SmartFinancial, Financial Statements From 2010 to 2025

SMBK Stock  USD 35.26  0.01  0.03%   
SmartFinancial, financial statements provide useful quarterly and yearly information to potential SmartFinancial, investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on SmartFinancial, financial statements helps investors assess SmartFinancial,'s valuation, profitability, and current liquidity needs. Key fundamental drivers impacting SmartFinancial,'s valuation are summarized below:
Gross Profit
159.2 M
Profit Margin
0.2053
Market Capitalization
596.6 M
Enterprise Value Revenue
3.7577
Revenue
159.2 M
There are currently one hundred twenty fundamental trend indicators for SmartFinancial, that can be evaluated and compared over time across competition. We recommend to double-check SmartFinancial,'s current fundamental drivers against the all of the trends between 2010 and 2025. The value of Market Cap is estimated to slide to about 449.9 M. The Enterprise Value is projected to slide to about 182.5 M

SmartFinancial, Total Revenue

184.03 Million

Check SmartFinancial, financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SmartFinancial,'s main balance sheet or income statement drivers, such as Depreciation And Amortization of 15.9 M, Interest Expense of 75.2 M or Total Revenue of 184 M, as well as many indicators such as Price To Sales Ratio of 2.95, Dividend Yield of 0.0277 or PTB Ratio of 1.72. SmartFinancial, financial statements analysis is a perfect complement when working with SmartFinancial, Valuation or Volatility modules.
  
Check out the analysis of SmartFinancial, Correlation against competitors.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.

SmartFinancial, Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB4.3 B11.3 B
Slightly volatile
Total Stockholder Equity597.4 M413.9 M1.1 B
Slightly volatile
Cash318.2 M265.3 M599.6 M
Slightly volatile
Cash And Short Term Investments402.7 M423 M766.6 M
Slightly volatile
Common Stock Total Equity14.5 M15.2 M87.8 M
Slightly volatile
Common Stock Shares Outstanding14.5 M15.2 M86.6 M
Slightly volatile
Liabilities And Stockholders EquityB4.3 B11.3 B
Slightly volatile
Other Stockholder Equity497 M266.1 M930.2 M
Slightly volatile
Total Liabilities5.3 B3.9 B9.8 B
Slightly volatile
Total Current Assets531.9 M484.3 MB
Pretty Stable
Common Stock14.5 M15.3 M87.9 M
Slightly volatile
Short and Long Term Debt Total58.3 M57.6 M57.7 M
Slightly volatile
Total Current Liabilities8.7 M9.2 M261.4 M
Very volatile
Property Plant And Equipment Net112.3 M106.9 M50.1 M
Slightly volatile
Accounts Payable4.9 B4.7 BB
Slightly volatile
Non Current Assets Total678.6 MB764.7 M
Pretty Stable
Net Receivables74.4 M78.3 M760.7 M
Very volatile
Non Current Liabilities Total46 M48.4 M472.1 M
Pretty Stable
Property Plant And Equipment Gross144.4 M137.5 M58.6 M
Slightly volatile
Short Term Debt6.8 M7.2 M1.1 B
Slightly volatile
Other Liabilities13.8 M19.3 M28.1 M
Slightly volatile
Net Tangible Assets215 M371.1 M180.6 M
Slightly volatile
Long Term Investments832.7 M793.1 M327.6 M
Slightly volatile
Capital Surpluse226.1 M338.5 M182.3 M
Slightly volatile
Non Current Liabilities Other36.9 M39.7 M51 M
Slightly volatile
Earning Assets269.8 M400.1 M271.2 M
Slightly volatile
Net Invested Capital470.3 M586.5 M362.2 M
Slightly volatile
Long Term Debt Total90.7 M96.5 M62.3 M
Slightly volatile
Capital Stock17.2 M19.5 M15.1 M
Slightly volatile

SmartFinancial, Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization15.9 M12.1 M29.9 M
Slightly volatile
Interest Expense75.2 M79.2 M306.5 M
Slightly volatile
Total Revenue184 M175.3 M82.7 M
Slightly volatile
Gross Profit184 M175.3 M82.5 M
Slightly volatile
Other Operating Expenses144 M137.2 M95.9 M
Pretty Stable
Income Before Tax41.9 M32.6 M79.4 M
Slightly volatile
Net Income26.8 M25.7 M51 M
Slightly volatile
Income Tax Expense6.5 M6.9 M27.9 M
Slightly volatile
Selling General Administrative83.2 M79.2 M35.7 M
Slightly volatile
Selling And Marketing Expenses847.3 K1.5 M714.8 K
Slightly volatile
Net Income From Continuing Ops20.8 M32.9 M15.7 M
Slightly volatile
Non Recurring2.1 M2.8 M1.8 M
Slightly volatile
Net Income Applicable To Common Shares51.9 M49.5 M19.4 M
Slightly volatile
Minority Interest97.8 M93.1 M52.1 M
Slightly volatile
Tax ProvisionM8.8 M5.1 M
Slightly volatile
Net Interest Income91.9 M149.6 M69.9 M
Slightly volatile
Interest Income263.3 M250.7 M99.7 M
Slightly volatile
Preferred Stock And Other Adjustments213 K224.2 K221.5 K
Very volatile

SmartFinancial, Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow57.6 M30.1 M106.2 M
Slightly volatile
Begin Period Cash Flow338 M239.8 M634.9 M
Slightly volatile
Dividends Paid5.1 M4.9 M3.6 M
Pretty Stable
Total Cash From Operating Activities59.7 M35.7 M109.7 M
Slightly volatile
Net Income26.8 M25.7 M51 M
Slightly volatile
End Period Cash Flow387.1 M317 M730 M
Slightly volatile
Issuance Of Capital Stock393.8 K231.3 K987.8 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.953.1110.8544
Very volatile
Dividend Yield0.02770.01520.0225
Slightly volatile
PTB Ratio1.721.030.8569
Slightly volatile
Days Sales Outstanding225147341
Slightly volatile
Book Value Per Share27.1424.6244.1017
Pretty Stable
Free Cash Flow Yield0.150.09340.1225
Slightly volatile
Operating Cash Flow Per Share1.952.132.0246
Slightly volatile
Average Payables39.3 K41.4 K56.3 K
Slightly volatile
Stock Based Compensation To Revenue0.01540.0080.0192
Pretty Stable
PB Ratio1.721.030.8569
Slightly volatile
Free Cash Flow Per Share1.621.791.7069
Pretty Stable
Net Income Per Share1.611.531.2776
Slightly volatile
Sales General And Administrative To Revenue0.730.411.1473
Pretty Stable
Capex To Revenue0.03520.0370.1616
Pretty Stable
Cash Per Share45.6948.145.4799
Pretty Stable
POCF Ratio13.5911.9211.7388
Pretty Stable
Interest Coverage0.350.371.8689
Very volatile
Payout Ratio0.340.220.2628
Slightly volatile
Capex To Operating Cash Flow0.240.180.1967
Pretty Stable
PFCF Ratio20.8114.1617.4654
Very volatile
Income Quality2.281.61.8534
Slightly volatile
ROE0.03220.0560.0518
Slightly volatile
PE Ratio26.2216.5618.7721
Very volatile
Return On Tangible Assets0.0040.00540.0055
Slightly volatile
Earnings Yield0.06560.06250.0715
Very volatile
Intangibles To Total Assets0.01180.020.0157
Slightly volatile
Net Debt To EBITDA1.561.751.9088
Slightly volatile
Current Ratio35.5860.5496.5848
Slightly volatile
Tangible Book Value Per Share25.2118.8840.7455
Pretty Stable
Receivables Turnover2.442.575.7986
Slightly volatile
Graham Number18.9829.1124.3607
Slightly volatile
Shareholders Equity Per Share15.424.6222.2733
Slightly volatile
Debt To Equity0.120.130.4138
Slightly volatile
Capex Per Share0.480.430.3359
Slightly volatile
Average Receivables624.3 K657.2 K693.3 K
Slightly volatile
Revenue Per Share5.878.166.8946
Very volatile
Debt To Assets0.01130.01190.0397
Slightly volatile
Short Term Coverage Ratios4.694.473.132
Slightly volatile
Price Earnings Ratio26.2216.5618.7721
Very volatile
Operating Cycle225147341
Slightly volatile
Price Book Value Ratio1.721.030.8569
Slightly volatile
Dividend Payout Ratio0.340.220.2628
Slightly volatile
Price To Operating Cash Flows Ratio13.5911.9211.7388
Pretty Stable
Price To Free Cash Flows Ratio20.8114.1617.4654
Very volatile
Pretax Profit Margin0.20.211.0209
Very volatile
Effective Tax Rate0.330.240.3024
Slightly volatile
Company Equity Multiplier12.1112.0810.2364
Very volatile
Long Term Debt To Capitalization0.09160.09640.2161
Slightly volatile
Total Debt To Capitalization0.110.09820.2587
Slightly volatile
Debt Equity Ratio0.120.130.4138
Slightly volatile
Quick Ratio73.4977.35100
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.883.94.3533
Pretty Stable
Net Income Per E B T0.560.710.6876
Pretty Stable
Cash Ratio40.2642.38120
Slightly volatile
Cash Conversion Cycle225147341
Slightly volatile
Operating Cash Flow Sales Ratio0.220.231.2086
Very volatile
Days Of Sales Outstanding225147341
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.620.760.7908
Slightly volatile
Cash Flow Coverage Ratios0.750.710.3839
Slightly volatile
Price To Book Ratio1.721.030.8569
Slightly volatile
Fixed Asset Turnover2.291.891.8755
Slightly volatile
Capital Expenditure Coverage Ratio5.425.728.3481
Slightly volatile
Price Cash Flow Ratio13.5911.9211.7388
Pretty Stable
Debt Ratio0.01130.01190.0397
Slightly volatile
Cash Flow To Debt Ratio0.750.710.3839
Slightly volatile
Price Sales Ratio2.953.1110.8544
Very volatile
Return On Assets0.00390.00530.0053
Slightly volatile
Asset Turnover0.03970.03630.0309
Very volatile
Net Profit Margin0.160.170.7357
Very volatile
Gross Profit Margin0.780.90.9541
Very volatile
Price Fair Value1.721.030.8569
Slightly volatile
Return On Equity0.03220.0560.0518
Slightly volatile

SmartFinancial, Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap449.9 M473.6 M1.1 B
Slightly volatile

SmartFinancial, Fundamental Market Drivers

Forward Price Earnings15.528
Cash And Short Term Investments470 M

SmartFinancial, Upcoming Events

22nd of April 2024
Upcoming Quarterly Report
View
22nd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About SmartFinancial, Financial Statements

SmartFinancial, investors utilize fundamental indicators, such as revenue or net income, to predict how SmartFinancial, Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue175.3 M184 M
Cost Of Revenue164.1 K155.9 K
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.41  0.73 
Capex To Revenue 0.04  0.04 
Revenue Per Share 8.16  5.87 
Ebit Per Revenue 0.21  0.16 

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When determining whether SmartFinancial, is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial, Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial, Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial, Stock:
Check out the analysis of SmartFinancial, Correlation against competitors.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial,. If investors know SmartFinancial, will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
3.5
Earnings Share
2.14
Revenue Per Share
9.481
Quarterly Revenue Growth
0.346
Return On Assets
0.0067
The market value of SmartFinancial, is measured differently than its book value, which is the value of SmartFinancial, that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial,'s value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial,'s market value can be influenced by many factors that don't directly affect SmartFinancial,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SmartFinancial,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.