (40.1M) | (19.7M) | (33.1M) | 166K | (10.0M) | (9.5M) | |
| End Period Cash Flow | 11.0M | 10.4M | 23.1M | 8.4M | 4.1M | 8.0M | |
| Investments | (60.2M) | (29.8M) | (812K) | (478K) | (707K) | (742.4K) | |
| Net Borrowings | 6.7M | 24.7M | 56.8M | 5.8M | 6.6M | 6.3M | |
| Dividends Paid | 7.5M | 421K | 12.5M | 233.2M | 268.1M | 281.5M | |
| Change To Netincome | 85.0M | 49.5M | 3.8M | 3.9M | 4.5M | 4.3M |
Pioneer Credit Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Pioneer Credit or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Pioneer Credit's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Pioneer stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.31 | |
β | Beta against Dow Jones | 0.93 | |
σ | Overall volatility | 3.16 | |
Ir | Information ratio | 0.09 |
Pioneer Credit Volatility Alert
Pioneer Credit shows above-average downside volatility for the selected time horizon. Pioneer Credit is a potential penny stock. Although Pioneer Credit may be in fact a good instrument to invest, many penny stocks are speculative in nature and are subject to artificial price hype. Please make sure you totally understand the upside potential and downside risk of investing in Pioneer Credit. We encourage investors to look for signals such as email spams, message board hypes, claims of breakthroughs, volume upswings, sudden news releases, promotions that are not reported, or demotions released before SEC filings. Please also check biographies and work history of current and past company officers before investing in high volatility instruments, penny stocks, or equities with microcap classification. You can indeed make money on Pioneer instrument if you perfectly time your entry and exit. However, remember that penny stocks that have been the subject of artificial hype usually unable to maintain their increased share price for more than just a few days. The price of a promoted high volatility instrument will almost always revert back. The only way to increase shareholder value is through legitimate performance backed up by solid fundamentals.Pioneer Credit Fundamentals Vs Peers
Comparing Pioneer Credit's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Pioneer Credit's direct or indirect competition across all of the common fundamentals between Pioneer Credit and the related equities. This way, we can detect undervalued stocks with similar characteristics as Pioneer Credit or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Pioneer Credit's fundamental indicators could also be used in its relative valuation, which is a method of valuing Pioneer Credit by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Pioneer Credit to competition |
| Fundamentals | Pioneer Credit | Peer Average |
| Return On Equity | -0.23 | -0.31 |
| Return On Asset | -0.0289 | -0.14 |
| Profit Margin | (0.30) % | (1.27) % |
| Operating Margin | (5.33) % | (5.51) % |
| Current Valuation | 267.71 M | 16.62 B |
| Shares Outstanding | 143.48 M | 571.82 M |
| Shares Owned By Insiders | 39.10 % | 10.09 % |
| Shares Owned By Institutions | 14.57 % | 39.21 % |
| Price To Book | 2.06 X | 9.51 X |
| Price To Sales | 2.72 X | 11.42 X |
| Revenue | 32.98 M | 9.43 B |
| Gross Profit | 42.45 M | 27.38 B |
| EBITDA | 13.45 M | 3.9 B |
| Net Income | (10.04 M) | 570.98 M |
| Total Debt | 286.62 M | 5.32 B |
| Book Value Per Share | 0.33 X | 1.93 K |
| Cash Flow From Operations | (28.83 M) | 971.22 M |
| Earnings Per Share | (0.09) X | 3.12 X |
| Target Price | 0.8 | |
| Number Of Employees | 349 | 18.84 K |
| Beta | 0.62 | -0.15 |
| Market Capitalization | 89.67 M | 19.03 B |
| Total Asset | 367.94 M | 29.47 B |
| Retained Earnings | (80.65 M) | 9.33 B |
| Working Capital | (159.4 M) | 1.48 B |
| Net Asset | 367.94 M |
Pioneer Credit Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Pioneer . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 78.31 | |||
| Daily Balance Of Power | (1.00) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 0.64 | |||
| Day Typical Price | 0.63 | |||
| Price Action Indicator | (0.01) | |||
| Period Momentum Indicator | (0.01) |
About Pioneer Credit Buy or Sell Advice
When is the right time to buy or sell Pioneer Credit? Buying financial instruments such as Pioneer Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Pioneer Stock Analysis
When running Pioneer Credit's price analysis, check to measure Pioneer Credit's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pioneer Credit is operating at the current time. Most of Pioneer Credit's value examination focuses on studying past and present price action to predict the probability of Pioneer Credit's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pioneer Credit's price. Additionally, you may evaluate how the addition of Pioneer Credit to your portfolios can decrease your overall portfolio volatility.