Citizens Community Bancorp Stock Performance
| CZWI Stock | USD 15.70 0.02 0.13% |
On a scale of 0 to 100, Citizens Community holds a performance score of 11. The firm shows a Beta (market volatility) of 0.35, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Citizens Community's returns are expected to increase less than the market. However, during the bear market, the loss of holding Citizens Community is expected to be smaller as well. Please check Citizens Community's skewness, and the relationship between the value at risk and day median price , to make a quick decision on whether Citizens Community's price patterns will revert.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in Citizens Community Bancorp are ranked lower than 11 (%) of all global equities and portfolios over the last 90 days. Despite fairly fragile basic indicators, Citizens Community may actually be approaching a critical reversion point that can send shares even higher in March 2025. ...more
| Begin Period Cash Flow | 35.4 M |
Citizens |
Citizens Community Relative Risk vs. Return Landscape
If you would invest 1,405 in Citizens Community Bancorp on November 2, 2024 and sell it today you would earn a total of 165.00 from holding Citizens Community Bancorp or generate 11.74% return on investment over 90 days. Citizens Community Bancorp is currently generating 0.1978% in daily expected returns and assumes 1.386% risk (volatility on return distribution) over the 90 days horizon. In different words, 12% of stocks are less volatile than Citizens, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Citizens Community Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Community's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Citizens Community Bancorp, and traders can use it to determine the average amount a Citizens Community's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1427
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Estimated Market Risk
| 1.39 actual daily | 12 88% of assets are more volatile |
Expected Return
| 0.2 actual daily | 3 97% of assets have higher returns |
Risk-Adjusted Return
| 0.14 actual daily | 11 89% of assets perform better |
Based on monthly moving average Citizens Community is performing at about 11% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Citizens Community by adding it to a well-diversified portfolio.
Citizens Community Fundamentals Growth
Citizens Stock prices reflect investors' perceptions of the future prospects and financial health of Citizens Community, and Citizens Community fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Stock performance.
| Return On Equity | 0.0853 | ||||
| Return On Asset | 0.0081 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.33 % | ||||
| Current Valuation | 207.79 M | ||||
| Shares Outstanding | 9.98 M | ||||
| Price To Earning | 10.24 X | ||||
| Price To Book | 0.88 X | ||||
| Price To Sales | 2.62 X | ||||
| Revenue | 58.54 M | ||||
| EBITDA | 22.06 M | ||||
| Cash And Equivalents | 29.78 M | ||||
| Cash Per Share | 2.84 X | ||||
| Total Debt | 147 M | ||||
| Debt To Equity | 9.78 % | ||||
| Book Value Per Share | 17.88 X | ||||
| Cash Flow From Operations | 13.12 M | ||||
| Earnings Per Share | 1.34 X | ||||
| Total Asset | 1.85 B | ||||
| Retained Earnings | 71.12 M | ||||
About Citizens Community Performance
By evaluating Citizens Community's fundamental ratios, stakeholders can gain valuable insights into Citizens Community's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Citizens Community has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Citizens Community has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin. Citizens Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 225 people.Things to note about Citizens Community performance evaluation
Checking the ongoing alerts about Citizens Community for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Citizens Community help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.Evaluating Citizens Community's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Citizens Community's stock performance include:- Analyzing Citizens Community's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens Community's stock is overvalued or undervalued compared to its peers.
- Examining Citizens Community's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Citizens Community's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens Community's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Citizens Community's stock. These opinions can provide insight into Citizens Community's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Citizens Stock analysis
When running Citizens Community's price analysis, check to measure Citizens Community's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Community is operating at the current time. Most of Citizens Community's value examination focuses on studying past and present price action to predict the probability of Citizens Community's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Community's price. Additionally, you may evaluate how the addition of Citizens Community to your portfolios can decrease your overall portfolio volatility.
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