Chefs Warehouse Debt

2CF Stock  EUR 57.50  1.00  1.77%   
Chefs Warehouse has over 18.04 Million in debt which may indicate that it relies heavily on debt financing. The current Long Term Debt is estimated to decrease to about 500.5 M. The current Short and Long Term Debt is estimated to decrease to about 14 M Chefs Warehouse's financial risk is the risk to Chefs Warehouse stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

Chefs Warehouse's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Chefs Warehouse's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Chefs Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Chefs Warehouse's stakeholders.

Chefs Warehouse Quarterly Net Debt

668.3 Million

For most companies, including Chefs Warehouse, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for The Chefs Warehouse, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Chefs Warehouse's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
4.5941
Book Value
13.1706
Operating Margin
0.0448
Profit Margin
0.0174
Return On Assets
0.0493
Given that Chefs Warehouse's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Chefs Warehouse is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Chefs Warehouse to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Chefs Warehouse is said to be less leveraged. If creditors hold a majority of Chefs Warehouse's assets, the Company is said to be highly leveraged.
At this time, Chefs Warehouse's Total Current Liabilities is most likely to increase significantly in the upcoming years. The Chefs Warehouse's current Non Current Liabilities Other is estimated to increase to about 6 M, while Non Current Liabilities Total is projected to decrease to roughly 624.3 M.
  
Check out the analysis of Chefs Warehouse Financial Statements.

Chefs Warehouse Debt to Cash Allocation

Many companies such as Chefs Warehouse, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
The Chefs Warehouse has accumulated 18.04 M in total debt with debt to equity ratio (D/E) of 133.3, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Chefs Warehouse has a current ratio of 2.26, suggesting that it is liquid and has the ability to pay its financial obligations in time and when they become due. Debt can assist Chefs Warehouse until it has trouble settling it off, either with new capital or with free cash flow. So, Chefs Warehouse's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Chefs Warehouse sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Chefs to invest in growth at high rates of return. When we think about Chefs Warehouse's use of debt, we should always consider it together with cash and equity.

Chefs Warehouse Total Assets Over Time

Chefs Warehouse Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Chefs Warehouse's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Chefs Warehouse, which in turn will lower the firm's financial flexibility.

Chefs Warehouse Corporate Bonds Issued

Most Chefs bonds can be classified according to their maturity, which is the date when The Chefs Warehouse has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Chefs Long Term Debt

Long Term Debt

500.54 Million

At this time, Chefs Warehouse's Long Term Debt is most likely to increase significantly in the upcoming years.

Understaning Chefs Warehouse Use of Financial Leverage

Chefs Warehouse's financial leverage ratio helps determine the effect of debt on the overall profitability of the company. It measures Chefs Warehouse's total debt position, including all outstanding debt obligations, and compares it with Chefs Warehouse's equity. Financial leverage can amplify the potential profits to Chefs Warehouse's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if Chefs Warehouse is unable to cover its debt costs.
Last ReportedProjected for Next Year
Long Term Debt792.1 M500.5 M
Short and Long Term Debt20.7 M14 M
Net Debt680.9 M415.4 M
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When determining whether Chefs Warehouse is a strong investment it is important to analyze Chefs Warehouse's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Chefs Warehouse's future performance. For an informed investment choice regarding Chefs Stock, refer to the following important reports:
Check out the analysis of Chefs Warehouse Financial Statements.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Understanding that Chefs Warehouse's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Chefs Warehouse represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Chefs Warehouse's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.

What is Financial Leverage?

Financial leverage is the use of borrowed money (debt) to finance the purchase of assets with the expectation that the income or capital gain from the new asset will exceed the cost of borrowing. In most cases, the debt provider will limit how much risk it is ready to take and indicate a limit on the extent of the leverage it will allow. In the case of asset-backed lending, the financial provider uses the assets as collateral until the borrower repays the loan. In the case of a cash flow loan, the general creditworthiness of the company is used to back the loan. The concept of leverage is common in the business world. It is mostly used to boost the returns on equity capital of a company, especially when the business is unable to increase its operating efficiency and returns on total investment. Because earnings on borrowing are higher than the interest payable on debt, the company's total earnings will increase, ultimately boosting stockholders' profits.

Leverage and Capital Costs

The debt to equity ratio plays a role in the working average cost of capital (WACC). The overall interest on debt represents the break-even point that must be obtained to profitability in a given venture. Thus, WACC is essentially the average interest an organization owes on the capital it has borrowed for leverage. Let's say equity represents 60% of borrowed capital, and debt is 40%. This results in a financial leverage calculation of 40/60, or 0.6667. The organization owes 10% on all equity and 5% on all debt. That means that the weighted average cost of capital is (.4)(5) + (.6)(10) - or 8%. For every $10,000 borrowed, this organization will owe $800 in interest. Profit must be higher than 8% on the project to offset the cost of interest and justify this leverage.

Benefits of Financial Leverage

Leverage provides the following benefits for companies:
  • Leverage is an essential tool a company's management can use to make the best financing and investment decisions.
  • It provides a variety of financing sources by which the firm can achieve its target earnings.
  • Leverage is also an essential technique in investing as it helps companies set a threshold for the expansion of business operations. For example, it can be used to recommend restrictions on business expansion once the projected return on additional investment is lower than the cost of debt.
By borrowing funds, the firm incurs a debt that must be paid. But, this debt is paid in small installments over a relatively long period of time. This frees funds for more immediate use in the stock market. For example, suppose a company can afford a new factory but will be left with negligible free cash. In that case, it may be better to finance the factory and spend the cash on hand on inputs, labor, or even hold a significant portion as a reserve against unforeseen circumstances.

The Risk of Financial Leverage

The most obvious and apparent risk of leverage is that if price changes unexpectedly, the leveraged position can lead to severe losses. For example, imagine a hedge fund seeded by $50 worth of investor money. The hedge fund borrows another $50 and buys an asset worth $100, leading to a leverage ratio of 2:1. For the investor, this is neither good nor bad -- until the asset price changes. If the asset price goes up 10 percent, the investor earns $10 on $50 of capital, a net gain of 20 percent, and is very pleased with the increased gains from the leverage. However, if the asset price crashes unexpectedly, say by 30 percent, the investor loses $30 on $50 of capital, suffering a 60 percent loss. In other words, the effect of leverage is to increase the volatility of returns and increase the effects of a price change on the asset to the bottom line while increasing the chance for profit as well.