Ronald Gorczynski - SmartFinancial, Executive CFO

SMBK Stock  USD 36.27  0.60  1.68%   

CFO

Mr. Ronald J. Gorczynski is appointed as Chief Financial Officer of the Company, effective May 31, 2019. He has served as Chief Administrative Officer of the Company since May 2018. He was previously employed by Pinnacle Financial Partners, Inc. from June 2017 to March 2018 following its acquisition of BNC Bancorp in June 2017, and previously served as Executive Vice President and Chief Accounting Officer of BNC Bancorp and its bank subsidiary, Bank of North Carolina, from July 2013 to June 2017. Prior to July 2013, Mr. Gorczynski served as Senior Vice President and Managing Director of Accounting and Financial Reporting for BNC Bancorp and Bank of North Carolina, which he joined in 2009. Before joining Bank of North Carolina, Mr. Gorczynski served as the Chief Financial Officer of Square 1 Bank in Durham, North Carolina. since 2019.
Age 58
Tenure 5 years
Address 5401 Kingston Pike, Knoxville, TN, United States, 37919
Phone865 437 5700
Webhttps://www.smartbank.com

SmartFinancial, Management Efficiency

The value of Return On Tangible Assets is estimated to slide to 0. The value of Return On Capital Employed is expected to slide to 0.01. At this time, SmartFinancial,'s Liabilities And Stockholders Equity is quite stable compared to the past year. Change To Liabilities is expected to rise to about 32.6 M this year, although the value of Total Current Liabilities will most likely fall to about 7.6 M. SmartFinancial,'s management efficiency ratios could be used to measure how well SmartFinancial, manages its routine affairs as well as how well it operates its assets and liabilities.
SmartFinancial, currently holds 50.1 M in liabilities with Debt to Equity (D/E) ratio of 9.22, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about SmartFinancial,'s use of debt, we should always consider it together with its cash and equity.

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SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. Smartfinancial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 5 people. SmartFinancial, (SMBK) is traded on NASDAQ Exchange in USA. It is located in 5401 Kingston Pike, Knoxville, TN, United States, 37919 and employs 570 people. SmartFinancial, is listed under Regional Banks category by Fama And French industry classification.

Management Performance

SmartFinancial, Leadership Team

Elected by the shareholders, the SmartFinancial,'s board of directors comprises two types of representatives: SmartFinancial, inside directors who are chosen from within the company, and outside directors, selected externally and held independent of SmartFinancial,. The board's role is to monitor SmartFinancial,'s management team and ensure that shareholders' interests are well served. SmartFinancial,'s inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, SmartFinancial,'s outside directors are responsible for providing unbiased perspectives on the board's policies.
Robbie Washington, Community VP
Nathaniel Hughes, Executive Vice President Investment Officer and Institutional Investor Relations
Rhett Jordan, Executive Vice President Chief Credit Officer
Cynthia Cain, Executive Officer
Gregory Davis, Executive Vice President Chief Lending Officer
Rebecca Boyd, Executive Officer
Monty Hatcher, Executive President
Ronald CPA, Executive CFO
Kelley Fowler, Senior SmartBank
Gary Petty, Executive Vice President Chief Risk Officer of the Company and the Bank
Ronald Gorczynski, Executive CFO
Travis Lytle, Senior Officer
William Carroll, President CEO, Director
Daniel Hereford, Ex SmartBank
Nathan Strall, Head Relations

SmartFinancial, Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is SmartFinancial, a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether SmartFinancial, is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial, Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial, Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial, Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial,. If investors know SmartFinancial, will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
3.5
Dividend Share
0.32
Earnings Share
1.93
Revenue Per Share
9.481
Quarterly Revenue Growth
0.346
The market value of SmartFinancial, is measured differently than its book value, which is the value of SmartFinancial, that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial,'s value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial,'s market value can be influenced by many factors that don't directly affect SmartFinancial,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SmartFinancial,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.