Citizens Competitors

Stocks . USA . 
Stock . Citizens Community Bancorp
CZWI Stock  USD 19.11  0.18  0.95%   
Citizens Community competes with Victory Bancorp, MF Bancorp, First Community, Andover Bancorp, and Community Capital; as well as few others. The company conducts business under Banks sector and is part of Financials industry. Analyzing Citizens Community competition allows you to expand the diversification possibilities of your existing portfolios and to get a better perspective on locking in new positions. Investors sometimes prefer comparable analysis of Citizens Community to its intrinsic valuation because they are able to contrast its competitors on a relative basis. Check out Citizens Community Correlation with its peers.

Citizens Community vs Oak View Correlation

Poor diversification

The correlation between Citizens Community Bancorp and OAKV is 0.69 (i.e., Poor diversification) for selected investment horizon. Overlapping area represents the amount of risk that can be diversified away by holding Citizens Community Bancorp and OAKV in the same portfolio, assuming nothing else is changed.

Moving together with Citizens Stock

  0.85BIRG Bank of IrelandPairCorr
  0.83AX Axos FinancialPairCorr
  0.61VABK Virginia National Normal TradingPairCorr
  0.62FFIN First Financial Bank Normal TradingPairCorr

Moving against Citizens Stock

  0.813YB Postal Savings BankPairCorr
  0.4BBC BNK BankingPairCorr
As of now, Citizens Community's Return On Tangible Assets are increasing as compared to previous years. The Citizens Community's current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.01. As of now, Citizens Community's Return On Assets are increasing as compared to previous years. The Citizens Community's current Asset Turnover is estimated to increase to 0.05, while Non Current Assets Total are projected to decrease to under 45.8 M.
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Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Citizens Community's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
17.7119.0720.43
Details
Intrinsic
Valuation
LowRealHigh
17.2021.3422.70
Details
Naive
Forecast
LowNextHigh
17.5218.8820.24
Details
2 Analysts
Consensus
LowTargetHigh
19.1121.0023.31
Details

Citizens Community Competition Correlation Matrix

Typically, diversification allows investors to combine positions across different asset classes to reduce overall portfolio risk. Correlation between Citizens Community and its competitors represents the degree of relationship between the price movements of corresponding stocks. A correlation of about +1.0 implies that the price of Citizens and its corresponding peer move in tandem. A correlation of -1.0 means that prices move in opposite directions. A correlation of close to zero suggests that the price movements of assets are uncorrelated; in other words, the historical price movement of Citizens Community does not affect the price movement of the other competitor.

High positive correlations

HCBN
+ 0.89
VTYB
WDFN
+ 0.86
VTYB
HCBN
+ 0.83
WDFN
EXCH
+ 0.82
FMFP
OAKV
+ 0.8
EXCH
FMFP
+ 0.78
VTYB
  

High negative correlations

EXCH
- 0.74
ALBY
ALBY
- 0.7
FMFP
ALBY
- 0.7
VTYB
HCBN
- 0.67
ALBY
WDFN
- 0.58
ALBY
OAKV
- 0.55
ALBY

Risk-Adjusted Indicators

There is a big difference between Citizens Stock performing well and Citizens Community Company doing well as a business compared to the competition. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze Citizens Community's multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.
Mean DeviationJensen AlphaSortino RatioTreynor RatioSemi DeviationExpected ShortfallPotential UpsideValue @RiskMaximum Drawdown
VTYB  0.53  0.22  0.24  2.43  0.00 
(1.05)
 2.61 
(0.93)
 5.26 
MFBP  0.77  0.06  0.00 (0.07) 1.13 
(1.65)
 3.04 
(2.34)
 7.54 
FMFP  0.82  0.18  0.00 (0.37) 0.00 
 0.00 
 5.13 
(2.12)
 12.41 
ANDC  0.81  0.05  0.01  0.22  1.00 
(2.50)
 2.16 
(2.63)
 8.35 
ALBY  0.26 (0.07) 0.00 (0.80) 0.00 
 0.00 
 0.85 
(0.85)
 4.47 
WDFN  0.80  0.20  0.09  0.89  0.63 
(1.95)
 3.70 
(1.66)
 9.15 
HCBN  0.23  0.08  0.00  2.12  0.00 
 0.00 
 1.05 
 0.00 
 3.26 
EXCH  0.51  0.25  0.00  2.28  0.00 
 0.00 
 0.14 
 0.00 
 17.10 
TMAK  2.36  0.17  0.02  0.86  3.00 
(5.06)
 6.99 
(7.23)
 16.08 
OAKV  1.29  0.08  0.01 (0.17) 1.55 
(1.71)
 2.58 
(2.52)
 7.56 

Citizens Community Competitive Analysis

The better you understand Citizens Community competitors, the better chance you have of utilizing it as a position in your portfolios. From an individual investor's perspective, Citizens Community's competitive analysis can cover a whole range of metrics. Some of these will be more critical depending on who you are as an investor and how you react to market volatility. However, if you are locking your investment sandscape to a long-term horizon, comparing the fundamental indicator across Citizens Community's competition over several years is one of the best ways to analyze its investment potential.
    
 Better Than Average     
    
 Worse Than Peers    View Performance Chart
CZWI VTYB MFBP FMFP ANDC ALBY WDFN HCBN EXCH TMAK
 0.95 
 19.11 
Citizens
 0.24 
 21.05 
Victory
 3.57 
 19.45 
MFBP
 0.41 
 14.58 
First
 3.33 
 18.85 
Andover
 0.34 
 29.00 
Community
 0.17 
 29.80 
Woodlands
 0.63 
 40.25 
HCB
 0.60 
 70.00 
Exchange
 1.72 
 10.05 
Touchmark
Market Volatility
(90 Days Market Risk)
Very steady
Very steady
Very steady
Not too volatile
Very steady
Very steady
Very steady
Very steady
Very steady
Slightly risky
Market Performance
(90 Days Performance)
Solid
Solid
Weak
Fair
Weak
Weakest
Solid
Good
Fair
Soft
Odds of Financial Distress
(Probability Of Bankruptcy)
Tiny
Low
Low
Low
Low
Low
Low
Low
Low
Low
Current Valuation
(Equity Enterprise Value)
Under Valued
Fairly Valued
Over Valued
Over Valued
Fairly Valued
Fairly Valued
Under Valued
Fairly Valued
Under Valued
Over Valued
Buy or Sell Advice
(Average Analysts Consensus)
Strong Buy
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Not Available
Trade Advice
(90 Days Macroaxis Advice)
Strong Buy
Hold
Strong Sell
Strong Sell
Cautious Hold
Cautious Hold
Strong Buy
Buy
Strong Buy
Strong Sell
Net Asset
1.78 B
443.78 M
N/A
N/A
N/A
257.16 M
N/A
N/A
126.2 B
N/A
Profit Margin
0.24
0.27
0.2
0.22
0.3
0.24
0.24
0.17
N/A
0.4
EBITDA
8.9 M
N/A
N/A
N/A
N/A
(3.56 K)
N/A
N/A
N/A
N/A
Operating Margin
0.35
0.34
0.26
0.26
0.33
0.31
0.29
0.19
N/A
0.52
Current Valuation
116.74 M
48.39 M
(3.06 M)
54.47 M
42.66 M
21.39 M
1.49 M
23.88 M
N/A
(10.98 M)
Price To Book
0.97
1.16
0.27
1.61
N/A
0.88
N/A
N/A
N/A
0.51
Retained Earnings
90 M
N/A
17.89 M
25.8 M
N/A
2.05 M
17.91 M
N/A
N/A
(10.81 M)
Five Year Return
1.86
N/A
N/A
N/A
3.38
N/A
3.34
2.84
2.08
N/A
Beta
0.67
0.35
0.2
0.62
0.19
0.52
0.54
0.61
-0.11
0.21
Number Of Employees
207
10
13
7
90
20
4
8
7
17
Shares Outstanding
9.62 M
1.97 M
2.03 M
2.82 M
2.41 M
1.26 M
1.54 M
1.04 M
N/A
3.47 M
Cash Flow From Operations
20.18 M
7.09 M
4.58 M
6.48 M
6.75 M
2.7 M
5.31 M
3.03 M
2.88 B
6.97 M
Annual Yield
0.0243
0.0166
0.005
0.0291
0.0364
0.0171
0.0407
0.0305
0.0278
N/A
Total Debt
51.8 M
23.28 M
990 K
33 M
N/A
17.38 M
3.92 M
24 M
N/A
7.5 M
Return On Equity
0.0786
0.18
0.0438
0.0915
0.11
0.0942
0.12
0.0664
N/A
0.0948
Z Score
N/A
0.6
30.6
0.6
N/A
0.6
7.2
0.6
N/A
2.4
Return On Asset
0.0082
0.01
0.0086
0.0079
0.0098
0.0075
0.0086
0.0055
N/A
0.0164
Number Of Shares Shorted
79.89 K
N/A
N/A
N/A
N/A
827
N/A
N/A
N/A
N/A
Book Value Per Share
19.54
13.12
10.54
14.28
21.6
12.87
26.06
34.11
N/A
14.73
Total Asset
1.78 B
443.78 M
296.7 M
420.7 M
N/A
257.16 M
375.23 M
N/A
126.2 B
130.9 M
Debt To Equity
9.78
N/A
7.23
N/A
N/A
6.83
N/A
N/A
N/A
N/A
Short Ratio
1.78
N/A
N/A
N/A
N/A
1.1
N/A
N/A
N/A
N/A
Target Price
21.0
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Last Dividend Paid
0.36
0.23
0.11
N/A
0.74
N/A
1.1
0.76
N/A
N/A
Shares Owned By Institutions
64.79
N/A
N/A
N/A
0.14
N/A
4.62
N/A
N/A
N/A
Market Capitalization
184.6 M
30.89 M
50.78 M
62.14 M
49.59 M
22.09 M
47.06 M
25.86 M
16.98 M
36.56 M
Price To Earning
10.24
9.53
-4.79
15.26
10.8
9.45
8.08
9.22
N/A
14.08
Price To Sales
3.06
1.82
2.28
2.73
2.69
2.23
2.43
1.88
5.25
2.31
Net Income
14.42 M
3.95 M
2.78 M
5.17 M
5.39 M
1.99 M
5.28 M
2.36 M
2.11 B
8.32 M
Earnings Per Share
1.46
1.88
-0.9
1.44
2.42
1.74
3.56
2.71
N/A
0.6
Shares Owned By Insiders
6.56
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Revenue
90.07 M
15.3 M
17.48 M
22.72 M
17.91 M
8.11 M
20.99 M
14.47 M
8.24 B
15.48 M
Cash And Equivalents
29.78 M
112 M
134.96 M
22.39 M
N/A
4.94 M
51.91 M
121.42 M
N/A
25.66 M
Cash Per Share
2.84
57.43
68.16
7.95
N/A
7.99
37.31
117.13
N/A
5.73
Gross Profit
60.38 M
15.06 M
15.84 M
21.43 M
17.91 M
8.1 M
20.99 M
14.21 M
N/A
18.68 M
Day Typical Price
18.89
21.05
19.41
14.58
18.85
29.03
29.8
40.83
70.0
10.05
Accumulation Distribution
4359.9
N/A
0.0103
N/A
N/A
2.41
N/A
76.96
N/A
0.0099
Market Facilitation Index
0.0
N/A
0.2
N/A
N/A
1.0E-4
N/A
9.0E-4
N/A
0.1
Daily Balance Of Power
0.2769
9.2 T
3.35
9.2 T
0
(1.00)
9.2 T
0.1429
9.2 T
1.7
Period Momentum Indicator
0.18
0.05
0.67
0.06
(0.65)
(0.10)
0.05
0.25
0.42
0.17
Rate Of Daily Change
1.01
1.0
1.04
1.0
0.97
1.0
1.0
1.01
1.01
1.02
Day Median Price
18.79
21.05
19.39
14.58
18.85
29.05
29.8
41.13
70.0
10.05
Price Action Indicator
0.41
0.025
0.39
0.03
(0.32)
(0.10)
0.025
(0.75)
0.21
0.085
Coefficient Of Variation
435.61
415.5
2897.77
1063.21
2145.79
(1,000)
675.16
529.78
776.65
2018.08
Mean Deviation
1.02
0.5314
0.7742
0.8176
0.8087
0.2554
0.7962
0.2281
0.5138
2.36
Jensen Alpha
0.2797
0.2221
0.0596
0.177
0.0524
(0.07)
0.1992
0.0754
0.248
0.1732
Total Risk Alpha
0.2387
0.1797
(0.03)
0.0765
(0.01)
(0.09)
0.1389
0.0552
0.157
0.0011
Sortino Ratio
0.2174
0.244
0.0018
N/A
0.0113
N/A
0.0902
N/A
N/A
0.0227
Downside Variance
1.51
0.6081
6.54
N/A
5.91
N/A
3.65
N/A
N/A
41.07
Standard Deviation
1.36
0.9778
1.44
1.83
1.56
0.5729
1.47
0.459
2.03
3.85
Kurtosis
1.23
12.21
2.92
6.27
3.41
10.1
6.06
13.21
65.41
0.4957
Potential Upside
2.36
2.61
3.04
5.13
2.16
0.8547
3.7
1.05
0.1439
6.99
Treynor Ratio
0.4725
2.43
(0.07)
(0.37)
0.2177
(0.80)
0.8913
2.12
2.28
0.857
Maximum Drawdown
7.5
5.26
7.54
12.41
8.35
4.47
9.15
3.26
17.1
16.08
Variance
1.85
0.956
2.07
3.33
2.42
0.3282
2.15
0.2107
4.14
14.79
Market Risk Adjusted Performance
0.4825
2.44
(0.06)
(0.36)
0.2277
(0.79)
0.9013
2.13
2.29
0.867
Risk Adjusted Performance
0.177
0.1832
0.0307
0.0766
0.0402
(0.08)
0.1162
0.1355
0.1031
0.0453
Skewness
0.4213
3.1
(0.13)
0.5259
0.8821
(1.22)
1.69
(1.14)
8.07
(0.08)
Semi Deviation
0.8147
0.0
1.13
N/A
1.0
N/A
0.6316
N/A
N/A
3.0
Information Ratio
0.1964
0.1946
0.0032
0.0694
0.0176
(0.18)
0.1174
0.0906
0.1066
0.0378
Value At Risk
(1.73)
(0.93)
(2.34)
(2.12)
(2.63)
(0.85)
(1.66)
N/A
N/A
(7.23)
Expected Short fall
(1.20)
(1.05)
(1.65)
N/A
(2.50)
N/A
(1.95)
N/A
N/A
(5.06)
Downside Deviation
1.23
0.7798
2.56
N/A
2.43
N/A
1.91
N/A
N/A
6.41
Semi Variance
0.6637
(0.12)
1.28
N/A
1.0
N/A
0.3989
N/A
N/A
9.02

Citizens Community Competition Performance Charts

Five steps to successful analysis of Citizens Community Competition

Citizens Community's competitive analysis is the process of researching and evaluating its competitive landscape. It provides an understanding of the strengths, weaknesses, opportunities, and threats (SWOT) faced by Citizens Community in relation to its competition. Citizens Community's competition analysis typically involves several steps, including:
  • Identifying the key players in the market: This involves identifying the major competitors of Citizens Community in the market, both direct and indirect, as well as new entrants and disruptive technologies.
  • Assessing the strengths and weaknesses of each competitor: This involves evaluating each competitor's strengths and weaknesses in areas such as product offerings, market share, brand recognition, financial performance, and distribution channels.
  • Understanding the competitive environment: This involves evaluating the regulatory environment, economic conditions, and other factors that may impact Citizens Community's competitive landscape.
  • Identifying opportunities and threats: This involves using the information gathered during the analysis to identify opportunities and threats to Citizens Community, and developing a strategy to address them.
  • Evaluating the competitive landscape: This involves understanding the competitive dynamics of the market, such as pricing, marketing, and distribution strategies, as well as analyzing the competitive advantage of each competitor.
Competitive analysis is an essential tool for businesses to stay ahead of the competition and can be used to inform decision-making and strategy development. By understanding the competitive landscape and staying informed about the activities of competitors, a company can make more informed decisions and improve its overall performance.

Complement your Citizens Community position

In addition to having Citizens Community in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Most Shorted Equities Theme
Dynamically calculated list of top equities currently trending upward via a buy-out by investors. The Most Shorted Equities theme has 286 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Most Shorted Equities Theme or any other thematic opportunities.
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When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:
How To Invest In Citizens
Details
Is Citizens Stock a good investment?
Details
What is Citizens Community's Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out Citizens Community Correlation with its peers.
You can also try the AI Portfolio Prophet module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is there potential for Regional Banks market expansion? Will Citizens introduce new products? Factors like these will boost the valuation of Citizens Community. Projected growth potential of Citizens fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.642
Dividend Share
0.36
Earnings Share
1.46
Revenue Per Share
6.099
Quarterly Revenue Growth
0.098
Investors evaluate Citizens Community using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Citizens Community's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Citizens Community's market price to deviate significantly from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
It's important to distinguish between Citizens Community's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens Community should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Citizens Community's market price signifies the transaction level at which participants voluntarily complete trades.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
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