Stephen Ranzini - University Bancorp Chairman
| UNIB Stock | USD 19.06 0.00 0.00% |
Chairman
Stephen Lange Ranzini was President, CEO and a director of the Company or its Predecessors since July 1988, and in addition has served in a variety of other management position at the Company, University Bank and the Banks subsidiaries since July 1988. In November 1997, he became President and Chairman of the Bank. Since July 1991, Mr. Ranzini was a director of CityFed Financial Corporationration, an SEC reporting company traded over the counter, and was elected its President in October 2005. Since July 1997, Mr. Ranzini has served as a Director of Newco Bancorp and its predecessor, a CEDAR reporting Canadian company previously listed on the Toronto Stock Exchange. In May 1993, Mr. Ranzini cofounded and became a Director and the Treasurer of Michigan Business Development Company, a community development lending organization, and was elected President and Chairman in January 2003 since 1988.
| Age | 58 |
| Tenure | 37 years |
| Phone | 734 741 5858 |
| Web | https://www.university-bank.com |
University Bancorp Management Efficiency
The company has return on total asset (ROA) of 0.053 % which means that it generated a profit of $0.053 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.3768 %, meaning that it created $0.3768 on every $100 dollars invested by stockholders. University Bancorp's management efficiency ratios could be used to measure how well University Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.Management Performance
| Return On Equity | 0.38 | |||
| Return On Asset | 0.053 |
University Bancorp Leadership Team
Elected by the shareholders, the University Bancorp's board of directors comprises two types of representatives: University Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of University. The board's role is to monitor University Bancorp's management team and ensure that shareholders' interests are well served. University Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, University Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Kevin Corbin, Sr Counsel | ||
| Gerhard Naude, Ex COO | ||
| Benjamin Kramer, VP Banking | ||
| Dennis Agresta, Controller VP | ||
| Stephen Ranzini, CEO and President Director, Chairman of University Bank and President of University Bank | ||
| Edie Jackson, Chief Insurance | ||
| Veronica Sellers, Ex Officer | ||
| Michael Yeager, Ex CFO | ||
| Edward Burger, President of Midwest Loan Services and Director of Midwest Loan Services | ||
| Catherine Yatson, VP Officer |
University Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is University Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
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University Bancorp financial ratios help investors to determine whether University OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in University with respect to the benefits of owning University Bancorp security.