Banking Companies By Roa

Return On Asset
ROAEfficiencyMarket RiskExp Return
1ATLCP Atlanticus Holdings Corp
0.0861
 0.11 
 0.63 
 0.07 
2LX Lexinfintech Holdings
0.0669
 0.19 
 6.72 
 1.28 
3EEFT Euronet Worldwide
0.0522
 0.01 
 1.43 
 0.01 
4MBNKP Medallion Bank PR
0.0428
 0.11 
 0.86 
 0.09 
5ECPG Encore Capital Group
0.0425
(0.01)
 1.78 
(0.02)
6NU Nu Holdings
0.0422
(0.02)
 2.56 
(0.05)
7ENVA Enova International
0.0398
 0.17 
 2.27 
 0.38 
8RM Regional Management Corp
0.0366
(0.02)
 2.46 
(0.06)
9LU Lufax Holding
0.0311
 0.02 
 5.08 
 0.11 
10SYF-PA Synchrony Financial
0.0301
 0.07 
 1.02 
 0.07 
11ML MoneyLion
0.0234
 0.19 
 5.63 
 1.07 
12WABC Westamerica Bancorporation
0.023
 0.10 
 2.12 
 0.21 
13IX Orix Corp Ads
0.0225
(0.14)
 1.42 
(0.19)
14AX Axos Financial
0.0216
 0.11 
 3.25 
 0.37 
15OZKAP Bank Ozk Preferred
0.0208
 0.00 
 1.15 
 0.00 
16SYF-PB Synchrony Financial
0.0202
 0.10 
 0.52 
 0.05 
17WD Walker Dunlop
0.0201
 0.02 
 1.57 
 0.03 
18MBINN Merchants Bancorp
0.0184
 0.09 
 1.28 
 0.11 
19MBINO Merchants Bancorp
0.0184
 0.24 
 0.21 
 0.05 
20COF-PI Capital One Financial
0.0166
 0.01 
 0.90 
 0.01 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time. Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.