Pennymac Finl Svcs Stock Performance
| PFSI Stock | USD 90.33 1.90 2.06% |
The company holds a Beta of 0.22, which implies not very significant fluctuations relative to the market. As returns on the market increase, PennyMac Finl's returns are expected to increase less than the market. However, during the bear market, the loss of holding PennyMac Finl is expected to be smaller as well. At this point, PennyMac Finl Svcs has a negative expected return of -0.5%. Please make sure to check PennyMac Finl's total risk alpha, skewness, as well as the relationship between the Skewness and day median price , to decide if PennyMac Finl Svcs performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days PennyMac Finl Svcs has generated negative risk-adjusted returns adding no value to investors with long positions. Despite unsteady performance in the last few months, the Stock's basic indicators remain fairly strong which may send shares a bit higher in March 2026. The recent confusion may also be a sign of long-lasting up-swing for the firm traders. ...more
| PennyMac Finl dividend paid on 26th of November 2025 | 11/26/2025 |
PennyMac Finl Relative Risk vs. Return Landscape
If you would invest 13,324 in PennyMac Finl Svcs on November 25, 2025 and sell it today you would lose (4,291) from holding PennyMac Finl Svcs or give up 32.21% of portfolio value over 90 days. PennyMac Finl Svcs is currently does not generate positive expected returns and assumes 4.7542% risk (volatility on return distribution) over the 90 days horizon. In different words, 42% of stocks are less volatile than PennyMac, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
PennyMac Finl Target Price Odds to finish over Current Price
The tendency of PennyMac Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 90.33 | 90 days | 90.33 | over 95.12 |
Based on a normal probability distribution, the odds of PennyMac Finl to move above the current price in 90 days from now is over 95.12 (This PennyMac Finl Svcs probability density function shows the probability of PennyMac Stock to fall within a particular range of prices over 90 days) .
PennyMac Finl Price Density |
| Price |
Predictive Modules for PennyMac Finl
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as PennyMac Finl Svcs. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of PennyMac Finl's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
PennyMac Finl Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. PennyMac Finl is not an exception. The market had few large corrections towards the PennyMac Finl's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold PennyMac Finl Svcs, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of PennyMac Finl within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | -0.52 | |
β | Beta against Dow Jones | 0.22 | |
σ | Overall volatility | 21.25 | |
Ir | Information ratio | -0.12 |
PennyMac Finl Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of PennyMac Finl for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for PennyMac Finl Svcs can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| PennyMac Finl Svcs generated a negative expected return over the last 90 days | |
| PennyMac Finl Svcs has high historical volatility and very poor performance | |
| PennyMac Finl Svcs currently holds about 1.52 B in cash with (1.61 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 28.96. | |
| PennyMac Finl Svcs has a frail financial position based on the latest SEC disclosures | |
| Roughly 61.0% of the company shares are owned by institutional investors |
PennyMac Finl Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of PennyMac Stock often depends not only on the future outlook of the current and potential PennyMac Finl's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. PennyMac Finl's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 53.9 M | |
| Cash And Short Term Investments | 711.7 M |
PennyMac Finl Fundamentals Growth
PennyMac Stock prices reflect investors' perceptions of the future prospects and financial health of PennyMac Finl, and PennyMac Finl fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on PennyMac Stock performance.
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0181 | ||||
| Profit Margin | 0.14 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 27.15 B | ||||
| Shares Outstanding | 52.06 M | ||||
| Price To Earning | 2.74 X | ||||
| Price To Book | 1.11 X | ||||
| Price To Sales | 1.39 X | ||||
| Revenue | 4.36 B | ||||
| EBITDA | 1.51 B | ||||
| Cash And Equivalents | 1.52 B | ||||
| Cash Per Share | 28.96 X | ||||
| Total Debt | 23.06 B | ||||
| Debt To Equity | 2.73 % | ||||
| Book Value Per Share | 82.77 X | ||||
| Cash Flow From Operations | (1.61 B) | ||||
| Earnings Per Share | 9.30 X | ||||
| Total Asset | 29.39 B | ||||
| Retained Earnings | 4.21 B | ||||
| Current Asset | 442.28 M | ||||
| Current Liabilities | 1.52 B | ||||
About PennyMac Finl Performance
By evaluating PennyMac Finl's fundamental ratios, stakeholders can gain valuable insights into PennyMac Finl's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if PennyMac Finl has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if PennyMac Finl has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California. Pennymac Financial operates under Mortgage Finance classification in the United States and is traded on New York Stock Exchange. It employs 5088 people.Things to note about PennyMac Finl Svcs performance evaluation
Checking the ongoing alerts about PennyMac Finl for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for PennyMac Finl Svcs help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| PennyMac Finl Svcs generated a negative expected return over the last 90 days | |
| PennyMac Finl Svcs has high historical volatility and very poor performance | |
| PennyMac Finl Svcs currently holds about 1.52 B in cash with (1.61 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 28.96. | |
| PennyMac Finl Svcs has a frail financial position based on the latest SEC disclosures | |
| Roughly 61.0% of the company shares are owned by institutional investors |
- Analyzing PennyMac Finl's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether PennyMac Finl's stock is overvalued or undervalued compared to its peers.
- Examining PennyMac Finl's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating PennyMac Finl's management team can have a significant impact on its success or failure. Reviewing the track record and experience of PennyMac Finl's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of PennyMac Finl's stock. These opinions can provide insight into PennyMac Finl's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for PennyMac Stock analysis
When running PennyMac Finl's price analysis, check to measure PennyMac Finl's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Finl is operating at the current time. Most of PennyMac Finl's value examination focuses on studying past and present price action to predict the probability of PennyMac Finl's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Finl's price. Additionally, you may evaluate how the addition of PennyMac Finl to your portfolios can decrease your overall portfolio volatility.
| Pattern Recognition Use different Pattern Recognition models to time the market across multiple global exchanges | |
| Global Markets Map Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes | |
| Positions Ratings Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Performance Analysis Check effects of mean-variance optimization against your current asset allocation |