SmartFinancial Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . SmartFinancial
SMBK Stock  USD 42.04  0.61  1.43%   
Analyzing historical trends in various income statement and balance sheet accounts from SmartFinancial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting SmartFinancial's valuation are summarized below:
Gross Profit
192.7 M
Profit Margin
0.2613
Market Capitalization
726.3 M
Enterprise Value Revenue
4.2136
Revenue
192.7 M
There are currently one hundred twenty fundamental trend indicators for SmartFinancial that can be evaluated and compared over time across competition. We recommend to double-check SmartFinancial's current fundamental drivers against the all of the trends between 2010 and 2026. Market Cap is expected to rise to about 586.8 M this year. Enterprise Value is expected to rise to about 320.5 M this year

SmartFinancial Total Revenue

332.19 Million

Check SmartFinancial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SmartFinancial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 15.4 M, Interest Expense of 161.8 M or Total Revenue of 332.2 M, as well as many indicators such as Price To Sales Ratio of 2.4, Dividend Yield of 0.0082 or PTB Ratio of 1.34. SmartFinancial financial statements analysis is a perfect complement when working with SmartFinancial Valuation or Volatility modules.
  
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Check out the analysis of SmartFinancial Correlation against competitors.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.

SmartFinancial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.9 B5.7 B11 B
Slightly volatile
Total Stockholder Equity583.3 M546.5 M1.1 B
Slightly volatile
Cash316.7 M383.9 M592.6 M
Slightly volatile
Cash And Short Term Investments1.1 B1 B858.5 M
Pretty Stable
Common Stock Total Equity14.5 M15.2 M83.7 M
Slightly volatile
Common Stock Shares Outstanding17.8 M16.9 M10.1 M
Slightly volatile
Liabilities And Stockholders Equity5.9 B5.7 B11 B
Slightly volatile
Other Stockholder Equity484.8 M546.5 M909.8 M
Slightly volatile
Total Liabilities5.2 B5.2 B9.7 B
Slightly volatile
Total Current Assets5.6 B5.3 B1.4 B
Slightly volatile
Common Stock14.5 M15.2 M83.5 M
Slightly volatile
Short and Long Term Debt Total77 M102.1 M72.4 M
Slightly volatile
Total Current Liabilities5.3 B5 B1.7 B
Slightly volatile
Property Plant And Equipment Net110 M104.8 M52.9 M
Slightly volatile
Accounts Payable4.9 B4.7 B2.1 B
Slightly volatile
Non Current Assets Total380.6 M400.6 M1.1 B
Slightly volatile
Net Receivables4.5 B4.3 B1.2 B
Slightly volatile
Short Term Investments626.4 M659.4 M1.5 B
Slightly volatile
Property Plant And Equipment Gross147.3 M140.3 M62.6 M
Slightly volatile
Short Term Debt2.9 M3 M17.8 M
Slightly volatile
Other Liabilities13.8 M19.3 M27.7 M
Slightly volatile
Net Tangible Assets215 M371.1 M189 M
Slightly volatile
Long Term Investments383 M700.3 M312.3 M
Slightly volatile
Capital Surpluse226.1 M338.5 M188.9 M
Slightly volatile
Non Current Liabilities Other36.9 M39.7 M50.6 M
Slightly volatile
Earning Assets269.8 M400.1 M275.7 M
Slightly volatile
Net Invested Capital485.1 M615.3 M375 M
Slightly volatile
Long Term Debt Total90.7 M96.5 M63.6 M
Slightly volatile
Capital Stock17.4 M19.5 M15.2 M
Slightly volatile

SmartFinancial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense161.8 M119.9 M302.6 M
Slightly volatile
Total Revenue332.2 M316.4 M133.3 M
Slightly volatile
Gross Profit202.5 M192.9 M97.7 M
Slightly volatile
Other Operating Expenses267.6 M254.9 M140.5 M
Very volatile
Income Before Tax42 M61.5 M79.1 M
Slightly volatile
Net Income27.4 M50.3 M51.6 M
Slightly volatile
Income Tax Expense14.6 M11.2 M27.5 M
Slightly volatile
Selling General Administrative97.6 M92.9 M38.9 M
Slightly volatile
Cost Of Revenue129.7 M123.5 M35.9 M
Slightly volatile
Selling And Marketing Expenses965.7 K1.6 M761.9 K
Slightly volatile
Net Income From Continuing Ops22.6 M41.6 M17.5 M
Slightly volatile
Non Recurring2.1 M2.8 M1.8 M
Slightly volatile
Net Income Applicable To Common Shares51.9 M49.5 M20.8 M
Slightly volatile
Minority Interest97.8 M93.1 M53.8 M
Slightly volatile
Tax Provision7.3 M10.7 M5.5 M
Slightly volatile
Net Interest Income97.8 M158 M74.7 M
Slightly volatile
Interest Income303.2 M288.8 M113.2 M
Slightly volatile
Preferred Stock And Other Adjustments213 K224.2 K220 K
Very volatile

SmartFinancial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow337.5 M317 M626 M
Slightly volatile
Dividends Paid5.1 M4.9 M3.6 M
Very volatile
Total Cash From Operating Activities58.7 M47.4 M106.5 M
Slightly volatile
Net Income26.9 M32.5 M50.5 M
Slightly volatile
End Period Cash Flow384.9 M348.8 M713.4 M
Slightly volatile
Issuance Of Capital Stock154.8 K162.9 K922.3 K
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.41.96291.9099
Slightly volatile
Dividend Yield0.00820.00870.0167
Slightly volatile
PTB Ratio1.341.13630.7885
Slightly volatile
Days Sales Outstanding5.2 K5 K676
Slightly volatile
Book Value Per Share30.9232.5522696
Slightly volatile
Operating Cash Flow Per Share3.433.6168.9831
Slightly volatile
Average Payables39.3 K41.4 K55.1 K
Slightly volatile
Stock Based Compensation To Revenue0.00510.00660.0047
Pretty Stable
PB Ratio1.341.13630.7885
Slightly volatile
Net Income Per Share2.852.99928.6647
Slightly volatile
Payables Turnover42.3430.8937.3436
Slightly volatile
Sales General And Administrative To Revenue0.250.29380.347
Slightly volatile
Capex To Revenue0.02450.02580.043
Very volatile
Cash Per Share59.0462.1446348
Slightly volatile
POCF Ratio12.938.8718.5108
Very volatile
Interest Coverage0.780.51311.2883
Pretty Stable
Payout Ratio0.10.10670.1884
Slightly volatile
Capex To Operating Cash Flow0.10.110.3839
Pretty Stable
Days Payables Outstanding8.9512.2310.0878
Slightly volatile
Income Quality2.121.681.6631
Slightly volatile
ROE0.09670.09210.0585
Slightly volatile
PE Ratio20.9912.33416.5029
Very volatile
Return On Tangible Assets0.00920.00880.006
Slightly volatile
Earnings Yield0.0770.08112.5513
Slightly volatile
Intangibles To Total Assets0.01260.01790.0158
Slightly volatile
Current Ratio1.111.06020.3346
Slightly volatile
Tangible Book Value Per Share30.9232.5522693
Slightly volatile
Receivables Turnover0.070.07376.9934
Slightly volatile
Graham Number44.5246.8676669
Slightly volatile
Shareholders Equity Per Share30.9232.5522696
Slightly volatile
Debt To Equity0.180.18680.5707
Slightly volatile
Capex Per Share0.570.440.443
Pretty Stable
Average Receivables624.3 K657.2 K686.1 K
Slightly volatile
Revenue Per Share19.718.844820.3756
Slightly volatile
Debt To Assets0.01690.01780.0546
Slightly volatile
Short Term Coverage Ratios6.155.862.4855
Slightly volatile
Price Earnings Ratio20.9912.33416.5029
Very volatile
Operating Cycle5.2 K5 K676
Slightly volatile
Price Book Value Ratio1.341.13630.7885
Slightly volatile
Days Of Payables Outstanding8.9512.2310.0878
Slightly volatile
Dividend Payout Ratio0.10.10670.1884
Slightly volatile
Price To Operating Cash Flows Ratio12.938.8718.5108
Very volatile
Pretax Profit Margin0.360.19440.4652
Slightly volatile
Effective Tax Rate0.320.18140.2925
Slightly volatile
Company Equity Multiplier12.0510.502210.1333
Very volatile
Long Term Debt To Capitalization0.150.15350.2337
Slightly volatile
Total Debt To Capitalization0.150.15740.3062
Slightly volatile
Debt Equity Ratio0.180.18680.5707
Slightly volatile
Quick Ratio1.111.06020.3346
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.65.124.1717
Pretty Stable
Net Income Per E B T0.570.81860.7011
Slightly volatile
Cash Ratio0.06430.07620.0926
Very volatile
Cash Conversion Cycle5.2 K5 K673
Slightly volatile
Operating Cash Flow Sales Ratio0.20.210.5971
Slightly volatile
Days Of Sales Outstanding5.2 K5 K676
Slightly volatile
Cash Flow Coverage Ratios1.040.990.3908
Slightly volatile
Price To Book Ratio1.341.13630.7885
Slightly volatile
Fixed Asset Turnover3.13.62.4305
Very volatile
Capital Expenditure Coverage Ratio8.999.4626.3828
Slightly volatile
Price Cash Flow Ratio12.938.8718.5108
Very volatile
Debt Ratio0.01690.01780.0546
Slightly volatile
Cash Flow To Debt Ratio1.040.990.3908
Slightly volatile
Price Sales Ratio2.41.96291.9099
Slightly volatile
Return On Assets0.00920.00880.0059
Slightly volatile
Asset Turnover0.05570.05510.0416
Slightly volatile
Net Profit Margin0.230.15910.302
Slightly volatile
Gross Profit Margin0.540.60970.7594
Slightly volatile
Price Fair Value1.341.13630.7885
Slightly volatile
Return On Equity0.09670.09210.0585
Slightly volatile

SmartFinancial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap586.8 M558.9 M394.3 M
Slightly volatile

SmartFinancial Fundamental Market Drivers

Forward Price Earnings14.1044
Cash And Short Term Investments1 B

SmartFinancial Upcoming Events

22nd of April 2024
Upcoming Quarterly Report
View
22nd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About SmartFinancial Financial Statements

SmartFinancial investors utilize fundamental indicators, such as revenue or net income, to predict how SmartFinancial Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue316.4 M332.2 M
Cost Of Revenue123.5 M129.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.29  0.25 
Capex To Revenue 0.03  0.02 
Revenue Per Share 18.84  19.70 
Ebit Per Revenue 0.19  0.20 

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When determining whether SmartFinancial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial Stock:
How To Invest In SmartFinancial
Details
Is SmartFinancial Stock a good investment?
Details
What is SmartFinancial's Net Worth?
Details
Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of SmartFinancial Correlation against competitors.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.
You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial. If investors know SmartFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive SmartFinancial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.42
Dividend Share
0.32
Earnings Share
2.98
Revenue Per Share
11.485
Quarterly Revenue Growth
0.101
SmartFinancial's market price often diverges from its book value, the accounting figure shown on SmartFinancial's balance sheet. Smart investors calculate SmartFinancial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since SmartFinancial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
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Piotroski
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Beneish
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Buy or Sell
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Please note, there is a significant difference between SmartFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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