Ameriserv Financial Stock Performance
| ASRV Stock | USD 2.87 0.01 0.35% |
AmeriServ Financial has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.17, which signifies not very significant fluctuations relative to the market. As returns on the market increase, AmeriServ Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding AmeriServ Financial is expected to be smaller as well. AmeriServ Financial right now shows a risk of 2.43%. Please confirm AmeriServ Financial potential upside, and the relationship between the jensen alpha and accumulation distribution , to decide if AmeriServ Financial will be following its price patterns.
Risk-Adjusted Performance
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Insignificant
Compared to the overall equity markets, risk-adjusted returns on investments in AmeriServ Financial are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. In spite of fairly unfluctuating basic indicators, AmeriServ Financial may actually be approaching a critical reversion point that can send shares even higher in January 2025. ...more
Actual Historical Performance (%)
Five Day Return 1.41 | Year To Date Return (11.42) | Ten Year Return (7.12) | All Time Return 15.26 |
Forward Dividend Yield 0.0418 | Payout Ratio 0.7059 | Last Split Factor 3:1 | Forward Dividend Rate 0.12 | Dividend Date 2024-11-18 |
1 | AmeriServ Financial Revamps Bylaws, ends cumulative voting - Investing.com | 09/23/2024 |
2 | Acquisition by James Huerth of 6384 shares of AmeriServ Financial at 3.23 subject to Rule 16b-3 | 10/01/2024 |
| AmeriServ Financial dividend paid on 4th of November 2024 | 11/04/2024 |
3 | Acquisition by Kunkle Kim W of 371 shares of AmeriServ Financial at 2.85 subject to Rule 16b-3 | 11/05/2024 |
4 | Acquisition by Stopko Jeffrey A of 3000 shares of AmeriServ Financial at 2.85 subject to Rule 16b-3 | 11/07/2024 |
| AmeriServ Financial dividend paid on 18th of November 2024 | 11/18/2024 |
| Begin Period Cash Flow | 23 M |
AmeriServ |
AmeriServ Financial Relative Risk vs. Return Landscape
If you would invest 267.00 in AmeriServ Financial on September 3, 2024 and sell it today you would earn a total of 20.00 from holding AmeriServ Financial or generate 7.49% return on investment over 90 days. AmeriServ Financial is currently generating 0.1415% in daily expected returns and assumes 2.426% risk (volatility on return distribution) over the 90 days horizon. In different words, 21% of stocks are less volatile than AmeriServ, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
AmeriServ Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for AmeriServ Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as AmeriServ Financial, and traders can use it to determine the average amount a AmeriServ Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0583
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Estimated Market Risk
| 2.43 actual daily | 21 79% of assets are more volatile |
Expected Return
| 0.14 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
| 0.06 actual daily | 4 96% of assets perform better |
Based on monthly moving average AmeriServ Financial is performing at about 4% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of AmeriServ Financial by adding it to a well-diversified portfolio.
AmeriServ Financial Fundamentals Growth
AmeriServ Stock prices reflect investors' perceptions of the future prospects and financial health of AmeriServ Financial, and AmeriServ Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on AmeriServ Stock performance.
| Return On Equity | -0.0249 | |||
| Return On Asset | -0.0019 | |||
| Profit Margin | (0.06) % | |||
| Operating Margin | 0.13 % | |||
| Current Valuation | 152.32 M | |||
| Shares Outstanding | 16.52 M | |||
| Price To Earning | 12.98 X | |||
| Price To Book | 0.44 X | |||
| Price To Sales | 1.04 X | |||
| Revenue | 52.41 M | |||
| Gross Profit | 57.2 M | |||
| EBITDA | 2.07 M | |||
| Net Income | (3.35 M) | |||
| Cash And Equivalents | 34.67 M | |||
| Cash Per Share | 2.03 X | |||
| Total Debt | 115.56 M | |||
| Debt To Equity | 8.65 % | |||
| Book Value Per Share | 6.55 X | |||
| Cash Flow From Operations | 6.29 M | |||
| Earnings Per Share | (0.17) X | |||
| Market Capitalization | 49.06 M | |||
| Total Asset | 1.39 B | |||
| Retained Earnings | 58.9 M | |||
About AmeriServ Financial Performance
Evaluating AmeriServ Financial's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if AmeriServ Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if AmeriServ Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Equity | (0.03) | (0.03) |
Things to note about AmeriServ Financial performance evaluation
Checking the ongoing alerts about AmeriServ Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for AmeriServ Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| AmeriServ Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 52.41 M. Net Loss for the year was (3.35 M) with profit before overhead, payroll, taxes, and interest of 57.2 M. | |
| About 21.0% of the company shares are held by company insiders | |
| On 18th of November 2024 AmeriServ Financial paid $ 0.03 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Acquisition by David Finui of tradable shares of AmeriServ Financial at 2.9866 subject to Rule 16b-3 |
- Analyzing AmeriServ Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether AmeriServ Financial's stock is overvalued or undervalued compared to its peers.
- Examining AmeriServ Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating AmeriServ Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of AmeriServ Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of AmeriServ Financial's stock. These opinions can provide insight into AmeriServ Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for AmeriServ Stock Analysis
When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.