Terry Hester - Colony Bankcorp Director

CBAN Stock  USD 17.19  0.22  1.30%   

Director

Mr. Terry L. Hester is Secretary, Director of the Company. He is no longer Chief Financial Officer, Executive Vice President, Treasurer, Secretary of Colony Bankcorp, Inc., effective mid June 2019. He also served as Acting President and Chief Executive Officer from June 1993 to June 1994 and has served as Treasurer since 1982. Mr. Hester has served as a Director of Colony Bank since the Company merger in August 2008. He previously served as a Director of Colony Bank Wilcox and Quitman charters until the merger in 2008 and presently serves as an advisory board member of Colony Bank Wilcox and Quitman offices since 2008 since 2019.
Age 69
Tenure 5 years
Address 115 South Grant Street, Fitzgerald, GA, United States, 31750
Phone229 426 6000
Webhttps://www.colonybank.com
Hester was a Director of Colony Bankcorp since March 1990.

Colony Bankcorp Management Efficiency

As of the 22nd of November 2024, Return On Equity is likely to grow to 0.09, while Return On Tangible Assets are likely to drop 0.01. At this time, Colony Bankcorp's Total Assets are very stable compared to the past year. As of the 22nd of November 2024, Non Current Assets Total is likely to grow to about 3.1 B, while Total Current Assets are likely to drop about 79.2 M. Colony Bankcorp's management efficiency ratios could be used to measure how well Colony Bankcorp manages its routine affairs as well as how well it operates its assets and liabilities.
Colony Bankcorp currently holds 238.44 M in liabilities with Debt to Equity (D/E) ratio of 14.2, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Colony Bankcorp's use of debt, we should always consider it together with its cash and equity.

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Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia. Colony Bankcorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 486 people. Colony Bankcorp (CBAN) is traded on NASDAQ Exchange in USA. It is located in 115 South Grant Street, Fitzgerald, GA, United States, 31750 and employs 452 people. Colony Bankcorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Colony Bankcorp Leadership Team

Elected by the shareholders, the Colony Bankcorp's board of directors comprises two types of representatives: Colony Bankcorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Colony. The board's role is to monitor Colony Bankcorp's management team and ensure that shareholders' interests are well served. Colony Bankcorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Colony Bankcorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Lawrence Whitley, Chief People Officer
Heath CPA, CEO Director
Roy Copeland, President
Terry Hester, CFO, Executive VP, Treasurer, Secretary, Controller, Director, Member of Asset-Liability Management Committee, Director of Colony Bank Quitman FSB and Director of Colony Bank Wilcox
Brian Schmitt, Executive Director
Edward III, Chief VP
Walter Patten, Executive President
Charles Bennett, Senior Banker
David Borrmann, CFO VP
Laurie Senn, Chief Officer
Hugh Hollar, President Finance
Max Hoyle, Chief VP
Kimberly Dockery, Executive Staff
Derek Shelnutt, Executive CFO
Darren Davis, President Group
Leonard Bateman, Executive Officer

Colony Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Colony Bankcorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Colony Bankcorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Colony Bankcorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Colony Bankcorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Colony Stock

  0.83AX Axos FinancialPairCorr
  0.81BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr

Moving against Colony Stock

  0.53WF Woori Financial GroupPairCorr
The ability to find closely correlated positions to Colony Bankcorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Colony Bankcorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Colony Bankcorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Colony Bankcorp to buy it.
The correlation of Colony Bankcorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Colony Bankcorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Colony Bankcorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Colony Bankcorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Colony Bankcorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Colony Bankcorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Colony Bankcorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Colony Bankcorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Colony Bankcorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
To learn how to invest in Colony Stock, please use our How to Invest in Colony Bankcorp guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Colony Bankcorp. If investors know Colony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Colony Bankcorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.03)
Dividend Share
0.448
Earnings Share
1.26
Revenue Per Share
6.202
Quarterly Revenue Growth
(0.02)
The market value of Colony Bankcorp is measured differently than its book value, which is the value of Colony that is recorded on the company's balance sheet. Investors also form their own opinion of Colony Bankcorp's value that differs from its market value or its book value, called intrinsic value, which is Colony Bankcorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Colony Bankcorp's market value can be influenced by many factors that don't directly affect Colony Bankcorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Colony Bankcorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Colony Bankcorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Colony Bankcorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.