Courtney Spencer - Live Oak Chief Officer

LOB Stock  USD 47.07  0.33  0.70%   

Executive

Courtney Spencer is Chief Officer of Live Oak Bancshares
Age 55
Address 1741 Tiburon Drive, Wilmington, NC, United States, 28403
Phone910 790 5867
Webhttps://www.liveoakbank.com

Live Oak Management Efficiency

As of December 3, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Live Oak's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 479.4 M, whereas Non Currrent Assets Other are projected to grow to (1.1 B). Live Oak's management efficiency ratios could be used to measure how well Live Oak manages its routine affairs as well as how well it operates its assets and liabilities.
Live Oak Bancshares has 23.35 M in debt with debt to equity (D/E) ratio of 4.28, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for Live to invest in growth at high rates of return.

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Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina. Live Oak operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 891 people. Live Oak Bancshares (LOB) is traded on New York Stock Exchange in USA. It is located in 1741 Tiburon Drive, Wilmington, NC, United States, 28403 and employs 999 people. Live Oak is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Live Oak Bancshares Leadership Team

Elected by the shareholders, the Live Oak's board of directors comprises two types of representatives: Live Oak inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Live. The board's role is to monitor Live Oak's management team and ensure that shareholders' interests are well served. Live Oak's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Live Oak's outside directors are responsible for providing unbiased perspectives on the board's policies.
Gregory Seward, General Counsel
Huntley Garriott, Pres Company
Courtney Spencer, Chief Officer
Gregory JD, Chief Counsel
Jamie Bourgeois, Senior Infrastructure
Steven Smits, Chief Credit Officer
Renato Derraik, Chief Bank
Gareth Davies, Head Management
Stephanie Mann, Chief Officer
Micah Davis, Chief Officer
Angus McDonald, Executive Finance
Neil Underwood, President Director
James III, Chairman CEO
William III, CFO Officer
John Sutherland, Chief Officer
Walter Phifer, Chief Officer
Claire Parker, Senior Communications
Mark Moroz, Ex Payments
Peter Underwood, Chief Ventures
Mike McGinley, Executive Banking

Live Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Live Oak a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether Live Oak Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Live Oak's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Live Oak Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Live Oak Bancshares Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Live Oak Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.68)
Dividend Share
0.12
Earnings Share
1.84
Revenue Per Share
9.05
Quarterly Revenue Growth
(0.19)
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.