Michelle Beck - Harleysville Financial VP Bank
| HARLDelisted Stock | USD 23.05 0.00 0.00% |
Insider
Michelle Beck is VP Bank of Harleysville Financial Corp
| Phone | 215 256 8828 |
| Web | https://www.harleysvillebank.com |
Harleysville Financial Management Efficiency
The company has return on total asset (ROA) of 0.0115 % which means that it generated a profit of $0.0115 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1251 %, meaning that it created $0.1251 on every $100 dollars invested by stockholders. Harleysville Financial's management efficiency ratios could be used to measure how well Harleysville Financial manages its routine affairs as well as how well it operates its assets and liabilities.Harleysville Financial Corp currently holds 47 M in liabilities. Debt can assist Harleysville Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Harleysville Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Harleysville Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Harleysville to invest in growth at high rates of return. When we think about Harleysville Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0115 |
Harleysville Financial Leadership Team
Elected by the shareholders, the Harleysville Financial's board of directors comprises two types of representatives: Harleysville Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Harleysville. The board's role is to monitor Harleysville Financial's management team and ensure that shareholders' interests are well served. Harleysville Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Harleysville Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| James Garrity, G Counsel | ||
| Adrian Gordon, CIO, Sr. VP, Corporate Secretary, CIO of Harleysville Savings Bank, Sr. VP of Harleysville Savings Bank and Corporate Secretary of Harleysville Savings Bank | ||
| Brendan McGill, President, COO, Director and President of Harleysville Savings Bank and COO of Harleysville Savings Bank | ||
| Michelle Beck, VP Bank | ||
| Scott Little, VP Bank | ||
| Craig Munson, VP Bank | ||
| Kim Licata, VP Bank | ||
| Patricia Swan, VP Bank | ||
| Shane Michalak, CFO, Sr. VP, CFO of Harleysville Savings Bank and Sr. VP of Harleysville Savings Bank | ||
| Rodney Kipp, VP Bank |
Harleysville Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Harleysville Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0115 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.46 % | ||||
| Current Valuation | (42.41 M) | ||||
| Shares Outstanding | 3.72 M | ||||
| Shares Owned By Institutions | 0.23 % | ||||
| Number Of Shares Shorted | 2.88 K | ||||
| Price To Earning | 14.75 X | ||||
| Price To Book | 1.12 X |
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Other Consideration for investing in Harleysville OTC Stock
If you are still planning to invest in Harleysville Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Harleysville Financial's history and understand the potential risks before investing.
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