Consumers Bancorp Valuation
| CBKM Stock | USD 18.51 0.30 1.59% |
At this time, the firm appears to be overvalued. Consumers Bancorp shows a prevailing Real Value of $16.41 per share. The current price of the firm is $18.51. Our model approximates the value of Consumers Bancorp from analyzing the firm fundamentals such as Profit Margin of 0.29 %, return on equity of 0.17, and Current Valuation of 75.52 M as well as examining its technical indicators and probability of bankruptcy. . In general, most investors favor obtaining undervalued instruments and abandoning overvalued instruments since, at some point, asset prices and their ongoing real values will blend.
Overvalued
Today
Please note that Consumers Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Consumers Bancorp is based on 3 months time horizon. Increasing Consumers Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Consumers otc stock is determined by what a typical buyer is willing to pay for full or partial control of Consumers Bancorp. Since Consumers Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Consumers OTC Stock. However, Consumers Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.51 | Real 16.41 | Hype 18.51 | Naive 18.61 |
The intrinsic value of Consumers Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Consumers Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Consumers Bancorp helps investors to forecast how Consumers otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Consumers Bancorp more accurately as focusing exclusively on Consumers Bancorp's fundamentals will not take into account other important factors: Consumers Bancorp Total Value Analysis
Consumers Bancorp is currently forecasted to have valuation of 75.52 M with market capitalization of 59.47 M, debt of 8.26 M, and cash on hands of 29.28 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Consumers Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
75.52 M | 59.47 M | 8.26 M | 29.28 M |
Consumers Bancorp Investor Information
The company has price-to-book (P/B) ratio of 1.48. Some equities with similar Price to Book (P/B) outperform the market in the long run. Consumers Bancorp last dividend was issued on the 18th of November 2022. The entity had 3:1 split on the 19th of March 2002. Based on the analysis of Consumers Bancorp's profitability, liquidity, and operating efficiency, Consumers Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.Consumers Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Consumers Bancorp has an asset utilization ratio of 3.84 percent. This suggests that the OTC Stock is making $0.0384 for each dollar of assets. An increasing asset utilization means that Consumers Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Consumers Bancorp Ownership Allocation
The market capitalization of Consumers Bancorp is $59.47 Million. Consumers Bancorp shows 11.41 percent of its outstanding shares held by insiders and 5.71 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Consumers Bancorp Profitability Analysis
The company reported the previous year's revenue of 37.48 M. Net Income was 11.19 M with profit before overhead, payroll, taxes, and interest of 36.75 M.About Consumers Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Consumers Bancorp. In general, an absolute valuation paradigm, as applied to this otc stock, attempts to find the value of Consumers Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Consumers Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Consumers Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Consumers Bancorp. We calculate exposure to Consumers Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Consumers Bancorp's related companies.Consumers Bancorp, Inc. operates as the bank holding company for the Consumers National Bank that provides various commercial and retail banking products and services for individuals, farmers, and small and medium-sized businesses. The company was founded in 1965 and is headquartered in Minerva, Ohio. Consumers Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 171 people.
8 Steps to conduct Consumers Bancorp's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates Consumers Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Consumers Bancorp's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Consumers Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Consumers Bancorp's revenue streams: Identify Consumers Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Consumers Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Consumers Bancorp's growth potential: Evaluate Consumers Bancorp's management, business model, and growth potential.
- Determine Consumers Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Consumers Bancorp's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Consumers Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Consumers Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 3.1 M | |
| Quarterly Earnings Growth Y O Y | -0.125 | |
| Retained Earnings | 56.9 M |
Other Information on Investing in Consumers OTC Stock
Consumers Bancorp financial ratios help investors to determine whether Consumers OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Consumers with respect to the benefits of owning Consumers Bancorp security.