Citizens Financial Corp Stock Performance
| CIWV Stock | USD 33.28 0.00 0.00% |
The firm shows a Beta (market volatility) of 0.0239, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Citizens Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Citizens Financial is expected to be smaller as well. At this point, Citizens Financial Corp has a negative expected return of -0.0079%. Please make sure to confirm Citizens Financial's jensen alpha and rate of daily change , to decide if Citizens Financial Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days Citizens Financial Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of fairly stable basic indicators, Citizens Financial is not utilizing all of its potentials. The newest stock price fuss, may contribute to near-short-term losses for the sophisticated investors. ...more
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Citizens Financial Relative Risk vs. Return Landscape
If you would invest 3,350 in Citizens Financial Corp on October 22, 2025 and sell it today you would lose (22.00) from holding Citizens Financial Corp or give up 0.66% of portfolio value over 90 days. Citizens Financial Corp is currently does not generate positive expected returns and assumes 0.8046% risk (volatility on return distribution) over the 90 days horizon. In different words, 7% of pink sheets are less volatile than Citizens, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
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Citizens Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Financial's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Citizens Financial Corp, and traders can use it to determine the average amount a Citizens Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0099
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| Negative Returns | CIWV |
Based on monthly moving average Citizens Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Citizens Financial by adding Citizens Financial to a well-diversified portfolio.
Citizens Financial Fundamentals Growth
Citizens Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Citizens Financial, and Citizens Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Pink Sheet performance.
| Return On Equity | 0.0646 | |||
| Return On Asset | 0.0065 | |||
| Profit Margin | 0.14 % | |||
| Operating Margin | 0.27 % | |||
| Current Valuation | 61.81 M | |||
| Shares Outstanding | 1.83 M | |||
| Price To Earning | 22.92 X | |||
| Price To Book | 0.25 X | |||
| Price To Sales | 3.28 X | |||
| Revenue | 10.29 M | |||
| Cash And Equivalents | 5.04 M | |||
| Cash Per Share | 2.80 X | |||
| Book Value Per Share | 12.68 X | |||
| Cash Flow From Operations | 1.83 M | |||
| Earnings Per Share | 0.81 X | |||
| Total Asset | 223.75 M | |||
| Retained Earnings | 22.15 M | |||
About Citizens Financial Performance
Evaluating Citizens Financial's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Citizens Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Citizens Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that provides retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. The company was founded in 1924 and is headquartered in Elkins, West Virginia. Citizens Financial is traded on OTC Exchange in the United States.Things to note about Citizens Financial Corp performance evaluation
Checking the ongoing alerts about Citizens Financial for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Citizens Financial Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Citizens Financial generated a negative expected return over the last 90 days | |
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- Analyzing Citizens Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens Financial's stock is overvalued or undervalued compared to its peers.
- Examining Citizens Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Citizens Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Citizens Financial's pink sheet. These opinions can provide insight into Citizens Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Citizens Pink Sheet Analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.