Synchrony Financial Stock Alpha and Beta Analysis

SYF-PB Stock   25.88  0.06  0.23%   
This module allows you to check different measures of market premium (i.e., alpha and beta) for all equities such as Synchrony Financial. It also helps investors analyze the systematic and unsystematic risks associated with investing in Synchrony Financial over a specified time horizon. Remember, high Synchrony Financial's alpha is almost always a sign of good performance; however, a high beta will depend on investors' risk tolerance level and may signal increased volatility and potential future overvaluation. Key technical indicators related to Synchrony Financial's market risk premium analysis include:
Beta
0.13
Alpha
(0.02)
Risk
0.36
Sharpe Ratio
0.0053
Expected Return
0.0019
Please note that although Synchrony Financial alpha is a measure of relative return and represented here as a single number, it indicates the percentage above or below your selected benchmark (i.e., Dow Jones Industrial index.) So in this particular case, Synchrony Financial did 0.02  worse than the index. Remember, a high alpha is always good. Beta, on the other hand, measures the volatility (or risk) of an investment. It is an indication of Synchrony Financial stock's relative risk over its benchmark. Synchrony Financial has a beta of 0.13  . As returns on the market increase, Synchrony Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Synchrony Financial is expected to be smaller as well. At present, Synchrony Financial's Book Value Per Share is projected to increase significantly based on the last few years of reporting. The current year's Tangible Book Value Per Share is expected to grow to 48.84, whereas Enterprise Value Over EBITDA is forecasted to decline to 3.23.
Alpha is a measure of relative performance on a risk-adjusted basis, while beta measures volatility against the benchmark. The goal is to know if an investor is being compensated for the volatility risk taken. The return on investment might be better than its reference but still not compensate for the assumption of the risk.
Check out Synchrony Financial Backtesting, Synchrony Financial Valuation, Synchrony Financial Correlation, Synchrony Financial Hype Analysis, Synchrony Financial Volatility, Synchrony Financial History and analyze Synchrony Financial Performance.
For information on how to trade Synchrony Stock refer to our How to Trade Synchrony Stock guide.

Synchrony Financial Market Premiums

Investors always prefer to have the highest possible return on investment, coupled with the lowest possible volatility. Synchrony Financial market risk premium is the additional return an investor will receive from holding Synchrony Financial long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Synchrony Financial. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Alpha and beta are two of the key measurements used to evaluate Synchrony Financial's performance over market.
α-0.02   β0.13

Synchrony Financial expected buy-and-hold returns

Although buy-and-hold investment strategy may not appeal to all investors, it may be used as a good measure of Synchrony Financial's Buy-and-hold return. Our buy-and-hold chart shows how Synchrony Financial performed over your current time horizon against a typical interest-earning bank account and a selected benchmark.

Synchrony Financial Market Price Analysis

Market price analysis indicators help investors to evaluate how Synchrony Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading Synchrony Financial shares will generate the highest return on investment. By understating and applying Synchrony Financial stock market price indicators, traders can identify Synchrony Financial position entry and exit signals to maximize returns.

Synchrony Financial Return and Market Media

The median price of Synchrony Financial for the period between Thu, Oct 30, 2025 and Wed, Jan 28, 2026 is 26.0 with a coefficient of variation of 0.78. The daily time series for the period is distributed with a sample standard deviation of 0.2, arithmetic mean of 26.02, and mean deviation of 0.17. The Stock received a lot of media exposure during the period.
 Price Growth (%)  
       Timeline  
1
Is Synchrony Financial stock a buy on dips - July 2025 Breakouts Safe Swing Trade Setups - newser.com
10/31/2025
 
Synchrony Financial dividend paid on 17th of November 2025
11/17/2025
3
This Synchrony Financial Analyst Is No Longer Bullish Here Are Top 5 Downgrades For Friday - Benzinga
12/05/2025
4
Baird Downgrades Synchrony Financial To Neutral, Maintains Price Target of 82 - Yahoo Finance UK
12/09/2025
5
Monument Capital Management Purchases Shares of 38,489 Synchrony Financial SYF - MarketBeat
12/23/2025
6
Why Synchrony is a Top Value Stock for the Long-Term - Yahoo Finance
01/06/2026
7
Is Synchrony Financial Pricing In Its Recent 11 percent Slide And Credit Card Partnerships - Yahoo Finance
01/15/2026
8
Disposition of 34894 shares by Carol Juel of Synchrony Financial at 77.13 subject to Rule 16b-3
01/21/2026
9
Is Proposed US Credit Card Rate Cap And Fee Reform Altering The Investment Case For Synchrony Financial - simplywall.st
01/23/2026
10
Synchrony Financial Q4 Earnings Call Highlights - Yahoo Finance
01/27/2026

About Synchrony Financial Beta and Alpha

For many years both, Alpha and Beta indicators are used by professional money managers as critical performance measurement tools across virtually all financial instruments including Synchrony or other stocks. Alpha measures the amount that position in Synchrony Financial has returned in comparison to a selected market index or another relevant benchmark. In other words, Alpha is the excess return on an investment relative to the performance of your selected benchmark. Beta, on the other hand, measures the relative risk of your investment.
 2023 2024 2025 2026 (projected)
Dividend Yield0.02790.01820.01380.0172
Price To Sales Ratio0.931.241.261.98

Synchrony Financial Investors Sentiment

The influence of Synchrony Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Synchrony. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Synchrony Financial's public news can be used to forecast risks associated with an investment in Synchrony. The trend in average sentiment can be used to explain how an investor holding Synchrony can time the market purely based on public headlines and social activities around Synchrony Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Synchrony Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Synchrony Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Synchrony Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Synchrony Financial.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Synchrony Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Synchrony Financial's short interest history, or implied volatility extrapolated from Synchrony Financial options trading.

Build Portfolio with Synchrony Financial

Your optimized portfolios are the building block of your wealth. We provide an intuitive interface to determine which securities in a portfolio should be removed or rebalanced to achieve better diversification, find the right mix of securities that minimizes portfolio risk for a given return, or maximize portfolio expected return for a given risk level.

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Align your risk with return expectations

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When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out Synchrony Financial Backtesting, Synchrony Financial Valuation, Synchrony Financial Correlation, Synchrony Financial Hype Analysis, Synchrony Financial Volatility, Synchrony Financial History and analyze Synchrony Financial Performance.
For information on how to trade Synchrony Stock refer to our How to Trade Synchrony Stock guide.
You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Synchrony Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Synchrony Financial technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Synchrony Financial trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...