Renee Wood - Consumers Bancorp CFO, Executive VP and Treasurer

CBKM Stock  USD 19.40  0.34  1.72%   

CFO

Mrs. Renee K. Wood is a Chief Financial Officer, Executive Vice President, Treasurer of the Company. She serves as Executive Vice President, Chief Financial Officer and Treasurer. Mrs. Wood joined Consumers in January 2005 and was appointed the Chief Financial Officer and Treasurer beginning in July 2005. Prior to joining Consumers, Mrs. Wood served as Vice President, Controller of the Finance Department for Unizan Bank, National Association from 2002 to 2005. Her 23 years of experience have been in senior or management level positions, primarily in the accounting or finance areas of banking. Mrs. Wood is currently the Treasurer for the Crisis Intervention Recovery Center, Inc. since 2012.
Age 52
Tenure 13 years
Phone330 868 7701
Webhttps://www.consumers.bank
Wood joined Consumers in January 2005 and was appointed the Chief Financial Officer and Treasurer beginning in July 2005. Prior to joining Consumers, Ms. Wood served as Vice President, Controller of the Finance Department for Unizan Bank, National Association from 2002 to 2005. Her 20 years of experience have been in senior or management level positions in the accounting or finance areas of banking.

Consumers Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0109 % which means that it generated a profit of $0.0109 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1733 %, meaning that it created $0.1733 on every $100 dollars invested by stockholders. Consumers Bancorp's management efficiency ratios could be used to measure how well Consumers Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Consumers Bancorp currently holds 8.26 M in liabilities with Debt to Equity (D/E) ratio of 8.83, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Consumers Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Consumers Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Consumers Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Consumers to invest in growth at high rates of return. When we think about Consumers Bancorp's use of debt, we should always consider it together with cash and equity.

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Consumers Bancorp, Inc. operates as the bank holding company for the Consumers National Bank that provides various commercial and retail banking products and services for individuals, farmers, and small and medium-sized businesses. The company was founded in 1965 and is headquartered in Minerva, Ohio. Consumers Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 171 people. Consumers Bancorp [CBKM] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

Consumers Bancorp Leadership Team

Elected by the shareholders, the Consumers Bancorp's board of directors comprises two types of representatives: Consumers Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Consumers. The board's role is to monitor Consumers Bancorp's management team and ensure that shareholders' interests are well served. Consumers Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Consumers Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Renee Wood, CFO, Executive VP and Treasurer
Stephen Badman, VP Director
Vickie Ramsier, Sr Officer
Hillary Hudak, VP Officer
Scott Dodds, Executive VP and Sr. Loan Officer
Kimberly Chuckalovchak, VP Officer
Ralph II, CEO Pres
Christina Montgomery, VP Officer
Derek Williams, Sr. VP of Retail Operations and Sales
Suzanne Mikes, VP Officer

Consumers Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Consumers Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Other Information on Investing in Consumers OTC Stock

Consumers Bancorp financial ratios help investors to determine whether Consumers OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Consumers with respect to the benefits of owning Consumers Bancorp security.