Michonne Ascuaga - Plumas Bancorp Independent Secretary

PLBC Stock  USD 48.10  0.57  1.20%   

Executive

Ms. Michonne Ascuaga is an Independent Director of the Company since 2019.
Age 62
Tenure 5 years
Professional MarksMBA
Address 5525 Kietzke Lane, Reno, NV, United States, 89511
Phone775 786 0907
Webhttps://www.plumasbank.com
Ascuaga received her BS degree in Mathematics from Santa Clara University and her MBA from Stanford University. Ascuaga is very active in her community currently serving on the boards of Northern Nevada Medical Center, Bishop Manogue Catholic High School, and the Institutional Advisory Council of Truckee Meadows Community College.

Michonne Ascuaga Latest Insider Activity

Tracking and analyzing the buying and selling activities of Michonne Ascuaga against Plumas Bancorp stock is an integral part of due diligence when investing in Plumas Bancorp. Michonne Ascuaga insider activity provides valuable insight into whether Plumas Bancorp is net buyers or sellers over its current business cycle. Note, Plumas Bancorp insiders must abide by specific rules, including filing SEC forms every time they buy or sell Plumas Bancorp'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Plumas Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0175 % which means that it generated a profit of $0.0175 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1881 %, meaning that it created $0.1881 on every $100 dollars invested by stockholders. Plumas Bancorp's management efficiency ratios could be used to measure how well Plumas Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At present, Plumas Bancorp's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.21, whereas Return On Capital Employed is forecasted to decline to 0.02. At present, Plumas Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 181.5 M, whereas Other Assets are projected to grow to (457.5 M).
Plumas Bancorp currently holds 90 M in liabilities with Debt to Equity (D/E) ratio of 13.1, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Plumas Bancorp's use of debt, we should always consider it together with its cash and equity.

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Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada. Plumas Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 177 people. Plumas Bancorp (PLBC) is traded on NASDAQ Exchange in USA. It is located in 5525 Kietzke Lane, Reno, NV, United States, 89511 and employs 189 people. Plumas Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Plumas Bancorp Leadership Team

Elected by the shareholders, the Plumas Bancorp's board of directors comprises two types of representatives: Plumas Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Plumas. The board's role is to monitor Plumas Bancorp's management team and ensure that shareholders' interests are well served. Plumas Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Plumas Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Aaron Boigon, Executive Vice President and CIO of the Bank
Elizabeth Kuipers, Investor Relations Officer
B North, Executive VP of Retail Banking Marketing and Wealth Management - Plumas Bank
Richard Belstock, CFO, Executive VP , CFO of Plumas Bank and Executive VP of Plumas Bank
Jamie Huynh, Administrative Relations
Michonne Ascuaga, Independent Secretary
Andrew Ryback, CEO and President CEO of Plumas Bank and President of Plumas Bank
Terrance Reeson, Vice Chairman, Secretary, Member of Audit Committee, Member of Corporate Governance Committee, Vice Chairman of Plumas Bank and Secretary of Plumas Bank
Richard CPA, Executive CFO
Jeffrey Moore, Executive Bank
Andrew CPA, CEO President

Plumas Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Plumas Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether Plumas Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Plumas Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Plumas Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Plumas Bancorp Stock:
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Plumas Bancorp. If investors know Plumas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Plumas Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
1.06
Earnings Share
4.77
Revenue Per Share
13.568
Quarterly Revenue Growth
0.062
The market value of Plumas Bancorp is measured differently than its book value, which is the value of Plumas that is recorded on the company's balance sheet. Investors also form their own opinion of Plumas Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Plumas Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Plumas Bancorp's market value can be influenced by many factors that don't directly affect Plumas Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Plumas Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Plumas Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Plumas Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.