Plumas Bancorp participates in the Financials sector. EBITDA is approximately USD39.59 million. Net income of about USD29.62 million reflects positive earnings. Debt-to-assets of about 6.94% reflects relatively conservative leverage.
Plumas Bancorp (PLBC) is trading at $51.25 as of April 25, 2026, representing 0.89% down in today's trading with an intraday range between $51.01 and $51.94. Plumas Bancorp carries 4% estimated odds of financial distress over the next several years, indicating a very low probability of operating stress. Measured over 90 trading days, Plumas Bancorp has produced modest risk-adjusted performance on a risk-adjusted basis. The performance scores are measured across the period from January 25, 2026 to April 25, 2026. Learn more.
Plumas Bancorp (PLBC) is listed on NASDAQ Exchange in USA. Plumas Bancorp is categorized in the Regional Banks sector. The company conducts business in the Banks sector. With a market cap of 360.88 M, Plumas Bancorp screens as a small-cap company within regional banks. Additional market capitalization context includes enterprise value near 441.97 M, about 6.97 M shares outstanding, and a workforce of about 232 people. The company has 87.89 K shares sold short (2.14 days to cover). The gap between operating margin (51.77%) and net margin (32.72%) suggests significant non-operating costs such as interest or taxes. Plumas Bancorp operates as a balance-sheet-driven financial intermediary where revenue is driven by net interest margin, loan demand, and credit quality. The company has Profit Margin (PM) of 33.0 %, which may suggest that the company has competitive advantages supporting its margins. This is in the upper range for the industry. Similarly, it shows Operating Margin (OM) of 52.0 %, which means that the company is generating $52.0 of operating income per $100 of sales. Plumas Bancorp financial stability analysisOwnership Allocation About 30% of Plumas Bancorp outstanding shares are owned by institutional investors. Institutional investors - such as mutual funds, pension funds, and asset managers - typically hold positions as part of a broader portfolio strategy, managing assets on behalf of clients. As a result, institutional investors are subject to reporting requirements and oversight rules - such as 13F filings - that differ from those for individual retail investors. Changes in institutional ownership of Plumas Bancorp can sometimes signal a shift in professional sentiment toward the company.
Check Plumas Ownership DetailsESG Sustainability
Plumas Bancorp's financial profile includes an ESG Environmental Score of 65.75, an ESG Governance Score of 68.93, and an ESG Social Score of 81.74. Compared to Regional Banks peers, Plumas Bancorp reflects moderately elevated ESG metrics. Environmental, social, and governance indicators provide additional context for long-term operational resilience.
Average Analyst RecommendationAnalyst coverage for Plumas Bancorp includes 3 contributors, resulting in a consensus rating of 4.67 (Strong Buy). There is limited variation in analyst views compared to last month. This trend reflects ongoing revisions. 3 of 3 analysts indicate buy-oriented ratings. The allocation reflects varied positioning. All values reflect available analyst reports.
Plumas Bancorp's financial profile includes a Gross Profit Margin of 63.0%, an Operating Margin of 51.8%, and a Return On Assets of 0.8%. Reviewing balance sheet structure and operating performance, Plumas Bancorp appears to maintain serviceable financial positioning. Asset returns are positive but modest, indicating room for margin improvement.
Debt LevelsPlumas Bancorp's financial profile includes $1.78 in Net Debt To EBITDA, a Debt To Equity of 0.56x, and $17.2 million in Long Term Debt. Plumas Bancorp's capital structure profile is further characterized by a Long Term Debt To Capitalization of 7.1% and $9.5 million in Long Term Debt Total.
Current Assets
Plumas Bancorp's financial profile includes $0.02 in Intangibles To Total Assets, $2.4 billion in Total Assets, and a Return On Assets of 0.8%. Plumas Bancorp's key financial metrics profile is further characterized by a Return On Tangible Assets of 0.8%.
Earnings per Share Projection vs Actual
Analyst EPS forecasts for Plumas Bancorp distill multiple research perspectives into a consensus earnings outlook. Net profit margin of 15.0% shows how much of Plumas Bancorp's top line converts to bottom-line earnings. For Plumas Bancorp, EPS context improves when viewed through the lens of return on equity and payout ratio.
Consensus EPS projections for Plumas Bancorp's are based on current analyst assumptions and may be revised. Reported EPS TTM is historical and should not be read as a forecast.
Top Institutional Holders
Institutional Holdings for Plumas Bancorp measures the equity stake held by large financial institutions. Institutions holding large blocks of Plumas Bancorp's shares can influence management strategy and corporate direction. Institutional investors typically conduct deeper due diligence before acquiring positions in OTC-traded stocks.
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada. Plumas Bancorp employs 232 people. Headquarters are in 5525 Kietzke Lane, Reno, NV, United States, 89511. Current valuation profile shows market cap 360.88 M, P/E 11.39, P/B 1.36. Plumas Bancorp operates in Regional Banks, Banks - Regional, Financial Services. Financial reporting is combined with risk and trading context. Profitability indicators are currently positive.
Methodology
Unless otherwise specified, financial data for Plumas Bancorp is derived from periodic company reporting (annual and quarterly where available). Asset-level metrics are computed daily by Macroaxis LLC and refreshed regularly based on asset type. Plumas (USA Stocks:PLBC) prices are typically delayed by approximately 20 minutes from primary exchanges for listed equities. Data may be delayed depending on reporting sources and market conventions. All analytics presented are generated using Macroaxis quantitative models that incorporate financial statement analysis, market data, and risk metrics to ensure consistency and comparability. Assumptions: Datasets used in this report incorporate public filings and market reference sources and official institutional disclosures, including U.S. Securities and Exchange Commission (SEC) via EDGAR. Information may be standardized across formats and may reflect delayed updates. All analytics are generated using standardized, rules-based models designed to promote consistency and comparability across instruments. Model assumptions, reference parameters, and selected computational inputs are available in the Model Inputs section. If you have questions about our data sources or methodology, please contact Macroaxis Support.
Analyst Sources
Plumas Bancorp has active sell-side coverage. Source-validated coverage currently shows 3 approved analysts, while broader market-consensus totals may differ across providers due to methodology and update timing. 1 analyst has submitted revenue and/or earnings estimates that may be incorporated into Macroaxis consensus inputs where available. Representative analyst firms may include Goldman Sachs, RBC Capital Markets, Oppenheimer & Co., UBS Investment Research, J.P. Morgan, among others. Updates may occur throughout the day.
Initial analysis of Plumas Bancorp centers on its financial statements and observed trends. Ratio analysis outlines performance across profit, efficiency, and growth.