SmartFinancial Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . SmartFinancial
SMBK Stock  USD 37.00  0.01  0.03%   
Analyzing historical trends in various income statement and balance sheet accounts from SmartFinancial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting SmartFinancial's valuation are summarized below:
Gross Profit
188.2 M
Profit Margin
0.2459
Market Capitalization
630 M
Enterprise Value Revenue
4.0454
Revenue
188.2 M
There are currently one hundred twenty fundamental trend indicators for SmartFinancial that can be evaluated and compared over time across competition. We recommend to double-check SmartFinancial's current fundamental drivers against the all of the trends between 2010 and 2026. Market Cap is expected to rise to about 103.4 M this year. Enterprise Value is expected to rise to about 81.1 M this year

SmartFinancial Total Revenue

344.46 Million

Check SmartFinancial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SmartFinancial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 15.7 M, Interest Expense of 164.6 M or Total Revenue of 344.5 M, as well as many indicators such as Price To Sales Ratio of 2.41, Dividend Yield of 0.0226 or PTB Ratio of 1.34. SmartFinancial financial statements analysis is a perfect complement when working with SmartFinancial Valuation or Volatility modules.
  
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Check out the analysis of SmartFinancial Correlation against competitors.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.

SmartFinancial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets6 B4.7 B11 B
Slightly volatile
Total Stockholder Equity589.4 M442.2 M1.1 B
Slightly volatile
Cash317.1 M336.2 M589.8 M
Slightly volatile
Cash And Short Term Investments419.8 M616.3 M793.7 M
Pretty Stable
Common Stock Total Equity14.5 M15.2 M83.7 M
Slightly volatile
Common Stock Shares Outstanding20.4 M19.4 M10.4 M
Slightly volatile
Liabilities And Stockholders Equity6 B4.7 B11 B
Slightly volatile
Other Stockholder Equity486.8 M264.8 M893.3 M
Slightly volatile
Total Liabilities5.3 B4.3 B9.7 B
Slightly volatile
Total Current Assets426.1 M673.8 M807.7 M
Pretty Stable
Common Stock14.5 M15.2 M83.5 M
Slightly volatile
Short and Long Term Debt Total75.4 M55 M69.6 M
Slightly volatile
Total Current Liabilities5.7 B5.4 B1.7 B
Slightly volatile
Property Plant And Equipment Net110 M104.8 M52.9 M
Slightly volatile
Accounts Payable4.9 B4.7 B2.1 B
Slightly volatile
Non Current Assets Total5.5 B5.2 B1.7 B
Slightly volatile
Net Receivables69.9 M73.6 M719.2 M
Very volatile
Short Term Investments266.1 M280.1 M1.5 B
Slightly volatile
Property Plant And Equipment Gross147.3 M140.3 M62.6 M
Slightly volatile
Short Term Debt8.8 M9.3 M18.5 M
Slightly volatile
Other Liabilities13.8 M19.3 M27.7 M
Slightly volatile
Net Tangible Assets215 M371.1 M189 M
Slightly volatile
Long Term Investments383 M700.3 M312.3 M
Slightly volatile
Capital Surpluse226.1 M338.5 M188.9 M
Slightly volatile
Non Current Liabilities Other36.9 M39.7 M50.6 M
Slightly volatile
Earning Assets269.8 M400.1 M275.7 M
Slightly volatile
Net Invested Capital485.1 M615.3 M375 M
Slightly volatile
Long Term Debt Total90.7 M96.5 M63.6 M
Slightly volatile
Capital Stock17.4 M19.5 M15.2 M
Slightly volatile

SmartFinancial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense164.6 M102.4 M301.8 M
Slightly volatile
Total Revenue344.5 M328.1 M134.7 M
Slightly volatile
Gross Profit200.9 M191.3 M97.5 M
Slightly volatile
Other Operating Expenses226.6 M215.8 M135.8 M
Very volatile
Income Before Tax41.7 M40.9 M77.9 M
Slightly volatile
Net Income26.9 M32.5 M50.5 M
Slightly volatile
Income Tax Expense14.9 M8.4 M27.4 M
Slightly volatile
Selling General Administrative91.2 M86.8 M38.2 M
Slightly volatile
Cost Of Revenue143.6 M136.8 M37.5 M
Slightly volatile
Selling And Marketing Expenses897.7 K1.5 M752 K
Slightly volatile
Net Income From Continuing Ops22.6 M41.6 M17.5 M
Slightly volatile
Non Recurring2.1 M2.8 M1.8 M
Slightly volatile
Net Income Applicable To Common Shares51.9 M49.5 M20.8 M
Slightly volatile
Minority Interest97.8 M93.1 M53.8 M
Slightly volatile
Tax Provision7.3 M10.7 M5.5 M
Slightly volatile
Net Interest Income97.8 M158 M74.7 M
Slightly volatile
Interest Income303.2 M288.8 M113.2 M
Slightly volatile
Preferred Stock And Other Adjustments213 K224.2 K220 K
Very volatile

SmartFinancial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow337.5 M317 M626 M
Slightly volatile
Dividends Paid5.1 M4.9 M3.6 M
Very volatile
Total Cash From Operating Activities58.7 M47.4 M106.5 M
Slightly volatile
Net Income26.9 M32.5 M50.5 M
Slightly volatile
End Period Cash Flow384.9 M348.8 M713.4 M
Slightly volatile
Issuance Of Capital Stock154.8 K162.9 K922.3 K
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.412.091.9179
Slightly volatile
Dividend Yield0.02260.0120.0177
Slightly volatile
PTB Ratio1.341.220.7934
Slightly volatile
Days Sales Outstanding77.3373.6587.3047
Slightly volatile
Book Value Per Share32.0233.7696
Slightly volatile
Operating Cash Flow Per Share3.433.6168.9831
Slightly volatile
Average Payables39.3 K41.4 K55.1 K
Slightly volatile
Stock Based Compensation To Revenue0.00510.00660.0047
Pretty Stable
PB Ratio1.341.220.7934
Slightly volatile
Net Income Per Share2.352.4828.6048
Slightly volatile
Payables Turnover42.3430.8937.3436
Slightly volatile
Sales General And Administrative To Revenue0.250.240.3439
Slightly volatile
Capex To Revenue0.02450.02580.043
Very volatile
Cash Per Share44.6146.96346
Slightly volatile
POCF Ratio12.938.8718.5108
Very volatile
Interest Coverage0.340.361.2534
Very volatile
Payout Ratio0.280.170.2027
Slightly volatile
Capex To Operating Cash Flow0.10.110.3839
Pretty Stable
Days Payables Outstanding8.9512.2310.0878
Slightly volatile
Income Quality2.121.681.6631
Slightly volatile
ROE0.03310.06620.0533
Slightly volatile
PE Ratio21.316.5316.7677
Very volatile
Return On Tangible Assets0.0040.00630.0056
Slightly volatile
Earnings Yield0.0760.082.5511
Slightly volatile
Intangibles To Total Assets0.01260.01790.0158
Slightly volatile
Current Ratio0.140.15950.2235
Slightly volatile
Tangible Book Value Per Share25.226.52692
Slightly volatile
Receivables Turnover4.875.137.5732
Slightly volatile
Graham Number41.1843.35668
Slightly volatile
Shareholders Equity Per Share32.0133.7696
Slightly volatile
Debt To Equity0.110.09730.5621
Slightly volatile
Capex Per Share0.570.440.443
Pretty Stable
Average Receivables624.3 K657.2 K686.1 K
Slightly volatile
Revenue Per Share19.6619.5620.4153
Slightly volatile
Debt To Assets0.00990.01040.0537
Slightly volatile
Short Term Coverage Ratios6.155.862.4855
Slightly volatile
Price Earnings Ratio21.316.5316.7677
Very volatile
Operating Cycle77.3373.6587.3047
Slightly volatile
Price Book Value Ratio1.341.220.7934
Slightly volatile
Days Of Payables Outstanding8.9512.2310.0878
Slightly volatile
Dividend Payout Ratio0.280.170.2027
Slightly volatile
Price To Operating Cash Flows Ratio12.938.8718.5108
Very volatile
Pretax Profit Margin0.170.180.4532
Slightly volatile
Effective Tax Rate0.330.240.2965
Slightly volatile
Company Equity Multiplier12.0712.3510.2399
Pretty Stable
Long Term Debt To Capitalization0.08160.08590.2257
Slightly volatile
Total Debt To Capitalization0.09680.10.2997
Slightly volatile
Debt Equity Ratio0.110.09730.5621
Slightly volatile
Quick Ratio0.140.15950.2235
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.65.124.1717
Pretty Stable
Net Income Per E B T0.560.720.6947
Pretty Stable
Cash Ratio0.06440.07160.0923
Very volatile
Cash Conversion Cycle77.3373.6584.7189
Slightly volatile
Operating Cash Flow Sales Ratio0.20.210.5971
Slightly volatile
Days Of Sales Outstanding77.3373.6587.3047
Slightly volatile
Cash Flow Coverage Ratios1.040.990.3908
Slightly volatile
Price To Book Ratio1.341.220.7934
Slightly volatile
Fixed Asset Turnover3.13.62.4305
Very volatile
Capital Expenditure Coverage Ratio8.999.4626.3828
Slightly volatile
Price Cash Flow Ratio12.938.8718.5108
Very volatile
Debt Ratio0.00990.01040.0537
Slightly volatile
Cash Flow To Debt Ratio1.040.990.3908
Slightly volatile
Price Sales Ratio2.412.091.9179
Slightly volatile
Return On Assets0.0040.00620.0055
Slightly volatile
Asset Turnover0.05540.06220.042
Slightly volatile
Net Profit Margin0.240.150.3021
Slightly volatile
Gross Profit Margin0.550.520.7547
Slightly volatile
Price Fair Value1.341.220.7934
Slightly volatile
Return On Equity0.03310.06620.0533
Slightly volatile

SmartFinancial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap103.4 M98.5 M98.1 M
Slightly volatile

SmartFinancial Fundamental Market Drivers

Forward Price Earnings14.1044
Cash And Short Term Investments684.7 M

SmartFinancial Upcoming Events

22nd of April 2024
Upcoming Quarterly Report
View
22nd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About SmartFinancial Financial Statements

SmartFinancial investors utilize fundamental indicators, such as revenue or net income, to predict how SmartFinancial Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue328.1 M344.5 M
Cost Of Revenue136.8 M143.6 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.24  0.25 
Capex To Revenue 0.03  0.02 
Revenue Per Share 19.56  19.66 
Ebit Per Revenue 0.14  0.15 

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When determining whether SmartFinancial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial Stock:
How To Invest In SmartFinancial
Details
Is SmartFinancial Stock a good investment?
Details
What is SmartFinancial's Net Worth?
Details
Largest Regional Banks Companies
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Largest Banks - Regional Companies
View
Check out the analysis of SmartFinancial Correlation against competitors.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial. If investors know SmartFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.5
Dividend Share
0.32
Earnings Share
2.74
Revenue Per Share
11.226
Quarterly Revenue Growth
0.222
The market value of SmartFinancial is measured differently than its book value, which is the value of SmartFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial's value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial's market value can be influenced by many factors that don't directly affect SmartFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Piotroski
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Beneish
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Buy or Sell
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Earnings
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Please note, there is a significant difference between SmartFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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