Provident Bancorp Net Worth

Provident Bancorp Net Worth Breakdown

  PVBC
The net worth of Provident Bancorp is the difference between its total assets and liabilities. Provident Bancorp's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Provident Bancorp's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Provident Bancorp's net worth can be used as a measure of its financial health and stability which can help investors to decide if Provident Bancorp is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Provident Bancorp stock.

Provident Bancorp Net Worth Analysis

Provident Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Provident Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Provident Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Provident Bancorp's net worth analysis. One common approach is to calculate Provident Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Provident Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Provident Bancorp's net worth. This approach calculates the present value of Provident Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Provident Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Provident Bancorp's net worth. This involves comparing Provident Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Provident Bancorp's net worth relative to its peers.

Enterprise Value

106.12 Million

To determine if Provident Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Provident Bancorp's net worth research are outlined below:
Provident Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Provident Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Provident Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
6th of May 2024
Upcoming Quarterly Report
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25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
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23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
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31st of December 2023
Last Financial Announcement
View

Know Provident Bancorp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Provident Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Provident Bancorp backward and forwards among themselves. Provident Bancorp's institutional investor refers to the entity that pools money to purchase Provident Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Northern Trust Corp2024-09-30
127.2 K
Renaissance Technologies Corp2024-09-30
126.7 K
Susquehanna International Group, Llp2024-06-30
120.5 K
Pallas Capital Advisors Llc2024-09-30
90.3 K
Morgan Stanley - Brokerage Accounts2024-06-30
89.1 K
Watch Point Trust Co2024-09-30
70.2 K
Bank Of New York Mellon Corp2024-06-30
64.5 K
Charles Schwab Investment Management Inc2024-09-30
43.1 K
Citadel Advisors Llc2024-09-30
42.1 K
Stilwell Value Llc2024-06-30
1.8 M
M3f, Inc.2024-09-30
1.2 M
Note, although Provident Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Provident Bancorp's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 205.31 M.

Market Cap

112.28 Million

Project Provident Bancorp's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed(0.02)(0.02)
Return On Assets 0.01  0.01 
Return On Equity 0.05  0.05 
The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.14 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.14.
When accessing Provident Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Provident Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Provident Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Provident Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Provident Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Provident Bancorp's management manipulating its earnings.

Evaluate Provident Bancorp's management efficiency

The current year's Return On Tangible Assets is expected to grow to 0.01, whereas Return On Capital Employed is projected to grow to (0.02). At present, Provident Bancorp's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.01, whereas Total Assets are forecasted to decline to about 1.2 B. Provident Bancorp's management efficiency ratios could be used to measure how well Provident Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 13.38  23.90 
Tangible Book Value Per Share 13.38  21.59 
Enterprise Value Over EBITDA(7.49)(7.12)
Price Book Value Ratio 0.75  0.74 
Enterprise Value Multiple(7.49)(7.12)
Price Fair Value 0.75  0.74 
Enterprise Value55.6 M106.1 M
Provident Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue
6.0252
Revenue
55.3 M
Quarterly Revenue Growth
(0.20)
Revenue Per Share
3.314
Return On Equity
0.024
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Provident Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Provident Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Provident Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Pollack Dennis over two weeks ago
Acquisition by Pollack Dennis of 5000 shares of Provident Bancorp at 11.64 subject to Rule 16b-3
 
Pollack Dennis over two weeks ago
Acquisition by Pollack Dennis of 5000 shares of Provident Bancorp at 11.3 subject to Rule 16b-3
 
David Mansfield over two months ago
Acquisition by David Mansfield of 10294 shares of Provident Bancorp subject to Rule 16b-3
 
Kenneth Fisher over three months ago
Acquisition by Kenneth Fisher of 12000 shares of Provident Bancorp subject to Rule 16b-3
 
Knapp Laurie H over three months ago
Acquisition by Knapp Laurie H of tradable shares of Provident Bancorp at 16.5487 subject to Rule 16b-3
 
Joseph Mancini over three months ago
Disposition of 768 shares by Joseph Mancini of Provident Bancorp at 7.83 subject to Rule 16b-3
 
Kenneth Fisher over three months ago
Acquisition by Kenneth Fisher of 2500 shares of Provident Bancorp at 9.6263 subject to Rule 16b-3
 
Pollack Dennis over three months ago
Acquisition by Pollack Dennis of 1075 shares of Provident Bancorp at 10.15 subject to Rule 16b-3
 
Pollack Dennis over three months ago
Acquisition by Pollack Dennis of 5000 shares of Provident Bancorp at 9.92 subject to Rule 16b-3
 
David Mansfield over six months ago
Acquisition by David Mansfield of 4289 shares of Provident Bancorp subject to Rule 16b-3
 
Joseph Mancini over six months ago
Disposition of 768 shares by Joseph Mancini of Provident Bancorp at 7.83 subject to Rule 16b-3
 
Kenneth Fisher over six months ago
Disposition of tradable shares by Kenneth Fisher of Provident Bancorp subject to Rule 16b-3

Provident Bancorp Corporate Filings

13A
14th of November 2024
An amended filing to the original Schedule 13G
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10Q
13th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
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F4
12th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
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8K
1st of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
Provident Bancorp time-series forecasting models is one of many Provident Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Provident Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Provident Bancorp Earnings per Share Projection vs Actual

Provident Bancorp Corporate Executives

Elected by the shareholders, the Provident Bancorp's board of directors comprises two types of representatives: Provident Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Provident. The board's role is to monitor Provident Bancorp's management team and ensure that shareholders' interests are well served. Provident Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Provident Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether Provident Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Provident Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Provident Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Provident Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Provident Stock refer to our How to Trade Provident Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Provident Bancorp. If investors know Provident will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Provident Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.73)
Earnings Share
0.32
Revenue Per Share
3.314
Quarterly Revenue Growth
(0.20)
Return On Assets
0.0031
The market value of Provident Bancorp is measured differently than its book value, which is the value of Provident that is recorded on the company's balance sheet. Investors also form their own opinion of Provident Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Provident Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Provident Bancorp's market value can be influenced by many factors that don't directly affect Provident Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Provident Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Provident Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Provident Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.