Correlation Between First State and First Bancorp

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Can any of the company-specific risk be diversified away by investing in both First State and First Bancorp at the same time? Although using a correlation coefficient on its own may not help to predict future stock returns, this module helps to understand the diversifiable risk of combining First State and First Bancorp into the same portfolio, which is an essential part of the fundamental portfolio management process.
By analyzing existing cross correlation between First State Financial and First Bancorp, you can compare the effects of market volatilities on First State and First Bancorp and check how they will diversify away market risk if combined in the same portfolio for a given time horizon. You can also utilize pair trading strategies of matching a long position in First State with a short position of First Bancorp. Check out your portfolio center. Please also check ongoing floating volatility patterns of First State and First Bancorp.

Diversification Opportunities for First State and First Bancorp

-0.49
  Correlation Coefficient

Very good diversification

The 3 months correlation between First and First is -0.49. Overlapping area represents the amount of risk that can be diversified away by holding First State Financial and First Bancorp in the same portfolio, assuming nothing else is changed. The correlation between historical prices or returns on First Bancorp and First State is a relative statistical measure of the degree to which these equity instruments tend to move together. The correlation coefficient measures the extent to which returns on First State Financial are associated (or correlated) with First Bancorp. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when the price movement of First Bancorp has no effect on the direction of First State i.e., First State and First Bancorp go up and down completely randomly.

Pair Corralation between First State and First Bancorp

Given the investment horizon of 90 days First State Financial is expected to generate 13.99 times more return on investment than First Bancorp. However, First State is 13.99 times more volatile than First Bancorp. It trades about 0.06 of its potential returns per unit of risk. First Bancorp is currently generating about 0.13 per unit of risk. If you would invest  3.88  in First State Financial on November 4, 2025 and sell it today you would lose (1.78) from holding First State Financial or give up 45.88% of portfolio value over 90 days.
Time Period3 Months [change]
DirectionMoves Against 
StrengthVery Weak
Accuracy100.0%
ValuesDaily Returns

First State Financial  vs.  First Bancorp

 Performance 
       Timeline  
First State Financial 

Risk-Adjusted Performance

Mild

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in First State Financial are ranked lower than 5 (%) of all global equities and portfolios over the last 90 days. Despite nearly unsteady basic indicators, First State reported solid returns over the last few months and may actually be approaching a breakup point.
First Bancorp 

Risk-Adjusted Performance

Fair

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in First Bancorp are ranked lower than 10 (%) of all global equities and portfolios over the last 90 days. Even with relatively conflicting fundamental drivers, First Bancorp reported solid returns over the last few months and may actually be approaching a breakup point.

First State and First Bancorp Volatility Contrast

   Predicted Return Density   
       Returns  

Pair Trading with First State and First Bancorp

The main advantage of trading using opposite First State and First Bancorp positions is that it hedges away some unsystematic risk. Because of two separate transactions, even if First State position performs unexpectedly, First Bancorp can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Bancorp will offset losses from the drop in First Bancorp's long position.
The idea behind First State Financial and First Bancorp pairs trading is to make the combined position market-neutral, meaning the overall market's direction will not affect its win or loss (or potential downside or upside). This can be achieved by designing a pairs trade with two highly correlated stocks or equities that operate in a similar space or sector, making it possible to obtain profits through simple and relatively low-risk investment.
Check out your portfolio center.
Note that this page's information should be used as a complementary analysis to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.

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