Pennymac Finl Svcs Stock Alpha and Beta Analysis

PFSI Stock  USD 99.92  49.78  33.25%   
This module allows you to check different measures of market premium (i.e., alpha and beta) for all equities such as PennyMac Finl Svcs. It also helps investors analyze the systematic and unsystematic risks associated with investing in PennyMac Finl over a specified time horizon. Remember, high PennyMac Finl's alpha is almost always a sign of good performance; however, a high beta will depend on investors' risk tolerance level and may signal increased volatility and potential future overvaluation. Key technical indicators related to PennyMac Finl's market risk premium analysis include:
Beta
1.66
Alpha
(0.37)
Risk
4.62
Sharpe Ratio
(0.05)
Expected Return
(0.25)
Please note that although PennyMac Finl alpha is a measure of relative return and represented here as a single number, it indicates the percentage above or below your selected benchmark (i.e., Dow Jones Industrial index.) So in this particular case, PennyMac Finl did 0.37  worse than the index. Remember, a high alpha is always good. Beta, on the other hand, measures the volatility (or risk) of an investment. It is an indication of PennyMac Finl Svcs stock's relative risk over its benchmark. PennyMac Finl Svcs has a beta of 1.66  . As the market goes up, the company is expected to outperform it. However, if the market returns are negative, PennyMac Finl will likely underperform. As of now, PennyMac Finl's Enterprise Value Over EBITDA is increasing as compared to previous years. The PennyMac Finl's current Enterprise Value Multiple is estimated to increase to 50.97, while Book Value Per Share is projected to decrease to 38.88.

Enterprise Value

5.14 Billion

Alpha is a measure of relative performance on a risk-adjusted basis, while beta measures volatility against the benchmark. The goal is to know if an investor is being compensated for the volatility risk taken. The return on investment might be better than its reference but still not compensate for the assumption of the risk.
Check out PennyMac Finl Analysis, PennyMac Finl Valuation, PennyMac Finl Correlation, PennyMac Finl Hype Analysis, PennyMac Finl Volatility, PennyMac Finl Price History and analyze PennyMac Finl Performance.

PennyMac Finl Market Premiums

Investors always prefer to have the highest possible return on investment, coupled with the lowest possible volatility. PennyMac Finl market risk premium is the additional return an investor will receive from holding PennyMac Finl long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in PennyMac Finl. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Alpha and beta are two of the key measurements used to evaluate PennyMac Finl's performance over market.
α-0.37   β1.66

PennyMac Finl expected buy-and-hold returns

Although buy-and-hold investment strategy may not appeal to all investors, it may be used as a good measure of PennyMac Finl's Buy-and-hold return. Our buy-and-hold chart shows how PennyMac Finl performed over your current time horizon against a typical interest-earning bank account and a selected benchmark.

PennyMac Finl Market Price Analysis

Market price analysis indicators help investors to evaluate how PennyMac Finl stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading PennyMac Finl shares will generate the highest return on investment. By understating and applying PennyMac Finl stock market price indicators, traders can identify PennyMac Finl position entry and exit signals to maximize returns.

PennyMac Finl Return and Market Media

The median price of PennyMac Finl for the period between Tue, Nov 4, 2025 and Mon, Feb 2, 2026 is 132.41 with a coefficient of variation of 7.37. The daily time series for the period is distributed with a sample standard deviation of 9.87, arithmetic mean of 133.96, and mean deviation of 7.13. The Stock received a lot of media exposure during the period.
 Price Growth (%)  
       Timeline  
1
Insider Trading
11/06/2025
2
Disposition of 23453 shares by Jones Doug of PennyMac Finl at 11.28 subject to Rule 16b-3
11/10/2025
3
Disposition of 196 shares by David Spector of PennyMac Finl at 129.86 subject to Rule 16b-3
11/12/2025
4
Disposition of 5000 shares by David Spector of PennyMac Finl at 99.15 subject to Rule 16b-3
11/14/2025
5
PennyMac Mortgage Crossed Above the 20-Day Moving Average What That Means for Investors
11/19/2025
 
PennyMac Finl dividend paid on 26th of November 2025
11/26/2025
6
PennyMac Mortgage Investment Trust Assessing Valuation After Recent Share Price Rebound
12/03/2025
7
Disposition of 5000 shares by Joseph Mazzella of PennyMac Finl subject to Rule 16b-3
12/22/2025
8
PennyMac Moves 6.4 percent Higher Will This Strength Last
01/12/2026
9
Assessing PennyMac Financial Services Valuation After Strong Multi Year Shareholder Returns
01/13/2026
10
Why PennyMac Financial Services Stock Is Trading Up Today
01/16/2026
11
The Bull Case For PennyMac Financial Services Could Change Following Analyst Upgrades And Policy Tailwinds - simplywall.st
01/20/2026
12
PennyMac Financial Services, Inc. Announces Date for Release of Fourth Quarter and Full-Year 2025 Results
01/22/2026
13
Is It Too Late To Consider PennyMac Financial Services After Its Strong MultiYear Rally
01/28/2026
14
PennyMac Financial Q4 Earnings and Revenues Miss Estimates
01/29/2026
15
Is PennyMac Financial Services Still Attractively Priced After Its Strong MultiYear Rally
01/30/2026

About PennyMac Finl Beta and Alpha

For many years both, Alpha and Beta indicators are used by professional money managers as critical performance measurement tools across virtually all financial instruments including PennyMac or other stocks. Alpha measures the amount that position in PennyMac Finl Svcs has returned in comparison to a selected market index or another relevant benchmark. In other words, Alpha is the excess return on an investment relative to the performance of your selected benchmark. Beta, on the other hand, measures the relative risk of your investment.
 2023 2024 2025 2026 (projected)
Dividend Yield0.0093840.010.01150.0193
Price To Sales Ratio2.173.272.943.09

PennyMac Finl Upcoming Company Events

As portrayed in its financial statements, the presentation of PennyMac Finl's financial position is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PennyMac Finl's leadership is honest, while the outside auditors are strict and uncompromising. Whatever the case, investors should always follow all of PennyMac Finl's public filing events to personally review all filings and be reasonable and skeptical to interpret all of the financial statements of PennyMac Finl. Please utilize our Beneish M Score to check the likelihood of PennyMac Finl's management manipulating its earnings.
1st of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
1st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

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When determining whether PennyMac Finl Svcs offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PennyMac Finl's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pennymac Finl Svcs Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pennymac Finl Svcs Stock:
Check out PennyMac Finl Analysis, PennyMac Finl Valuation, PennyMac Finl Correlation, PennyMac Finl Hype Analysis, PennyMac Finl Volatility, PennyMac Finl Price History and analyze PennyMac Finl Performance.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
PennyMac Finl technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of PennyMac Finl technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of PennyMac Finl trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...