Ameriserv Financial Stock Analysis
| ASRV Stock | USD 2.87 0.01 0.35% |
AmeriServ Financial is overvalued with Real Value of 2.43 and Hype Value of 2.85. The main objective of AmeriServ Financial stock analysis is to determine its intrinsic value, which is an estimate of what AmeriServ Financial is worth, separate from its market price. There are two main types of AmeriServ Financial's stock analysis: fundamental analysis and technical analysis.
The AmeriServ Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. AmeriServ Financial is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. AmeriServ Stock trading window is adjusted to America/New York timezone.
AmeriServ |
AmeriServ Stock Analysis Notes
About 21.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.44. Some equities with similar Price to Book (P/B) outperform the market in the long run. AmeriServ Financial recorded a loss per share of 0.17. The entity last dividend was issued on the 4th of November 2024. The firm had 3:1 split on the 3rd of August 1998. AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania. Ameriserv Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 306 people. For more info on AmeriServ Financial please contact Jeffrey CPA at 814 533 5300 or go to https://www.ameriserv.com.AmeriServ Financial Quarterly Total Revenue |
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AmeriServ Financial Investment Alerts
| AmeriServ Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 52.41 M. Net Loss for the year was (3.35 M) with profit before overhead, payroll, taxes, and interest of 57.2 M. | |
| About 21.0% of the company shares are held by company insiders | |
| On 18th of November 2024 AmeriServ Financial paid $ 0.03 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Acquisition by David Finui of tradable shares of AmeriServ Financial at 2.9866 subject to Rule 16b-3 |
AmeriServ Financial Upcoming and Recent Events
| 16th of April 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
AmeriServ Largest EPS Surprises
Earnings surprises can significantly impact AmeriServ Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-10-19 | 2010-09-30 | 0.01 | 0.02 | 0.01 | 100 | ||
2002-04-16 | 2002-03-31 | 0.06 | 0.05 | -0.01 | 16 | ||
2001-04-17 | 2001-03-31 | 0.06 | 0.07 | 0.01 | 16 |
AmeriServ Financial Environmental, Social, and Governance (ESG) Scores
AmeriServ Financial's ESG score is a quantitative measure that evaluates AmeriServ Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of AmeriServ Financial's operations that may have significant financial implications and affect AmeriServ Financial's stock price as well as guide investors towards more socially responsible investments.
AmeriServ Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Minerva Advisors Llc | 58.2 K | Dryden Capital, Llc | 2024-06-30 | 43.4 K | Abacus Planning Group Inc | 2024-09-30 | 42.5 K | Pnc Financial Services Group Inc | 2024-09-30 | 38.5 K | Northern Trust Corp | 2024-09-30 | 30.7 K | Susquehanna International Group, Llp | 2024-06-30 | 28 K | State Street Corp | 2024-06-30 | 19.5 K | Captrust Financial Advisors | 2024-06-30 | 13.5 K | Schulhoff & Co Inc | 2024-09-30 | 13 K | Gendell Jeffrey L | 2024-09-30 | 1.6 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.2 M |
AmeriServ Market Capitalization
The company currently falls under 'Micro-Cap' category with a current market capitalization of 49.06 M.AmeriServ Profitablity
The company has Profit Margin (PM) of (0.06) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.13 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.13.| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Equity | (0.03) | (0.03) |
Management Efficiency
Return On Capital Employed is likely to climb to 0.02 in 2024, despite the fact that Return On Tangible Assets are likely to grow to (0). At this time, AmeriServ Financial's Non Currrent Assets Other are fairly stable compared to the past year. Intangibles To Total Assets is likely to climb to 0.01 in 2024, whereas Non Current Assets Total are likely to drop slightly above 908.1 M in 2024. AmeriServ Financial's management efficiency ratios could be used to measure how well AmeriServ Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 5.97 | 7.12 | |
| Tangible Book Value Per Share | 5.17 | 6.20 | |
| Enterprise Value Over EBITDA | 16.14 | 9.37 | |
| Price Book Value Ratio | 0.54 | 0.73 | |
| Enterprise Value Multiple | 16.14 | 9.37 | |
| Price Fair Value | 0.54 | 0.73 | |
| Enterprise Value | 372.1 M | 342.5 M |
The strategic initiatives led by AmeriServ Financial's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Dividend Yield 0.0418 | Operating Margin 0.1275 | Profit Margin (0.06) | Forward Dividend Yield 0.0418 | Beta 0.721 |
Technical Drivers
As of the 29th of November, AmeriServ Financial shows the risk adjusted performance of 0.0556, and Mean Deviation of 1.8. AmeriServ Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm AmeriServ Financial market risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if AmeriServ Financial is priced correctly, providing market reflects its regular price of 2.87 per share. Please also double-check AmeriServ Financial total risk alpha, which is currently at (0.22) to validate the company can sustain itself at a future point.AmeriServ Financial Price Movement Analysis
The output start index for this execution was nine with a total number of output elements of fifty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. AmeriServ Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for AmeriServ Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
AmeriServ Financial Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific AmeriServ Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on AmeriServ Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases AmeriServ Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
AmeriServ Financial Outstanding Bonds
AmeriServ Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. AmeriServ Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most AmeriServ bonds can be classified according to their maturity, which is the date when AmeriServ Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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AmeriServ Financial Predictive Daily Indicators
AmeriServ Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of AmeriServ Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
AmeriServ Financial Corporate Filings
F4 | 27th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 13th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 12th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 8th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 22nd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 23rd of September 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 27th of August 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 26th of August 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
AmeriServ Financial Forecast Models
AmeriServ Financial's time-series forecasting models are one of many AmeriServ Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary AmeriServ Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About AmeriServ Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how AmeriServ Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling AmeriServ shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as AmeriServ Financial. By using and applying AmeriServ Stock analysis, traders can create a robust methodology for identifying AmeriServ entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | (0.08) | (0.08) | |
| Operating Profit Margin | 1.94 | 2.04 | |
| Net Loss | (0.06) | (0.06) |
Be your own money manager
As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding AmeriServ Financial to your portfolios without increasing risk or reducing expected return.Did you try this?
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Risk-Return AnalysisView associations between returns expected from investment and the risk you assume |
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Additional Tools for AmeriServ Stock Analysis
When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.