Pennymac Finl Svcs Stock Fundamentals
| PFSI Stock | USD 107.62 0.97 0.91% |
PennyMac Finl Svcs fundamentals help investors to digest information that contributes to PennyMac Finl's financial success or failures. It also enables traders to predict the movement of PennyMac Stock. The fundamental analysis module provides a way to measure PennyMac Finl's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to PennyMac Finl stock.
As of now, PennyMac Finl's EBIT is decreasing as compared to previous years. The PennyMac Finl's current Total Operating Expenses is estimated to increase to about 718 M, while Depreciation And Amortization is projected to decrease to under 76.5 M. PennyMac | Select Account or Indicator |
PennyMac Finl Svcs Company Return On Equity Analysis
PennyMac Finl's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current PennyMac Finl Return On Equity | 0.0465 |
Most of PennyMac Finl's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, PennyMac Finl Svcs is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
PennyMac Return On Equity Historical Pattern
Today, most investors in PennyMac Finl Stock are looking for potential investment opportunities by analyzing not only static indicators but also various PennyMac Finl's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's return on equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of PennyMac Finl return on equity as a starting point in their analysis.
PennyMac Finl Return On Equity |
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For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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PennyMac Total Stockholder Equity
Total Stockholder Equity |
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Based on the latest financial disclosure, PennyMac Finl Svcs has a Return On Equity of 0.0465. This is 96.79% lower than that of the Financial Services sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 115.0% lower than that of the firm.
PennyMac Finl Svcs Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining PennyMac Finl's current stock value. Our valuation model uses many indicators to compare PennyMac Finl value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across PennyMac Finl competition to find correlations between indicators driving PennyMac Finl's intrinsic value. More Info.PennyMac Finl Svcs is regarded third in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.17 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for PennyMac Finl Svcs is roughly 5.74 . As of now, PennyMac Finl's Return On Equity is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the PennyMac Finl's earnings, one of the primary drivers of an investment's value.PennyMac Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses PennyMac Finl's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of PennyMac Finl could also be used in its relative valuation, which is a method of valuing PennyMac Finl by comparing valuation metrics of similar companies.PennyMac Finl is currently under evaluation in return on equity category among its peers.
PennyMac Finl ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, PennyMac Finl's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to PennyMac Finl's managers, analysts, and investors.Environmental | Governance | Social |
PennyMac Fundamentals
| Return On Equity | 0.0465 | ||||
| Return On Asset | 0.0081 | ||||
| Profit Margin | 0.06 % | ||||
| Operating Margin | 0.09 % | ||||
| Current Valuation | 22.22 B | ||||
| Shares Outstanding | 51.26 M | ||||
| Shares Owned By Insiders | 36.01 % | ||||
| Shares Owned By Institutions | 61.11 % | ||||
| Number Of Shares Shorted | 1.05 M | ||||
| Price To Earning | 2.74 X | ||||
| Price To Book | 1.48 X | ||||
| Price To Sales | 1.99 X | ||||
| Revenue | 1.4 B | ||||
| Gross Profit | 2.54 B | ||||
| EBITDA | 709.98 M | ||||
| Net Income | 144.66 M | ||||
| Cash And Equivalents | 1.52 B | ||||
| Cash Per Share | 28.96 X | ||||
| Total Debt | 13.49 B | ||||
| Debt To Equity | 2.73 % | ||||
| Current Ratio | 1.24 X | ||||
| Book Value Per Share | 72.95 X | ||||
| Cash Flow From Operations | (1.58 B) | ||||
| Short Ratio | 4.32 X | ||||
| Earnings Per Share | 3.21 X | ||||
| Price To Earnings To Growth | 4.67 X | ||||
| Target Price | 123.67 | ||||
| Number Of Employees | 4.31 K | ||||
| Beta | 1.79 | ||||
| Market Capitalization | 5.52 B | ||||
| Total Asset | 18.84 B | ||||
| Retained Earnings | 3.51 B | ||||
| Working Capital | 5.78 B | ||||
| Current Asset | 442.28 M | ||||
| Current Liabilities | 1.52 B | ||||
| Annual Yield | 0.01 % | ||||
| Net Asset | 18.84 B | ||||
| Last Dividend Paid | 1.0 |
About PennyMac Finl Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze PennyMac Finl Svcs's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of PennyMac Finl using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of PennyMac Finl Svcs based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 1.6 B | 1.6 B | |
| Cost Of Revenue | 111.6 M | 106.1 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.02 | |
| Sales General And Administrative To Revenue | 0.10 | 0.10 | |
| Research And Ddevelopement To Revenue | 0.06 | 0.07 | |
| Capex To Revenue | 0.02 | 0.02 | |
| Revenue Per Share | 36.72 | 27.71 | |
| Ebit Per Revenue | 0.58 | 0.37 |
Currently Active Assets on Macroaxis
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Check out PennyMac Finl Piotroski F Score and PennyMac Finl Altman Z Score analysis. You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PennyMac Finl. If investors know PennyMac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.27) | Dividend Share 1 | Earnings Share 3.21 | Revenue Per Share | Quarterly Revenue Growth 4.826 |
The market value of PennyMac Finl Svcs is measured differently than its book value, which is the value of PennyMac that is recorded on the company's balance sheet. Investors also form their own opinion of PennyMac Finl's value that differs from its market value or its book value, called intrinsic value, which is PennyMac Finl's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PennyMac Finl's market value can be influenced by many factors that don't directly affect PennyMac Finl's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PennyMac Finl's value and its price as these two are different measures arrived at by different means. Investors typically determine if PennyMac Finl is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PennyMac Finl's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.