Kimberly Scholtz - Provident Bancorp Corporate Secretary

PVBC Stock  USD 11.67  0.19  1.66%   

Executive

Kimberly Scholtz is Corporate Secretary of Provident Bancorp
Address 5 Market Street, Amesbury, MA, United States, 01913
Phone978 834 8555
Webhttps://bankprov.com

Provident Bancorp Management Efficiency

The current year's Return On Tangible Assets is expected to grow to 0.01, whereas Return On Capital Employed is projected to grow to (0.02). At present, Provident Bancorp's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.01, whereas Total Assets are forecasted to decline to about 1.2 B. Provident Bancorp's management efficiency ratios could be used to measure how well Provident Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Provident Bancorp currently holds 108.87 M in liabilities with Debt to Equity (D/E) ratio of 6.33, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Provident Bancorp's use of debt, we should always consider it together with its cash and equity.

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Provident Bancorp, Inc. operates as the bank holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. The company was founded in 1828 and is headquartered in Amesbury, Massachusetts. Provident Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 170 people. Provident Bancorp (PVBC) is traded on NASDAQ Exchange in USA. It is located in 5 Market Street, Amesbury, MA, United States, 01913 and employs 188 people. Provident Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Provident Bancorp Leadership Team

Elected by the shareholders, the Provident Bancorp's board of directors comprises two types of representatives: Provident Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Provident. The board's role is to monitor Provident Bancorp's management team and ensure that shareholders' interests are well served. Provident Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Provident Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Joseph Mancini, Executive COO
Janine Jakubauskas, Executive BankProv
Jean Kim, Senior Finance
Joseph Reilly, CoPresident CoCEO
Carol Houle, CFO, Executive Vice President
David Mansfield, President CEO, Director
Anne Lapointe, Executive Bank
Joseph Kenney, Executive Bank
Kimberly Scholtz, Corporate Secretary
Kenneth Fisher, Senior Finance
Kevin Barton, Senior Bank
Kathleen Barrett, VP Marketing
Denise Gallant, Vice Bank

Provident Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Provident Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Provident Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Provident Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Provident Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Provident Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Provident Stock refer to our How to Trade Provident Stock guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Provident Bancorp. If investors know Provident will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Provident Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.73)
Earnings Share
0.32
Revenue Per Share
3.314
Quarterly Revenue Growth
(0.20)
Return On Assets
0.0031
The market value of Provident Bancorp is measured differently than its book value, which is the value of Provident that is recorded on the company's balance sheet. Investors also form their own opinion of Provident Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Provident Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Provident Bancorp's market value can be influenced by many factors that don't directly affect Provident Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Provident Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Provident Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Provident Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.